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only-criteria criteria-setup 3 2021-02-26

BTL Arrears (secured/mortgage)

Lender: Bath Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-02-25

BTL Minimum ICR across the whole portfolio

Lender: Hinckley and Rugby Building Society

Type: setup

New Search value: 2.9% stressed at 145%

Read Policy Notes
only-criteria criteria-change 7 2021-02-24

BTL Source of deposit: Gifted NOT from Immediate Family

Lender: Leeds Building Society

Type: change

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-change 7 2021-02-24

BTL Financial Associates with Adverse

Lender: Bath Building Society

Type: change

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-change 7 2021-02-24

BTL Property Construction: Mundic block

Lender: Bath Building Society

Type: change

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-correction 7 2021-02-24

BTL Property being purchased at auction

Lender: Bath Building Society

Type: correction

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-correction 7 2021-02-24

BTL Property with Restrictive Covenant Section 106

Lender: Bath Building Society

Type: correction

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-correction 7 2021-02-24

BTL Maximum Loan to Value (LTV)

Lender: Bath Building Society

Type: correction

New Search value: 75 percentage

Read Policy Notes
only-criteria criteria-correction 7 2021-02-24

BTL Advisor Own Application

Lender: Bath Building Society

Type: correction

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-correction 7 2021-02-24

BTL Defaults (unsatisfied) potentially accepted

Lender: Bath Building Society

Type: correction

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-correction 7 2021-02-24

BTL Purchase applications where existing tenants will remain in the property

Lender: Bath Building Society

Type: correction

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-correction 7 2021-02-24

BTL Debt Related: Payday loan (previous)

Lender: Kent Reliance

Type: correction

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-correction 7 2021-02-24

BTL Debt Related: Payday loan (current)

Lender: Kent Reliance

Type: correction

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-correction 7 2021-02-24

BTL Expat Regulated Buy to Let (Let to Family Member)

Lender: Kent Reliance

Type: correction

New Search value: We do not accept Expat Buy to Let applications

Read Policy Notes
only-criteria criteria-correction 7 2021-02-24

BTL Expat UK Credit Profile Required

Lender: Kent Reliance

Type: correction

New Search value: We do not accept Expat Buy to Let applications

Read Policy Notes
only-criteria criteria-correction 7 2021-02-24

BTL Expat minimum income

Lender: Kent Reliance

Type: correction

New Search value: We do not accept Expat Buy to Let applications

Read Policy Notes
only-criteria criteria-edit 7 2021-02-24

BTL Foreign Nationals (WITHOUT indefinite leave to remain)

Lender: Accord Mortgages

Type: edit

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-edit 7 2021-02-24

BTL Foreign Nationals (with indefinite leave to remain)

Lender: Accord Mortgages

Type: edit

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-edit 7 2021-02-24

BTL Maximum number of rental properties MORTGAGED with ALL lenders

Lender: Accord Mortgages

Type: edit

New Search value: 10

Read Policy Notes
only-criteria criteria-setup 7 2021-02-24

BTL Income made up primarily of benefits

Lender: Bath Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-change 7 2021-02-23

BTL Maximum Value of Defaults (Satisfied)

Lender: Kent Reliance

Type: change

New Search value: No Maximum

Read Policy Notes
only-criteria criteria-change 7 2021-02-23

BTL Maximum Value of CCJs (Satisfied)

Lender: Kent Reliance

Type: change

New Search value: No Maximum

Read Policy Notes
only-criteria criteria-change 7 2021-02-23

BTL Individual Voluntary Arrangements (IVA)

Lender: Kent Reliance

Type: change

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-02-23

BTL Property Construction: Tower Block with Cladding

Lender: Natwest

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-02-23

BTL Layered company Ltd BTL

Lender: Natwest

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-02-23

BTL Ltd Co BTL: Source of deposit is from applicants other company

Lender: Natwest

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-02-23

BTL Remortgage Purpose: Purchase Overseas Property

Lender: Natwest

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-02-23

BTL Remortgage Purpose: Purchase Commercial Property

Lender: Natwest

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-02-23

BTL Debt Relief Order (Satisfied)

Lender: Natwest

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-02-23

BTL Visas: Working Visa (Tier 1 - Investors, entrepreneurs and talent visas)

Lender: Natwest

Type: setup

New Search value: Yes

Read Policy Notes
only-criteria criteria-setup 7 2021-02-23

BTL Income made up primarily of benefits

Lender: Natwest

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-02-23

BTL Financial Associates with Adverse

Lender: Natwest

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-change 7 2021-02-23

BTL Telecommunications Adverse Ignored

Lender: Kent Reliance

Type: change

New Search value: No

Read Policy Notes
only-criteria criteria-change 7 2021-02-23

BTL Limited Company (Trading) shareholders required to provide personal guarantees

Lender: Kent Reliance

Type: change

New Search value: Yes

Read Policy Notes
only-criteria criteria-change 7 2021-02-23

BTL Consumer Buy to Let (position and definition)

Lender: Kent Reliance

Type: change

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-change 7 2021-02-23

BTL Advisor Own Application

Lender: Kent Reliance

Type: change

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-change 7 2021-02-23

BTL Limited Company (SPV) shareholders required to provide personal guarantees

Lender: Kent Reliance

Type: change

New Search value: Yes

Read Policy Notes
only-criteria criteria-change 7 2021-02-23

BTL Expat Buy to Let

Lender: Kent Reliance

Type: change

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-change 7 2021-02-23

BTL First Time Landlords

Lender: Kent Reliance

Type: change

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-change 7 2021-02-23

BTL Can Consider Earned Income in Rental Assessment (Topslicing)

Lender: Kent Reliance

Type: change

New Search value: No

Read Policy Notes
only-criteria criteria-change 7 2021-02-22

BTL New Build Warranty: Zurich Municipal "New Build"

Lender: The Mortgage Works

Type: change

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-change 7 2021-02-22

BTL New Build Warranty: Q Assure Build

Lender: The Mortgage Works

Type: change

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-change 7 2021-02-22

BTL New Build Warranty: Protek

Lender: The Mortgage Works

Type: change

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-change 7 2021-02-22

BTL New Build Warranty: Professional Consultants Certificate

Lender: The Mortgage Works

Type: change

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-change 7 2021-02-22

BTL New Build Warranty: Premier Guarantee Scheme

Lender: The Mortgage Works

Type: change

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-change 7 2021-02-22

BTL New Build Warranty: NHBC Guarantee

Lender: The Mortgage Works

Type: change

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-change 7 2021-02-22

BTL New Build Warranty: LABC

Lender: The Mortgage Works

Type: change

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-change 7 2021-02-22

BTL New Build Warranty: Global Home Warranties

Lender: The Mortgage Works

Type: change

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-change 7 2021-02-22

BTL New Build Warranty: CRL Management Ltd

Lender: The Mortgage Works

Type: change

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-change 7 2021-02-22

BTL New Build Warranty: Checkmate (Castle 10)

Lender: The Mortgage Works

Type: change

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-change 7 2021-02-22

BTL New Build Warranty: Buildzone

Lender: The Mortgage Works

Type: change

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-change 7 2021-02-22

BTL New Build Warranty: Building Life Plans

Lender: The Mortgage Works

Type: change

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-change 7 2021-02-22

BTL New Build Warranty: Build Assure

Lender: The Mortgage Works

Type: change

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-change 7 2021-02-22

BTL New Build Warranty: AEDIS

Lender: The Mortgage Works

Type: change

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-change 7 2021-02-22

BTL Energy Performance Rating (EPC) rating 'F' or 'G'

Lender: The Mortgage Works

Type: change

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-change 7 2021-02-22

BTL Arrears (unsecured)

Lender: The Mortgage Works

Type: change

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-change 7 2021-02-22

BTL Purchase from Limited Company to Individual Name (Related Transaction)

Lender: The Mortgage Works

Type: change

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-02-22

BTL Sole application joint proprietor

Lender: The Mortgage Works

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-02-22

BTL New Build Warranty: ICW

Lender: The Mortgage Works

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-02-22

BTL Guaranteed rental scheme

Lender: The Mortgage Works

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-02-22

BTL Split Mortgage Terms

Lender: The Mortgage Works

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-02-22

BTL Flying Freehold: Maximum acceptable percentage of the gross floor area

Lender: The Mortgage Works

Type: setup

New Search value: 50

Read Policy Notes
only-criteria criteria-setup 7 2021-02-22

BTL Transitional Arrangements Offered

Lender: The Mortgage Works

Type: setup

New Search value: Yes

Read Policy Notes
only-criteria criteria-change 2021-02-19

BTL Debt Related: Payday loan (previous)

Lender: Bath Building Society

Type: change

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-change 2021-02-19

BTL ICR Rental Calculation for Limited Companies (Income Coverage Ratio) 5 yr fix

Lender: Bath Building Society

Type: change

New Search value: 3.7% stressed at 125%

Read Policy Notes
only-criteria criteria-setup 2021-02-19

BTL Layered company Ltd BTL

Lender: Bath Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-change 2021-02-18

BTL Property Construction: Steel framed

Lender: Kent Reliance

Type: change

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-change 2021-02-18

BTL Debt Management Plan (satisfied)

Lender: Kent Reliance

Type: change

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-change 2021-02-18

BTL Age Limits: Maximum Age AT POINT OF APPLICATION

Lender: Natwest

Type: change

New Search value: 77 years

Read Policy Notes
only-criteria criteria-change 2021-02-18

BTL Age Limits: Maximum Age at End of Mortgage Term

Lender: Natwest

Type: change

New Search value: 80 years

Read Policy Notes
only-criteria criteria-change 2021-02-18

BTL Portfolio Applicants Minimum Income Requirement

Lender: Natwest

Type: change

New Search value: 25000

Read Policy Notes
only-criteria criteria-change 2021-02-18

BTL Can Consider Earned Income in Rental Assessment (Topslicing)

Lender: Natwest

Type: change

New Search value: Yes

Read Policy Notes
only-criteria criteria-setup 2021-02-18

BTL Property Construction: Large Panel System (LPS)

Lender: Natwest

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-18

BTL New Build Warranty: ICW

Lender: Natwest

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-18

BTL Property Construction: EWS1 required on properties with combustible cladding or materials on balconies?

Lender: Natwest

Type: setup

New Search value: Yes

Read Policy Notes
only-criteria criteria-setup 2021-02-18

BTL Property Construction: Potton Homes

Lender: Natwest

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-18

BTL Property Construction: British Iron and Steel Federation (BISF)

Lender: Natwest

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-18

BTL Property Construction: BOPAS accreditation required for non-standard construction

Lender: Natwest

Type: setup

New Search value: Yes

Read Policy Notes
only-criteria criteria-setup 2021-02-18

BTL Property Construction: Timber framed (Pre 1900)

Lender: Natwest

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-18

BTL HMO rental valuation assessment

Lender: Natwest

Type: setup

New Search value: We do not accept HMO applications

Read Policy Notes
only-criteria criteria-setup 2021-02-18

BTL Remortgage purpose: Extending a lease

Lender: Natwest

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-18

BTL Maximum number of students considered on one AST

Lender: Natwest

Type: setup

New Search value: We do not accept student tenants

Read Policy Notes
only-criteria criteria-setup 2021-02-18

BTL HMO: Communal area in the property

Lender: Natwest

Type: setup

New Search value: We do not accept HMO applications

Read Policy Notes
only-criteria criteria-setup 2021-02-18

BTL Expat: Holiday Lets

Lender: Natwest

Type: setup

New Search value: We do not accept Expat Buy to Let applications

Read Policy Notes
only-criteria criteria-setup 2021-02-18

BTL Tenants: Multiple Tenancies

Lender: Natwest

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-18

BTL Applicants on Furlough

Lender: Natwest

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-18

BTL Minimum Landlord Experience (in MONTHS)

Lender: Natwest

Type: setup

New Search value: No Minimum months

Read Policy Notes
only-criteria criteria-setup 2021-02-18

BTL Unemployed Applicants

Lender: Natwest

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-18

BTL Minimum Length of Time Employed (in MONTHS)

Lender: Natwest

Type: setup

New Search value: 6 months

Read Policy Notes
only-criteria criteria-change 2021-02-18

BTL Defaults registered between 24 to 36 Months

Lender: Kent Reliance

Type: change

New Search value: Potentially Acceptable

Read Policy Notes
only-criteria criteria-change 2021-02-18

BTL Defaults registered over 36 Months ago

Lender: Kent Reliance

Type: change

New Search value: Potentially Ignored

Read Policy Notes
only-criteria criteria-change 2021-02-18

BTL Defaults registered between 12 to 24 Months

Lender: Kent Reliance

Type: change

New Search value: Potentially Acceptable

Read Policy Notes
only-criteria criteria-change 2021-02-18

BTL Defaults registered between 3 to 12 Months

Lender: Kent Reliance

Type: change

New Search value: Potentially Acceptable

Read Policy Notes
only-criteria criteria-change 2021-02-18

BTL Defaults registered in last 3 Months

Lender: Kent Reliance

Type: change

New Search value: Potentially Acceptable

Read Policy Notes
only-criteria criteria-change 2021-02-18

BTL Maximum Number of Defaults (Satisfied)

Lender: Kent Reliance

Type: change

New Search value: No Maximum

Read Policy Notes
only-criteria criteria-change 2021-02-18

BTL Maximum Number of Defaults (Unsatisfied)

Lender: Kent Reliance

Type: change

New Search value: 0

Read Policy Notes
only-criteria criteria-change 2021-02-18

BTL Defaults (unsatisfied) potentially accepted

Lender: Kent Reliance

Type: change

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-change 2021-02-18

BTL Defaults (satisfied) potentially accepted

Lender: Kent Reliance

Type: change

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-change 2021-02-18

BTL Maximum Number of CCJs (Satisfied)

Lender: Kent Reliance

Type: change

New Search value: No Maximum

Read Policy Notes
only-criteria criteria-change 2021-02-18

BTL CCJs registered over 36 Months ago

Lender: Kent Reliance

Type: change

New Search value: Potentially Ignored

Read Policy Notes
only-criteria criteria-change 2021-02-18

BTL CCJs registered between 24 to 36 Months

Lender: Kent Reliance

Type: change

New Search value: Potentially Acceptable

Read Policy Notes
only-criteria criteria-change 2021-02-18

BTL CCJs registered between 12 to 24 Months

Lender: Kent Reliance

Type: change

New Search value: Potentially Acceptable

Read Policy Notes
only-criteria criteria-change 2021-02-18

BTL CCJs registered between 3 to 12 Months

Lender: Kent Reliance

Type: change

New Search value: Potentially Acceptable

Read Policy Notes
only-criteria criteria-change 2021-02-18

BTL CCJs registered in last 3 Months

Lender: Kent Reliance

Type: change

New Search value: Potentially Acceptable

Read Policy Notes
only-criteria criteria-change 2021-02-18

BTL Student Let Valuation

Lender: Leeds Building Society

Type: change

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-change 2021-02-17

BTL House/Bungalow Maximum LTV (Standard)

Lender: Kensington Mortgages

Type: change

New Search value: 85 percentage

Read Policy Notes
only-criteria criteria-change 2021-02-17

BTL House/Bungalow Maximum LTV (New Build)

Lender: Kensington Mortgages

Type: change

New Search value: 85 percentage

Read Policy Notes
only-criteria criteria-change 2021-02-17

BTL Flat/Maisonette Maximum LTV (Standard)

Lender: Kensington Mortgages

Type: change

New Search value: 85 percentage

Read Policy Notes
only-criteria criteria-change 2021-02-17

BTL Flat/Maisonette Maximum LTV (New Build)

Lender: Kensington Mortgages

Type: change

New Search value: 85 percentage

Read Policy Notes
only-criteria criteria-change 2021-02-17

BTL HMO Maximum LTV

Lender: Kensington Mortgages

Type: change

New Search value: 80

Read Policy Notes
only-criteria criteria-change 2021-02-17

BTL Maximum Loan to Value (LTV)

Lender: Kensington Mortgages

Type: change

New Search value: 85 percentage

Read Policy Notes
only-criteria criteria-change 2021-02-17

BTL Remortgage purpose: Buy to Let Purchase (maximum LTV)

Lender: Kensington Mortgages

Type: change

New Search value: 85 percentage

Read Policy Notes
only-criteria criteria-change 2021-02-17

BTL Remortgage purpose: Debt Consolidation (maximum LTV)

Lender: Kensington Mortgages

Type: change

New Search value: 85 percentage

Read Policy Notes
only-criteria criteria-change 2021-02-17

BTL Remortgage purpose: Home Improvements (maximum LTV)

Lender: Kensington Mortgages

Type: change

New Search value: 85 percentage

Read Policy Notes
only-criteria criteria-change 2021-02-17

BTL Remortgage purpose: Balance Swap (maximum LTV)

Lender: Kensington Mortgages

Type: change

New Search value: 85 percentage

Read Policy Notes
only-criteria criteria-setup 2021-02-17

BTL Inter-family sales (no discount)

Lender: Bath Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-17

BTL Sole application joint proprietor

Lender: Bath Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-17

BTL Split Mortgage Terms

Lender: Bath Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-change 2021-02-17

BTL Tenants: Student Lets?

Lender: Leeds Building Society

Type: change

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-change 2021-02-17

BTL Permission to Self Occupy Holiday Let Property

Lender: Harpenden Building Society

Type: change

New Search value: We do not accept Holiday Let applications

Read Policy Notes
only-criteria criteria-change 2021-02-17

BTL Tenants: Holiday Lets

Lender: Harpenden Building Society

Type: change

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-17

BTL Visas: Working Visa (Tier 1 - Investors, entrepreneurs and talent visas)

Lender: Bath Building Society

Type: setup

New Search value: No

Read Policy Notes
only-criteria criteria-setup 2021-02-17

BTL Visas: Working Visa (Tier 2 - Long-term work visas)

Lender: Bath Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-17

BTL Debt Relief Order (Satisfied)

Lender: Bath Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-17

BTL Visas: Family Visa (Spousal etc)

Lender: Bath Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-17

BTL Late Payments (Not Missed)

Lender: Bath Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-17

BTL Guaranteed rental scheme

Lender: Bath Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-17

BTL Remortgage purpose: Capital raise for BTL where property not yet found

Lender: Bath Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-17

BTL Remortgage purpose: School/Education fees

Lender: Bath Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-17

BTL Remortgage purpose: Medical expenses

Lender: Bath Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-17

BTL Remortgage purpose: Lifestyle (holidays, car's, non essential spending etc)

Lender: Bath Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-17

BTL Remortgage purpose: Personal investments (not property related)

Lender: Bath Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-17

BTL Unadopted Roads

Lender: Bath Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-17

BTL Property Ownership: Shared access or shared services

Lender: Bath Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-17

BTL Property Issues: Overage Clause

Lender: Bath Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-17

BTL Property Construction: Large Panel System (LPS)

Lender: Bath Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-17

BTL Ex MOD properties

Lender: Bath Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-17

BTL Property Type: Coach house

Lender: Bath Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-17

BTL Property Construction: Woolaway

Lender: Bath Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-17

BTL Property Construction: Wholly Timbered

Lender: Bath Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-17

BTL Property Construction: Structural Insulated Panel Solutions (SIPs)

Lender: Bath Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-17

BTL Property Construction: Single skin

Lender: Bath Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-17

BTL Property Construction: Potton Homes

Lender: Bath Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-17

BTL Property Construction: Off site manufactured (MMC)

Lender: Bath Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-17

BTL Property Construction: Insulating concrete form (ICF)

Lender: Bath Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-17

BTL Property Construction: Dutch barns

Lender: Bath Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-17

BTL Property Construction: British Iron and Steel Federation (BISF)

Lender: Bath Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-17

BTL Property Construction: BOPAS accreditation required for non-standard construction

Lender: Bath Building Society

Type: setup

New Search value: Yes

Read Policy Notes
only-criteria criteria-setup 2021-02-17

BTL Property Construction: Converted church

Lender: Bath Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-17

BTL New Build Warranty: ICW

Lender: Bath Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-17

BTL Purchase and rent back to the builders as a show home

Lender: Bath Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-17

BTL Property Construction: EWS1 required on properties with combustible cladding or materials on balconies?

Lender: Bath Building Society

Type: setup

New Search value: Yes

Read Policy Notes
only-criteria criteria-setup 2021-02-17

BTL Property Construction: Tower Block with Cladding

Lender: Bath Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-17

BTL Property Ownership: Splitting of a title deed on completion

Lender: Bath Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-17

BTL Flying Freehold: Maximum acceptable percentage of the gross floor area

Lender: Bath Building Society

Type: setup

New Search value: 15

Read Policy Notes
only-criteria criteria-setup 2021-02-17

BTL Remortgage purpose: Extending a lease

Lender: Bath Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-17

BTL Property Type: Basement flat

Lender: Bath Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-17

BTL Maximum number of stories where no lift is present

Lender: Bath Building Society

Type: setup

New Search value: 4

Read Policy Notes
only-criteria criteria-setup 2021-02-17

BTL Expat: Holiday Lets

Lender: Bath Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-17

BTL Criminal Convictions

Lender: Bath Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-17

BTL Visas: Minimum number months remaining on visa

Lender: Bath Building Society

Type: setup

New Search value: We do not lend to foreign nationals on a visa

Read Policy Notes
only-criteria criteria-setup 2021-02-17

BTL Gambling (recurring transactions)

Lender: Bath Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-17

BTL Applicants on Furlough

Lender: Bath Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-17

BTL Covid-19: Policy

Lender: Bath Building Society

Type: setup

New Search value: Yes

Read Policy Notes
only-criteria criteria-setup 2021-02-17

BTL Covid-19: Will allow conversion to interest only?

Lender: Bath Building Society

Type: setup

New Search value: Contact Lender

Read Policy Notes
only-criteria criteria-change 2021-02-17

BTL House/Bungalow Maximum LTV (Standard)

Lender: Bath Building Society

Type: change

New Search value: 75 percentage

Read Policy Notes
only-criteria criteria-change 2021-02-17

BTL House/Bungalow Maximum LTV (New Build)

Lender: Bath Building Society

Type: change

New Search value: 75 percentage

Read Policy Notes
only-criteria criteria-change 2021-02-17

BTL Property Construction: Easiform

Lender: Bath Building Society

Type: change

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-correction 2021-02-17

BTL Property with more than one kitchen

Lender: Bath Building Society

Type: correction

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-correction 2021-02-17

BTL Property with acreage

Lender: Bath Building Society

Type: correction

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-correction 2021-02-17

BTL Foreign Nationals (with indefinite leave to remain)

Lender: Bath Building Society

Type: correction

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-correction 2021-02-17

BTL Multi Unit Freehold Maximum Number of Flats

Lender: Bath Building Society

Type: correction

New Search value: No Maximum

Read Policy Notes
only-criteria criteria-correction 2021-02-17

BTL Multi Unit Freehold (multiple properties on same title)

Lender: Bath Building Society

Type: correction

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-correction 2021-02-17

BTL Property Construction: Timber framed (Post 1970)

Lender: Bath Building Society

Type: correction

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-correction 2021-02-17

BTL Property Construction: Timber framed (Pre 1900)

Lender: Bath Building Society

Type: correction

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-correction 2021-02-17

BTL Property Construction: Concrete construction

Lender: Bath Building Society

Type: correction

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-correction 2021-02-17

BTL Property Construction: Modern method of construction (MMC)

Lender: Bath Building Society

Type: correction

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-correction 2021-02-17

BTL Property Construction: No-Fines

Lender: Bath Building Society

Type: correction

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-correction 2021-02-17

BTL Property Construction: Repaired prefabricated reinforced concrete

Lender: Bath Building Society

Type: correction

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-correction 2021-02-17

BTL Property Construction: Steel framed

Lender: Bath Building Society

Type: correction

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-correction 2021-02-17

BTL New Build Warranty: Professional Consultants Certificate

Lender: Bath Building Society

Type: correction

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-correction 2021-02-17

BTL New Build Warranty: Checkmate (Castle 10)

Lender: Bath Building Society

Type: correction

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-correction 2021-02-17

BTL Limited Company (Trading) shareholders required to provide personal guarantees

Lender: Bath Building Society

Type: correction

New Search value: Yes

Read Policy Notes
only-criteria criteria-correction 2021-02-17

BTL Limited Company (SPV) shareholders required to provide personal guarantees

Lender: Bath Building Society

Type: correction

New Search value: Yes

Read Policy Notes
only-criteria criteria-correction 2021-02-17

BTL Permission to Self Occupy Holiday Let Property

Lender: Bath Building Society

Type: correction

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-correction 2021-02-17

BTL Tenants: Holiday Lets

Lender: Bath Building Society

Type: correction

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-correction 2021-02-17

BTL Flat/Maisonette Maximum LTV (Standard)

Lender: Bath Building Society

Type: correction

New Search value: 75 percentage

Read Policy Notes
only-criteria criteria-correction 2021-02-17

BTL Flat/Maisonette Maximum LTV (New Build)

Lender: Bath Building Society

Type: correction

New Search value: 75 percentage

Read Policy Notes
only-criteria criteria-correction 2021-02-17

BTL Minimum remaining lease at application

Lender: Bath Building Society

Type: correction

New Search value: 55 years

Read Policy Notes
only-criteria criteria-correction 2021-02-17

BTL Minimum remaining lease at end of term

Lender: Bath Building Society

Type: correction

New Search value: 50 years

Read Policy Notes
only-criteria criteria-correction 2021-02-17

BTL Property Type: Flat above commercial food outlet

Lender: Bath Building Society

Type: correction

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-correction 2021-02-17

BTL Property Type: Studio Flat Minimum Floor Area (Sq Metres)

Lender: Bath Building Society

Type: correction

New Search value: 30

Read Policy Notes
only-criteria criteria-correction 2021-02-17

BTL Property Type: Studio flat

Lender: Bath Building Society

Type: correction

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-correction 2021-02-17

BTL Expat UK Credit Profile Required

Lender: Bath Building Society

Type: correction

New Search value: We do not accept Expat Buy to Let applications

Read Policy Notes
only-criteria criteria-correction 2021-02-17

BTL Expat minimum income

Lender: Bath Building Society

Type: correction

New Search value: We do not accept Expat Buy to Let applications

Read Policy Notes
only-criteria criteria-correction 2021-02-17

BTL Expat Buy to Let

Lender: Bath Building Society

Type: correction

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-correction 2021-02-17

BTL Source of deposit: Builders Deposit

Lender: Bath Building Society

Type: correction

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-edit 2021-02-17

BTL New Build Warranty: AEDIS

Lender: Bath Building Society

Type: edit

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-change 2021-02-16

BTL County Court Judgements (CCJs) (Unsatisfied) potentially accepted

Lender: Kent Reliance

Type: change

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-change 2021-02-16

BTL County Court Judgements (CCJs) (Satisfied) potentially accepted

Lender: Kent Reliance

Type: change

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-correction 2021-02-16

BTL HMO Maximum LTV

Lender: Vida Homeloans

Type: correction

New Search value: 75

Read Policy Notes
only-criteria criteria-change 2021-02-16

BTL ICR Rental Calculation (Income Coverage Ratio): (purchases) (Additional Rate Tax Payers) 5 YEAR FIX

Lender: Coventry Building Society

Type: change

New Search value: 4.5% stressed at 145%

Read Policy Notes
only-criteria criteria-change 2021-02-16

BTL Minimum ICR across the whole portfolio

Lender: Coventry Building Society

Type: change

New Search value: 5% stressed at 145%

Read Policy Notes
only-criteria criteria-change 2021-02-16

BTL ICR Rental Calculation (Income Coverage Ratio): (remortgages with extra borrowing) (Additional Rate Tax Payers) 5 YEAR FIX

Lender: Coventry Building Society

Type: change

New Search value: 4.5% stressed at 145%

Read Policy Notes
only-criteria criteria-change 2021-02-16

BTL ICR Rental Calculation (Income Coverage Ratio): (remortgages with extra borrowing) (Higher Rate Tax Payers) 5 YEAR FIX

Lender: Coventry Building Society

Type: change

New Search value: 4.5% stressed at 145%

Read Policy Notes
only-criteria criteria-change 2021-02-16

BTL ICR Rental Calculation (Income Coverage Ratio): (remortgages with extra borrowing) (Basic Rate Tax Payers) 5 YEAR FIX

Lender: Coventry Building Society

Type: change

New Search value: 4.5% stressed at 125%

Read Policy Notes
only-criteria criteria-change 2021-02-16

BTL ICR Rental Calculation (Income Coverage Ratio): (remortgages balance swap) (Higher Rate Tax Payers) 5 YEAR FIX

Lender: Coventry Building Society

Type: change

New Search value: 4.5% stressed at 145%

Read Policy Notes
only-criteria criteria-change 2021-02-16

BTL ICR Rental Calculation (Income Coverage Ratio): (remortgages balance swap) (Basic Rate Tax Payers) 5 YEAR FIX

Lender: Coventry Building Society

Type: change

New Search value: 4.5% stressed at 125%

Read Policy Notes
only-criteria criteria-change 2021-02-16

BTL ICR Rental Calculation (Income Coverage Ratio): (purchases) (Higher Rate Tax Payers) 5 YEAR FIX

Lender: Coventry Building Society

Type: change

New Search value: 4.5% stressed at 145%

Read Policy Notes
only-criteria criteria-change 2021-02-16

BTL ICR Rental Calculation (Income Coverage Ratio): (purchases) (Basic Rate Tax Payers) 5 YEAR FIX

Lender: Coventry Building Society

Type: change

New Search value: 4.5% stressed at 125%

Read Policy Notes
only-criteria criteria-correction 2021-02-15

BTL Remortgage purpose: Buy to Let Purchase (maximum LTV)

Lender: Kent Reliance

Type: correction

New Search value: 75 percentage

Read Policy Notes
only-criteria criteria-correction 2021-02-15

BTL HMO Maximum LTV

Lender: Kent Reliance

Type: correction

New Search value: 75

Read Policy Notes
only-criteria criteria-edit 2021-02-15

BTL Maximum Unsecured Arrears in last 24 Months

Lender: Kent Reliance

Type: edit

New Search value: No Maximum

Read Policy Notes
only-criteria criteria-setup 2021-02-15

BTL Maximum Mortgage Arrears in last 24 Months

Lender: Kent Reliance

Type: setup

New Search value: No Maximum

Read Policy Notes
only-criteria criteria-setup 2021-02-15

BTL Japanese Knotweed

Lender: Kent Reliance

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

BTL Energy Performance Rating (EPC) rating 'F' or 'G'

Lender: Kent Reliance

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

BTL Property Construction: Easiform

Lender: Kent Reliance

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

BTL Retrospective New Build Warranty

Lender: Kent Reliance

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

BTL New Build Warranty: Professional Consultants Certificate

Lender: Kent Reliance

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

BTL New Build Warranty: Global Home Warranties

Lender: Kent Reliance

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

BTL New Build Warranty: CRL Management Ltd

Lender: Kent Reliance

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

BTL HMO Unlicensed Acceptable

Lender: Kent Reliance

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

BTL HMO Minimum Single Bedroom Square Metre

Lender: Kent Reliance

Type: setup

New Search value: 6

Read Policy Notes
only-criteria criteria-setup 2021-02-15

BTL HMO Minimum Property Value

Lender: Kent Reliance

Type: setup

New Search value: 100000

Read Policy Notes
only-criteria criteria-setup 2021-02-15

BTL HMO Maximum Number of Bedrooms

Lender: Kent Reliance

Type: setup

New Search value: 8

Read Policy Notes
only-criteria criteria-setup 2021-02-15

BTL Solar Panels

Lender: Kent Reliance

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-change 2021-02-15

BTL Minimum Property Value for standard Buy to Let lending

Lender: Kent Reliance

Type: change

New Search value: 75000

Read Policy Notes
only-criteria criteria-setup 2021-02-15

BTL Property Type: Flat above commercial pub

Lender: Kent Reliance

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

BTL Property Type: Flat above commercial food outlet

Lender: Kent Reliance

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-correction 2021-02-15

BTL Property Type: Ex local auth flat/maisonette

Lender: Kent Reliance

Type: correction

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

BTL Multi Unit Freehold Maximum Number of Flats

Lender: Kent Reliance

Type: setup

New Search value: 6

Read Policy Notes
only-criteria criteria-setup 2021-02-15

BTL Multi Unit Freehold (multiple properties on same title)

Lender: Kent Reliance

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

BTL Minimum remaining lease at end of term

Lender: Kent Reliance

Type: setup

New Search value: 50 years

Read Policy Notes
only-criteria criteria-setup 2021-02-15

BTL Minimum remaining lease at application

Lender: Kent Reliance

Type: setup

New Search value: 50 years

Read Policy Notes
only-criteria criteria-setup 2021-02-15

BTL Maximum number of storeys considered for lending on ex local authority flats

Lender: Kent Reliance

Type: setup

New Search value: 12

Read Policy Notes
only-criteria criteria-change 2021-02-15

BTL Minimum Loan Size

Lender: Kent Reliance

Type: change

New Search value: 50000

Read Policy Notes
only-criteria criteria-setup 2021-02-15

BTL Overpayment facility as standard (percentage)

Lender: Kent Reliance

Type: setup

New Search value: Fixed Amount (not percentage based) percentage

Read Policy Notes
only-criteria criteria-setup 2021-02-15

BTL Tenants: Student Lets?

Lender: Kent Reliance

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

BTL Remortgage purpose: Land Purchase (maximum LTV)

Lender: Kent Reliance

Type: setup

New Search value: 85

Read Policy Notes
only-criteria criteria-setup 2021-02-15

BTL Remortgage purpose: Debt Consolidation (maximum LTV)

Lender: Kent Reliance

Type: setup

New Search value: 85 percentage

Read Policy Notes
only-criteria criteria-setup 2021-02-15

BTL Remortgage Purpose: Business Purposes

Lender: Kent Reliance

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

BTL Remortgage purpose: Balance Swap (maximum LTV)

Lender: Kent Reliance

Type: setup

New Search value: 85 percentage

Read Policy Notes
only-criteria criteria-setup 2021-02-15

BTL Portfolio Landlords Position and Definition

Lender: Kent Reliance

Type: setup

New Search value: Accepted

Read Policy Notes
only-criteria criteria-setup 2021-02-15

BTL Limited Company Buy to Let (Special Purpose Vehicle SPV)

Lender: Kent Reliance

Type: setup

New Search value: Accepted

Read Policy Notes
only-criteria criteria-setup 2021-02-15

BTL Limited Company (SPV) maximum number of applicants

Lender: Kent Reliance

Type: setup

New Search value: 4

Read Policy Notes
only-criteria criteria-setup 2021-02-15

BTL Transitional Arrangements Offered

Lender: Kent Reliance

Type: setup

New Search value: Yes

Read Policy Notes
only-criteria criteria-setup 2021-02-15

BTL Minimum Term (Years)

Lender: Kent Reliance

Type: setup

New Search value: 5 years

Read Policy Notes
only-criteria criteria-setup 2021-02-15

BTL Source of deposit: Originated outside of EEA

Lender: Kent Reliance

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

BTL Source of deposit: Mortgage on additional property

Lender: Kent Reliance

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

BTL Source of deposit: Gift From Immediate Family

Lender: Kent Reliance

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

BTL Source of deposit: Concessionary

Lender: Kent Reliance

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

BTL ExPat Deposit source non-UK

Lender: Kent Reliance

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

BTL Soft Footprint on Credit Search?

Lender: Kent Reliance

Type: setup

New Search value: No (Full Footprint)

Read Policy Notes
only-criteria criteria-change 2021-02-15

BTL Remortgage waiting period

Lender: Kent Reliance

Type: change

New Search value: 0 months

Read Policy Notes
only-criteria criteria-setup 2021-02-15

BTL Back to back (Remortgage - Inherited)

Lender: Kent Reliance

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-edit 2021-02-15

BTL Back to back (Remortgage - Customer Funded)

Lender: Kent Reliance

Type: edit

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

BTL Back to Back (Remortgage - Bridging)

Lender: Kent Reliance

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

BTL Portfolio Minimum Income Coverage Ratio (ICR) Requirement (within group or lender)

Lender: Kent Reliance

Type: setup

New Search value: 5.5% stressed at 125%

Read Policy Notes
only-criteria criteria-adminMistake 2021-02-12

BTL Property Construction: BOPAS accreditation required for non-standard construction

Lender: Aldermore

New Search value: We do not lend on non standard construction

Read Policy Notes
only-criteria criteria-adminMistake 2021-02-12

BTL Property Construction: BOPAS accreditation required for non-standard construction

Lender: Bluestone Mortgages

New Search value: We do not lend on non standard construction

Read Policy Notes
only-criteria criteria-adminMistake 2021-02-12

BTL Property Construction: BOPAS accreditation required for non-standard construction

Lender: Landbay

New Search value: We do not lend on non standard construction

Read Policy Notes
only-criteria criteria-edit 2021-02-12

BTL Foreign Nationals (with indefinite leave to remain)

Lender: Fleet Mortgages

Type: edit

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-correction 2021-02-12

BTL Consumer Buy to Let (position and definition)

Lender: Fleet Mortgages

Type: correction

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-correction 2021-02-12

BTL Maximum Term (Years)

Lender: Ipswich Building Society

Type: correction

New Search value: 30 years

Read Policy Notes
only-criteria criteria-setup 2021-02-11

BTL ICR Rental Calculation (Income Coverage Ratio): (purchases) (Additional Rate Tax Payers)

Lender: Kent Reliance

Type: setup

New Search value: 5.5% stressed at 140%

Read Policy Notes
only-criteria criteria-change 2021-02-11

BTL Expat Buy to Let

Lender: Hodge

Type: change

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-11

BTL Property Construction: Large Panel System (LPS)

Lender: Santander

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-11

BTL Ex MOD properties

Lender: Santander

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-11

BTL Inter-family sales (no discount)

Lender: Santander

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-11

BTL Debt Relief Order (Satisfied)

Lender: Santander

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-11

BTL Visas: Working Visa (Tier 2 - Long-term work visas)

Lender: Santander

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-11

BTL Visas: Working Visa (Tier 1 - Investors, entrepreneurs and talent visas)

Lender: Santander

Type: setup

New Search value: Yes

Read Policy Notes
only-criteria criteria-setup 2021-02-11

BTL Visas: Family Visa (Spousal etc)

Lender: Santander

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-11

BTL Income made up primarily of benefits

Lender: Santander

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-11

BTL Late Payments (Not Missed)

Lender: Santander

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-11

BTL Criminal Convictions

Lender: Santander

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-change 3 2021-02-26

RESI Arrears (secured/mortgage)

Lender: Bath Building Society

Type: change

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-correction 3 2021-02-26

RESI Employment Income: Employers Mortgage Subsidy

Lender: Bath Building Society

Type: correction

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-correction 3 2021-02-26

RESI Buy for University (Student Mortgages)

Lender: Bath Building Society

Type: correction

New Search value: Offered

Read Policy Notes
only-criteria criteria-edit 3 2021-02-26

RESI Debt Related: Payday loan (previous)

Lender: Bath Building Society

Type: edit

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-adminGeneral 3 2021-02-26

RESI Self-Build: applicants own savings required?

Lender: Kent Reliance

Type: adminGeneral

New Search value: We do not currently offer Self Build mortgages

Read Policy Notes
only-criteria criteria-correction 3 2021-02-26

RESI Advisor Own Application

Lender: Bath Building Society

Type: correction

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-change 3 2021-02-26

RESI Property Construction: Mundic block

Lender: Bath Building Society

Type: change

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-edit 7 2021-02-25

RESI Income Multiple (Joint) Maximum

Lender: Platform

Type: edit

New Search value: 4.85

Read Policy Notes
only-criteria criteria-setup 7 2021-02-24

RESI Property Construction: Repaired prefabricated reinforced concrete

Lender: Leek United Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-correction 7 2021-02-24

RESI Guarantors

Lender: Hinckley and Rugby Building Society

Type: correction

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-correction 7 2021-02-24

RESI Minimum Length of Time in Secondary Employment (in Months)

Lender: TSB

Type: correction

New Search value: 12

Read Policy Notes
only-criteria criteria-correction 7 2021-02-24

RESI Remortgage purpose: Debt Consolidation (maximum LTV)

Lender: TSB

Type: correction

New Search value: 85 percentage

Read Policy Notes
only-criteria criteria-correction 7 2021-02-24

RESI Flat/Maisonette Maximum LTV (Standard)

Lender: TSB

Type: correction

New Search value: 85 percentage

Read Policy Notes
only-criteria criteria-correction 7 2021-02-24

RESI Property Construction: Modern method of construction (MMC)

Lender: Bath Building Society

Type: correction

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-correction 7 2021-02-24

RESI Property Usage: Home for dependant

Lender: Bath Building Society

Type: correction

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-correction 7 2021-02-24

RESI Remortgage purpose: Lifestyle (holidays, car's, non essential spending etc)

Lender: Bath Building Society

Type: correction

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-correction 7 2021-02-24

RESI Back to back (Sub Sale Purchase - Repossessed)

Lender: Bath Building Society

Type: correction

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-correction 7 2021-02-24

RESI Source of deposit: Vendor Gifted

Lender: Bath Building Society

Type: correction

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-correction 7 2021-02-24

RESI Back to back (Sub Sale Purchase - Part Exchange)

Lender: Bath Building Society

Type: correction

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-correction 7 2021-02-24

RESI Benefit Income: Child Benefit

Lender: Bath Building Society

Type: correction

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-correction 7 2021-02-24

RESI Sports Professionals

Lender: Bath Building Society

Type: correction

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-correction 7 2021-02-24

RESI Age Limits: Maximum Age at End of Term for a Non Contributory Applicant

Lender: Bath Building Society

Type: correction

New Search value: 85 years

Read Policy Notes
only-criteria criteria-change 7 2021-02-24

RESI Property being purchased at auction

Lender: Bath Building Society

Type: change

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-change 7 2021-02-24

RESI New Build Warranty: Professional Consultants Certificate

Lender: Bath Building Society

Type: change

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-change 7 2021-02-24

RESI Property Usage: Home for dependant maximum LTV

Lender: Bath Building Society

Type: change

New Search value: 70

Read Policy Notes
only-criteria criteria-change 7 2021-02-24

RESI Remortgage Purpose: Purchase Overseas Property

Lender: Bath Building Society

Type: change

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-02-24

RESI Other Income: Lodger Income

Lender: Bath Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-change 7 2021-02-24

RESI Pension Income: Pension - War Disablement

Lender: Bath Building Society

Type: change

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-change 7 2021-02-24

RESI Benefit Income: Industrial Injuries Disablement Benefit

Lender: Bath Building Society

Type: change

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-change 7 2021-02-24

RESI Employment Income: Car Allowance

Lender: Bath Building Society

Type: change

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-edit 7 2021-02-24

RESI Debt Related: Payday loan (current)

Lender: Kent Reliance

Type: edit

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-edit 7 2021-02-24

RESI Foreign Nationals (WITHOUT indefinite leave to remain)

Lender: Accord Mortgages

Type: edit

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-edit 7 2021-02-24

RESI Foreign Nationals (with indefinite leave to remain)

Lender: Accord Mortgages

Type: edit

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-correction 7 2021-02-23

RESI Minimum remaining lease at application

Lender: Bath Building Society

Type: correction

New Search value: 56 years

Read Policy Notes
only-criteria criteria-setup 7 2021-02-23

RESI Debt Relief Order (Satisfied)

Lender: Natwest

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-correction 7 2021-02-23

RESI Applicants on Furlough

Lender: Harpenden Building Society

Type: correction

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-02-23

RESI Help to Buy Equity Loan (2021-2023)

Lender: Hanley Economic Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-02-23

RESI Interest only: Pure

Lender: Hanley Economic Building Society

Type: setup

New Search value: No

Read Policy Notes
only-criteria criteria-setup 7 2021-02-23

RESI Properties with Occupancy Restrictions

Lender: United Trust Bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-02-23

RESI Ex MOD properties

Lender: United Trust Bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-02-23

RESI Property Construction: Large Panel System (LPS)

Lender: United Trust Bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-02-23

RESI First Home Fund (Shared Equity Scheme - Scotland Only)

Lender: United Trust Bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-02-23

RESI Help to Buy Equity Loan (2021-2023)

Lender: United Trust Bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-02-23

RESI Discount Market Scheme

Lender: United Trust Bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-02-23

RESI Inter-family sales (no discount)

Lender: United Trust Bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-02-23

RESI Pension Income: Self-invested Personal Pension (SIPPs)

Lender: United Trust Bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-02-23

RESI Other Income: Seafarer

Lender: United Trust Bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-02-23

RESI Self-Employed: Bounce Back Loan Scheme (BBLS) outstanding

Lender: United Trust Bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-02-23

RESI Debt Relief Order (Satisfied)

Lender: United Trust Bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-edit 7 2021-02-22

RESI Applicants on Furlough

Lender: Hinckley and Rugby Building Society

Type: edit

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-change 7 2021-02-22

RESI House/Bungalow Maximum LTV (New Build)

Lender: Skipton Building Society

Type: change

New Search value: 85 percentage

Read Policy Notes
only-criteria criteria-setup 7 2021-02-22

RESI Property Construction: Large Panel System (LPS)

Lender: Nationwide Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-02-22

RESI Flying Freehold: Maximum acceptable percentage of the gross floor area

Lender: Nationwide Building Society

Type: setup

New Search value: 99

Read Policy Notes
only-criteria criteria-setup 7 2021-02-22

RESI Split Mortgage Terms

Lender: Nationwide Building Society

Type: setup

New Search value: Not Allowed

Read Policy Notes
only-criteria criteria-setup 7 2021-02-22

RESI Help to Buy Equity Loan (2021-2023)

Lender: Nationwide Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-02-22

RESI Transitional Arrangements Offered

Lender: Nationwide Building Society

Type: setup

New Search value: Yes

Read Policy Notes
only-criteria criteria-setup 7 2021-02-22

RESI Right to Buy joint application sole occupier

Lender: Nationwide Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-02-22

RESI Other Income: Seafarer

Lender: Nationwide Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-02-22

RESI Self Employed Income: Limited Company Directors (Salary and Share of Net Profits BEFORE CORPORATION TAX)

Lender: Nationwide Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-02-22

RESI Self Employed Income: Limited Company Directors (Salary and Share of Net Profits AFTER CORPORATION TAX)

Lender: Nationwide Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-02-22

RESI Self Employed: Recent change in status (sole trader to limited company, etc)

Lender: Nationwide Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-02-22

RESI Debt Relief Order (Satisfied)

Lender: Nationwide Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-02-22

RESI Minimum Time Owner Occupier (in Months)

Lender: Nationwide Building Society

Type: setup

New Search value: No Minimum

Read Policy Notes
only-criteria criteria-correction 2021-02-19

RESI County Court Judgements (CCJs) (Unsatisfied) potentially accepted

Lender: Digital Mortgages by Atom bank

Type: correction

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-correction 2021-02-19

RESI Self Employed: Maximum age of latest company accounts for Limited Companies (months)

Lender: Digital Mortgages by Atom bank

Type: correction

New Search value: 18 months

Read Policy Notes
only-criteria criteria-correction 2021-02-19

RESI Self Employed: Maximum age of latest company accounts for Sole Traders/Partnerships (Months)

Lender: Digital Mortgages by Atom bank

Type: correction

New Search value: 18 months

Read Policy Notes
only-criteria criteria-correction 2021-02-19

RESI Self Employed: Minimum length of time self employed (months)

Lender: Digital Mortgages by Atom bank

Type: correction

New Search value: 24 months

Read Policy Notes
only-criteria criteria-setup 2021-02-19

RESI Employment: Minimum length of time in current job (months)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: 1 months

Read Policy Notes
only-criteria criteria-setup 2021-02-19

RESI Employment: Minimum length of time employed (months)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: 12 months

Read Policy Notes
only-criteria criteria-correction 2021-02-19

RESI Self Employed: Accounts or Accountant Certificates where Accountant is not Chartered or Certified

Lender: Digital Mortgages by Atom bank

Type: correction

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-18

RESI Self Employed Income: Limited Company Retained Profits

Lender: The Mortgage Lender

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-18

RESI Self Employed: Sole Trader / Partnerships: Other allowable income

Lender: The Mortgage Lender

Type: setup

New Search value: Yes

Read Policy Notes
only-criteria criteria-setup 2021-02-18

RESI Self Employed: Limited Company: Other allowable income

Lender: The Mortgage Lender

Type: setup

New Search value: Yes

Read Policy Notes
only-criteria criteria-correction 2021-02-18

RESI Self Employed Income: Limited Company Directors (Salary and Net Profits)

Lender: The Mortgage Lender

Type: correction

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-correction 2021-02-18

RESI Self Employed Income: Net Profit (for sole traders and partnerships)

Lender: The Mortgage Lender

Type: correction

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-correction 2021-02-18

RESI Self Employed: Minimum length of time self employed (months)

Lender: The Mortgage Lender

Type: correction

New Search value: 12 months

Read Policy Notes
only-criteria criteria-setup 2021-02-18

RESI Self Employed: Amount of shareholding to be considered self employed (percentage)

Lender: The Mortgage Lender

Type: setup

New Search value: 25 percentage

Read Policy Notes
only-criteria criteria-setup 2021-02-18

RESI Self Employed: Latest years self employed figures for affordability

Lender: The Mortgage Lender

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-change 2021-02-18

RESI Self Employed Income: Limited Company Directors (Salary and Dividends)

Lender: The Mortgage Lender

Type: change

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-17

RESI Employment: Employed with Voluntary Breaks

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-edit 2021-02-17

RESI Property with Age Restrictions / Retirement Properties

Lender: Leeds Building Society

Type: edit

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-change 2021-02-17

RESI Applicants on Furlough

Lender: Digital Mortgages by Atom bank

Type: change

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-correction 2021-02-16

RESI Joint application sole proprietor

Lender: Post Office Money

Type: correction

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-change 2021-02-16

RESI Remortgage purpose: Land Purchase (maximum LTV)

Lender: Natwest

Type: change

New Search value: 80

Read Policy Notes
only-criteria criteria-change 2021-02-16

RESI House/Bungalow Maximum LTV (New Build)

Lender: Natwest

Type: change

New Search value: 85 percentage

Read Policy Notes
only-criteria criteria-change 2021-02-16

RESI Remortgage purpose: Buy out (maximum LTV)

Lender: Natwest

Type: change

New Search value: 80 percentage

Read Policy Notes
only-criteria criteria-change 2021-02-16

RESI Remortgage purpose: Buy to Let Purchase (maximum LTV)

Lender: Natwest

Type: change

New Search value: 80 percentage

Read Policy Notes
only-criteria criteria-change 2021-02-16

RESI Remortgage purpose: Gift Money (Maximum LTV)

Lender: Natwest

Type: change

New Search value: 80 percentage

Read Policy Notes
only-criteria criteria-change 2021-02-16

RESI Remortgage purpose: Home Improvements (maximum LTV)

Lender: Natwest

Type: change

New Search value: 80 percentage

Read Policy Notes
only-criteria criteria-change 2021-02-16

RESI Sole application joint proprietor

Lender: Teachers Building Society

Type: change

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-change 2021-02-16

RESI Maximum number of storeys considered for lending on flats

Lender: Teachers Building Society

Type: change

New Search value: 6

Read Policy Notes
only-criteria criteria-change 2021-02-16

RESI Joint application sole occupier

Lender: Teachers Building Society

Type: change

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-change 2021-02-16

RESI Joint application sole proprietor

Lender: Teachers Building Society

Type: change

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-correction 2021-02-16

RESI Lending Location: Northern Ireland

Lender: Kensington Mortgages

Type: correction

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-change 2021-02-16

RESI House/Bungalow Maximum LTV (New Build)

Lender: Kensington Mortgages

Type: change

New Search value: 85 percentage

Read Policy Notes
only-criteria criteria-change 2021-02-16

RESI Applicants on Furlough

Lender: Vernon Building Society

Type: change

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-16

RESI Employment: Probationary Period

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-16

RESI Age Limits: Maximum Age at End of Mortgage Term

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: 80 years

Read Policy Notes
only-criteria criteria-correction 2021-02-16

RESI Foreign Nationals (with indefinite leave to remain)

Lender: Digital Mortgages by Atom bank

Type: correction

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-16

RESI Property Construction: BOPAS accreditation required for non-standard construction

Lender: Mansfield Building Society

Type: setup

New Search value: Yes

Read Policy Notes
only-criteria criteria-setup 2021-02-16

RESI Property Type: Basement flat

Lender: Mansfield Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-16

RESI Help to Buy Equity Loan (2021-2023)

Lender: Mansfield Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-16

RESI Sole application joint proprietor

Lender: Mansfield Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-16

RESI Employment : Zero Hours Contract Minimum Time in Position (in Months)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: 24

Read Policy Notes
only-criteria criteria-setup 2021-02-16

RESI Property Construction: BOPAS accreditation required for non-standard construction

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Yes

Read Policy Notes
only-criteria criteria-adminMistake 2021-02-16

RESI Age Limits: Maximum Age AT POINT OF APPLICATION

Lender: Hodge

New Search value: No limit years

Read Policy Notes
only-criteria criteria-change 2021-02-15

RESI Property Construction: Steel framed

Lender: Kent Reliance

Type: change

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Help to Buy Equity Loan (2021-2023)

Lender: Livemore Capital

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Age Limits: Maximum Age at Term End Without Pension Proof ( max retirement age )

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: 70 years

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Age Limits: Maximum Age AT POINT OF APPLICATION

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: 77 years

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Age Limits: Maximum Age at End of Term for a Non Contributory Applicant

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: 80 years

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Address History (Min UK address history needed)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: 12 months

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Debt Management Plan (satisfied)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Arrears (unsecured)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Individual Voluntary Arrangements (IVA)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Individual Voluntary Arrangements - IVA (Years satisfied)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: 6 years

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Discharged Bankrupt (years)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: 6 years

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Debt Management Plan (Current/Unsatisfied)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Arrears (secured/mortgage)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Individual Voluntary Arrangements - IVA (Years since registered)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable years

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Debt Related: Payday loan (current)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Debt Related: Payday loan (previous)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Employment Income: Parental/Maternity leave pay (back to work salary)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Employment Income: Employment Income from Family Business

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Let to Buy (Onward Purchase)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-correction 2021-02-15

RESI Sole application for married couple

Lender: Digital Mortgages by Atom bank

Type: correction

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Undervalue transactions

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Consent to Let, Tied Accommodation

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Consent to Let a Room (via AirBnB or similar)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Remortgage Purpose: Buy to Let to Residential

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Simultaneous First and Second Charge

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Transitional Arrangements Offered

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: No

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Maximum number of applicants allowed

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: 2

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Affordability Assessment: Charitable Donations

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Can Be Ignored

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Affordability Assessment: Maintenance Payments

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Ignored

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Affordability Assessment: Private Healthcare

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Ignored

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Affordability Assessment: Sharesave Schemes

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Can Be Ignored

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Affordability Assessment: Child Care Vouchers

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Ignored

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Affordability Assessment: Season Ticket Loans

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Ignored

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Affordability Assessment: Student Loans

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Ignored

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Affordability Assessment: School Fees

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Ignored

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Split Mortgage Terms

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Allowed

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Sharia Compliant Mortgages

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Available

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Offset Mortgages Available?

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: No

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Portable mortgages as standard

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Yes

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Offer expiry time (Standard)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: 90 days

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Can extend mortgage offer

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Yes

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Overpayment facility as standard (percentage)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: 20 percentage

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Property Ownership: Trust

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Property Usage: Empty Property (Unoccupied)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Property Usage: Bed and Breakfast (B&B)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Property with Annex where Annex will be Let

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Solar Panels

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Property Type Studio Flat Minimum Floor Area (Sq Metres)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: No Minimum

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Property has self contained annex

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Property Usage: Agricultural restrictions

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Property Type: Farmhouse (where farmhouse and land are contiguous)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Property with acreage

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Property Type: Ex local authority house/bungalow

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Minimum Property Value

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: 50000

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI House/Bungalow Maximum LTV (Standard)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: 95 percentage

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Property Usage: Holiday/Second Home maximum LTV

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: 75 percentage

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Property Usage: Acceptable commercial limit

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable percentage

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Property Usage: Live/Work units

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Property Usage: Home for dependant maximum LTV

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: 75

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Property Usage: Holiday/Second Home

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Property Usage: Home for dependant

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Self Employed: Can use Projection as Latest Year

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: No

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Partner in a professional LLP: Affordability Assessment

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Internal Reference

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Self Employed Income: Limited Company Directors (Salary and Dividends)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Self Employed Income: Limited Company Directors (Salary and Net Profits)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Self Employed Income: Net Profit (for sole traders and partnerships)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Self Employed Income: Limited Company Retained Profits

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Self Employed Income: Limited Company Directors (Salary and Share of Net Profits AFTER CORPORATION TAX)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Property Type: Coach house

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Property Construction: Timber framed (1900 to 1970)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Property Construction: Timber framed (Pre 1900)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Property Construction: Modular and POD Construction

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Property Type: Grade 2 Listed Building

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Property Type: Grade 2* Listed Building

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Property Type: Grade 1 Listed Building

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Property Construction: 100% Timber Construction

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Property Construction: Majority Flat Roof

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Property Construction: No-Fines

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Property Construction: Easiform

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Property Construction: Repaired prefabricated reinforced concrete

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Property Construction: Steel framed

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Property Construction: Timber framed

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Property Construction: Flying Freehold

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Property Construction: Thatched roof

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Property Type: Mobile homes and houseboats

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Property Construction: Modern method of construction (MMC)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-correction 2021-02-15

RESI Property Construction: Non repaired prefabricated reinforced concrete

Lender: Digital Mortgages by Atom bank

Type: correction

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Property Construction: Mundic block

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Property Construction: Concrete construction

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Arrangement Fees Can Be Added When Exceeding LENDING LTV Limits

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Yes

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Arrangement Fees Can Be Added When Exceeding PRODUCT LTV Limits

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Yes

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Minimum Loan Size

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: 25000

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Contractor Income: IT Consultant

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Contractor Income: Zero Hours Contract

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Contractor Income: Piecework Contract

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Contractor Income: Agency work

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Contractor Income: Probationary contract

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Contractor Income: Umbrella Company

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Property with Age Restrictions / Retirement Properties

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Affordability Assessment: Additional Voluntary Pension Contributions

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Can Be Ignored

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Affordability Assessment: Company Pension

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Ignored

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Pension Income: State Pension

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Pension Income: Self Administered Drawdown Pension

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Pension Income: Self-invested Personal Pension (SIPPs)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-correction 2021-02-15

RESI Self Employed: Loss in Latest Year

Lender: Digital Mortgages by Atom bank

Type: correction

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Assessment of Additional Residential Mortgages: Monthly Payment or Outstanding Balance

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Monthly Payment

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Self Employed Income: Directors Loan Payback

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Self Employed: Declining Profits

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Debt Related: Debt being repaid fully or partially ignored

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: No

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Maximum debt to income ratio

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: 50 percentage

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Income Multiple (single) Maximum

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: 4.75

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Self Employed: Sole Trader / Partnerships: Other allowable income

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: No

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Self Employed: Latest years self employed figures for affordability

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Maximum Term (Years)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: 40 years

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Debt Related: Expiring debt can be partially or fully ignored

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Yes

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Employment: Pending new job salary accepted

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Employment: Pending pay rise accepted

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Income Multiple (Joint) Maximum

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: 4.75

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Minimum Term (Years)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: 2 years

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Maximum number of applicants income used for affordability

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: 2

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Self Employed: Limited Company: Other allowable income

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: No

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Self Employed: Amount of shareholding to be considered self employed (percentage)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: 20 percentage

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Back to back (Sub Sale Purchase - Other)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Back to back (Sub Sale Purchase - Repossessed)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Remortgage waiting period

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: 6 months

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Back to back (Sub Sale Purchase - Part Exchange)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Day 1 Remortgage (NOT inherited property)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Day 1 Remortgage (if inherited property)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Concessionary purchase (Landlord)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Concessionary purchase (Family)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Remortgage purpose: Capital raise for BTL where property not yet found

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Remortgage purpose: Personal investments (not property related)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Remortgage Purpose: Purchase Commercial Property

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Remortgage Purpose: Home Improvements (other property)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Remortgage Purpose: Pay Tax Bill

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Remortgage Purpose: For Business Purposes

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Back to back (Remortgage - Ported)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Back to back (Remortgage - Inherited)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Remortgage purpose: Debt Consolidation (maximum LTV)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: 95 percentage

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Let to Buy (Remortgage current residential to Buy to Let)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Back to back (Remortgage - Other)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Back to back (Remortgage - Customer Funded)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Back to Back (Remortgage - Bridging)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Remortgage purpose: Home Improvements (maximum LTV)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: 95 percentage

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Minimum remaining lease at end of term

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: 50 years

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Minimum remaining lease at application

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: 80 years

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Employment Income: Overtime (less than monthly)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Employment Income: Overtime (weekly or monthly)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Employment Income: Commission (annual)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Employment Income: Commission (half yearly)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Employment Income: Commission (quarterly)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Employment Income: Commission (monthly)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Employment Income: Bonus (Annual)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Employment Income: Bonus (Half Yearly)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Employment Income: Bonus (Quarterly)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-correction 2021-02-15

RESI Employment Income: Bonus (Monthly)

Lender: Digital Mortgages by Atom bank

Type: correction

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-change 2021-02-15

RESI Criminal Convictions

Lender: Digital Mortgages by Atom bank

Type: change

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Months passed where Mortgage Arrears can be ignored

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: 72

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Maximum Unsecured Arrears in last 24 Months

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: 1

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Maximum Mortgage Arrears in last 24 Months

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Property being purchased at auction

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Property Ownership: Tenancy in Common with Unequal Shares

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Offer expiry time (Standard - Remortgages)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: 90 days

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Minimum period background property let before can be ignored (months)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: 1 months

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Inter-family sales (no discount)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Lodgers

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Minimum Length of Time in Secondary Employment (in Months)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: 12

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Historic CIFAS Record (Years)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Late Payments (Not Missed)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI First Home Fund (Shared Equity Scheme - Scotland Only)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Self-Build: Maximum number of multi-plot or group development allowed

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: We do not currently offer Self Build mortgages

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Self-Build: Minimum amount of stage payments

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: We do not currently offer Self Build mortgages

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Self-Build: Maximum amount of stage payments

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: We do not currently offer Self Build mortgages

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Visas: Minimum number months remaining on visa

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: 36

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Power of Attorneys

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Politically exposed persons

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Returning to UK - Employed

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Returning to UK - Self-Employed

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Minimum Time Owner Occupier (in Months)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: 6

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Visas: Working Visa (Tier 1 - Investors, entrepreneurs and talent visas)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Visas: Family Visa (Spousal etc)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Property Ownership: Shared access or shared services

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Property Issues: Overage Clause

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Property Factors: Next to Commercial (Sui Generis)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Property Factors: Next to Commercial (Class D)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Property Factors: Next to Commercial (Class C)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Property Factors: Next to Commercial (Class B)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Property Factors: Next to Commercial (Class A2 – professional services)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Property Factors: Next to Commercial (Class A1 – shops and retail outlets)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Property Factors: Underpinned within last 10 years

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Property Ownership: Splitting of a title deed on completion

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Flying Freehold: Maximum acceptable percentage of the gross floor area

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: 15

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Property Type: Basement flat

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Maximum number of stories where no lift is present

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: 5

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Minimum Percentage of Properties under Private Ownership on Ex-Local Authority Blocks of Flats

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: No Minimum

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Leasehold Property where No Separate Management Company Exists

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Maximum Ground Rent (as % of Property Value/Purchase Price)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: 0.2

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Remortgage Purpose: Shared Ownership Staircasing to 100% ownership (maximum LTV)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: 95

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Remortgage Purpose: Purchase Overseas Property

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Remortgage Purpose: Repay Help to Buy

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Remortgage purpose: Land Purchase (maximum LTV)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Partner in a professional LLP: Minimum Length of Time Requirement (Months)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: No Minimum months

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Self Employed: Recent change in status (sole trader to limited company, etc)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Self Employed Income: Limited Company Directors (Salary and Share of Net Profits BEFORE CORPORATION TAX)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI New Build Warranty: ICW

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI New Build purchased off plan

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Ex MOD properties

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Property Construction: Large Panel System (LPS)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Property Construction: EWS1 required on properties with combustible cladding or materials on balconies?

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Yes

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Property Construction: Tower Block with Cladding

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Property Construction: Woolaway

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Property Construction: Wholly Timbered

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Property Construction: Structural Insulated Panel Solutions (SIPs)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Property Construction: Single skin

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Property Construction: Potton Homes

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Property Construction: Off site manufactured (MMC)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Property Construction: Insulating concrete form (ICF)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Property Construction: Dutch barns

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Property Construction: British Iron and Steel Federation (BISF)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Property Construction: Converted church

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Property Construction: Timber framed (Post 1970)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Property Factors: Mine Shafts

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Remortgage purpose: School/Education fees

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Remortgage purpose: Medical expenses

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Remortgage purpose: Lifestyle (holidays, car's, non essential spending etc)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Remortgage purpose: Extending a lease

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Remortgage purpose: Buy out (maximum LTV)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: 95 percentage

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Remortgage purpose: Balance Swap (maximum LTV)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: 95 percentage

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Remortgage purpose: Buy to Let Purchase (maximum LTV)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: 95 percentage

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Remortgage purpose: Gift Money (Maximum LTV)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: 95 percentage

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Number of credit reference agencies used

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: 1

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Employment Income: Standby / Call Out

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Employment Income: Shift Allowance

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Employment Income: Additional Responsibility Allowance

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Other Income: Maintenance (through the courts)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Investment Income: Investment Income (not rent)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Employment Income: Supply Teacher

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Contractor Income: Sub contractor

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Contractor Income: Seasonal Contract

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Contractor Income: Short Term Renewable Contract

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Contractor Income: Temporary Contract

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Employment: Contractors Minimum Experience Requirement (Months)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: 12 months

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Pension Income: Pension (Company)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Pension Income: Annuity

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Pension Income: Pension - War Disablement

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Pension Income: Pension Credit

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Pension Income: Private Pension

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Pension Income: Pension - War Widower

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Self-Employed: Bounce Back Loan Scheme (BBLS) outstanding

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Potentially Acceptable

Read Policy Notes
only-criteria criteria-correction 2021-02-15

RESI Benefit Income: Disability Living Allowance (DLA)

Lender: Ipswich Building Society

Type: correction

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-edit 2021-02-15

RESI Right to Buy

Lender: Principality Building Society

Type: edit

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-15

RESI Help to Buy Equity Loan (2021-2023)

Lender: Principality Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-adminMistake 2021-02-15

RESI Self Employed Income: Limited Company Directors (Salary and Share of Net Profits AFTER CORPORATION TAX)

Lender: TSB

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-change 2021-02-15

RESI Employment Income: Bonus (Annual)

Lender: HSBC

Type: change

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-change 2021-02-15

RESI Employment Income: Bonus (Half Yearly)

Lender: HSBC

Type: change

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-change 2021-02-15

RESI Employment Income: Bonus (Quarterly)

Lender: HSBC

Type: change

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-change 2021-02-14

RESI Income Multiple (single) Maximum

Lender: HSBC

Type: change

New Search value: 4.49

Read Policy Notes
only-criteria criteria-change 2021-02-14

RESI Income Multiple (Joint) Maximum

Lender: HSBC

Type: change

New Search value: 4.49

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI Age Limits: Minimum Age at Application

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: 18 years

Read Policy Notes
only-criteria criteria-correction 2021-02-12

RESI Foreign Nationals (WITHOUT indefinite leave to remain)

Lender: Digital Mortgages by Atom bank

Type: correction

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI Minimum Income Requirement

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: 16000

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI Debt Relief Order (Satisfied)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI Telecommunications Adverse Ignored

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: No

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI Arrangement to Pay

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI Contractor Income: CIS Contractor

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI Contractor Income: Fixed Term Contract

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI Employment: CIS Contractor Assessment

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Treated as Self Employed

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI Employment: Contractors Weekly Multiplier for Income Assessment

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: 46 weeks

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI Property Type: Commonhold Properties

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI Maximum number of storeys considered for lending on ex local authority flats

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: 5

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI Property with deck access

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI Property Type: Ex local auth flat/maisonette

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI Property Type: Flat above commercial offices

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI Property Type: Flat above commercial pub

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI Maximum number of storeys considered for lending on flats

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: No Maximum

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI Property Type: Freehold flats and maisonettes

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI Property Type: Flat above commercial food outlet

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI Property Type: Studio flat

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI Flat/Maisonette Maximum LTV (Standard)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: 95 percentage

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI Property Type: Flat above shop (not food outlet)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI Properties with Occupancy Restrictions

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI Property Ownership: Possessory Title

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI Estate Rentcharges

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI Escalating Ground Rents

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI Restricted Sale Price

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI Property Factors: Next to Commercial (Class A5 – hot food and takeaway)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI Property Factors: Next to Commercial (Class A4 – drinking establishments)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI Property Factors: Next to Commercial (Class A3 – food and drink)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI Property Factors: Part Renovated (Not Habitable)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI Property Factors: Contaminated Land

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI Property Factors: Overhead Power Lines

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI Property Usage: Mixed Use Residential / Commercial

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI Retentions (Minor retentions potentially ignored)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: No

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI Properties with Asbestos

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI Property with Restrictive Covenant Section 106

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI Japanese Knotweed

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI Property with more than one kitchen

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI Lending Location: Isle of Man

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI Lending Location: Isle of Wight

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI Offer expiry time (New Build)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: 180 days

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI Contract Reassignment

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI House/Bungalow Maximum LTV (New Build)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: 85 percentage

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI Flat/Maisonette Maximum LTV (New Build)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: 80 percentage

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI Interest Only: Minimum Equity Requirement

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: We do not accept interest only

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI Interest Only: Minimum Income Requirement

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: We do not accept interest only

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI Maximum Loan to Value (LTV) for Interest Only mortgages

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: We do not offer interest only mortgages percentage

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI Interest only: Other assets

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: No

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI Interest only: Pension Lump Sum

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: No

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI Interest only: Pure

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: No

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI Interest only: Sale of other unencumbered property

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: No

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI Interest only: Annual lump sum repayment

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: No

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI Interest only: Existing endowment or ISA

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: No

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI Interest only: Sale of other mortgaged property

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: No

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI Interest only: Sale of mortgaged property

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI Source of Deposit: Cryptocurrency / Bitcoin

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI Concessionary purchase Where Giftor Will Remain

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI Source of deposit: Loan Repayable on Sale of Property

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI Source of deposit: Originated outside of EEA

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI Source of deposit: Vendor Gifted

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI Source of deposit: Gifted NOT from Immediate Family

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI Source of deposit: Gift From Immediate Family

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI Source of deposit: Repayment of Ltd Company Directors Loan

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI Source of deposit: Builders Deposit

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI Source of deposit: Concessionary

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI Source of deposit: Gift from occupier NOT named on mortgage

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI Source of deposit: Mortgage on additional property

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI Source of deposit: Unsecured Loan

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI New Build Warranty: AEDIS

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI New Build Warranty: Q Assure Build

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI New Build Warranty: Zurich Municipal "New Build"

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI New Build Warranty: NHBC Guarantee

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI New Build Warranty: LABC

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI New Build Warranty: Checkmate (Castle 10)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI New Build Warranty: Buildzone

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI Retrospective New Build Warranty

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI New Build Warranty: Protek

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI New Build Warranty: Professional Consultants Certificate

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI New Build Warranty: Premier Guarantee Scheme

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI New Build Warranty: Global Home Warranties

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI New Build Warranty: CRL Management Ltd

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-correction 2021-02-12

RESI New Build Warranty: Building Life Plans

Lender: Digital Mortgages by Atom bank

Type: correction

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI New Build Warranty: Build Assure

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI Soft Footprint on Credit Search?

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Yes (Soft Footprint)

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI Credit Checks with Experian

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: No

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI Credit Checks with Callcredit

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Yes

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI Credit Checks with Equifax

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: No

Read Policy Notes
only-criteria criteria-correction 2021-02-12

RESI Credit Scores?

Lender: Digital Mortgages by Atom bank

Type: correction

New Search value: Yes

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI Lending Location: Scilly Isles

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-correction 2021-02-12

RESI Lending Location: Channel Islands

Lender: Digital Mortgages by Atom bank

Type: correction

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-correction 2021-02-12

RESI Lending Location: Northern Ireland

Lender: Digital Mortgages by Atom bank

Type: correction

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI Lending Location: Wales

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI Lending Location: England

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI Lending Location: Scotland

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI Retirement Interest Only (RIO) Enhanced Terms Where Lasting Power of Attorney (LPA) Exists?

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Does not offer RIO Mortgages

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI Retirement Interest Only (RIO) Lasting Power of Attorney (LPA) Required?

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Does not offer RIO Mortgages

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI Retirement Interest Only (RIO) Joint Applicants First Death Affordability Assessment: Benefit Income

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Does not offer RIO Mortgages

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI Retirement Interest Only (RIO) Joint Applicants First Death Affordability Assessment: Investment Income

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Does not offer RIO Mortgages

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI Retirement Interest Only (RIO) Joint Applicants First Death Affordability Assessment: Other Non Provable Income

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Does not offer RIO Mortgages

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI Retirement Interest Only (RIO) Joint Applicants First Death Affordability Assessment: Family Assistance

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Does not offer RIO Mortgages

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI Retirement Interest Only (RIO) Joint Applicants First Death Affordability Assessment: Rental Income

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Does not offer RIO Mortgages

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI Retirement Interest Only (RIO) Joint Applicants First Death Affordability Assessment: Life Cover

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Does not offer RIO Mortgages

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI Retirement Interest Only (RIO) Joint Applicants First Death Affordability Assessment: Survivors Pension

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Does not offer RIO Mortgages

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI Retirement Interest Only (RIO): Can Consider Non-Guaranteed Potential Future Affordability

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Does not offer RIO Mortgages

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI Maximum Loan to Value (LTV) for Retirement Interest Only (RIO): Remortgage with Capital Raising

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Does not offer RIO Mortgages

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI Maximum Loan to Value (LTV) for Retirement Interest Only (RIO): Remortgage Balance Swap

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Does not offer RIO Mortgages

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI Maximum Loan to Value (LTV) for Retirement Interest Only (RIO): Purchases

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Does not offer RIO Mortgages

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI Minimum Property Value for Retirement Interest Only (RIO)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Does not offer RIO Mortgages

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI Professional gambler

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI Gambling (recurring transactions)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI Advisor Own Application

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI Financial Associates with Adverse

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI Foreign Nationals (Living Overseas)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI Previously Repossessed (years ago acceptable)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: 6 years

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI Sports Professionals

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI Expat Residential Mortgage

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI Unauthorized Overdraft Charges

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI Sole application joint proprietor

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI Buy for University (Student Mortgages)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Offered

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI Family assist 100% mortgages

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Offered

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI Guarantors: Where applicant significant income growth is not expected

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI Guarantors: Reverse (younger applicant guarantor for older applicant)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI Guarantors

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-adminMistake 2021-02-12

RESI Property Construction: BOPAS accreditation required for non-standard construction

Lender: Tipton Building Society

New Search value: We do not lend on non standard construction

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI Property Construction: BOPAS accreditation required for non-standard construction

Lender: Precise Mortgages

Type: setup

New Search value: We do not lend on non standard construction

Read Policy Notes
only-criteria criteria-adminMistake 2021-02-12

RESI Property Construction: BOPAS accreditation required for non-standard construction

Lender: Pepper Money

New Search value: We do not lend on non standard construction

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI Joint application sole occupier

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI Joint application sole proprietor

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI Right to buy remortgage within pre-emption period - Capital raising

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI Right to buy remortgage within pre-emption period - Balance swap

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI Right to Aquire

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI Right to Buy additional lending above discounted price

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI Right to Buy Maximum LTV (of discounted purchase price)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: 95 percentage

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI Right to Buy

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI Right to Buy Home Improvements Allowed

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: No

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI Right to Buy joint application sole occupier

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-correction 2021-02-12

RESI Property Usage: Mixed Use Residential / Commercial

Lender: Scottish Building Society

Type: correction

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI Help to Buy Equity Loan (2021-2023)

Lender: Bath Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-edit 2021-02-12

RESI Source of deposit: Gift From Immediate Family

Lender: Ipswich Building Society

Type: edit

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-correction 2021-02-12

RESI Employment Income: Employers Housing Allowance

Lender: Ipswich Building Society

Type: correction

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-correction 2021-02-12

RESI Remortgage purpose: Debt Consolidation (maximum LTV)

Lender: Natwest

Type: correction

New Search value: 80 percentage

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI Property Construction: Large Panel System (LPS)

Lender: Natwest

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI New Build Warranty: ICW

Lender: Natwest

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI Property Construction: British Iron and Steel Federation (BISF)

Lender: Natwest

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI Property Construction: BOPAS accreditation required for non-standard construction

Lender: Natwest

Type: setup

New Search value: Yes

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI Buy for University (Student Mortgages)

Lender: Natwest

Type: setup

New Search value: Not Offered

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI Family assist 100% mortgages

Lender: Natwest

Type: setup

New Search value: Not Offered

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI Shared Ownership remortgage purpose: Capital raising for home improvements

Lender: Natwest

Type: setup

New Search value: We do not accept shared ownership applications

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI Remortgage purpose: School/Education fees

Lender: Natwest

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI Remortgage purpose: Medical expenses

Lender: Natwest

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI Remortgage purpose: Lifestyle (holidays, car's, non essential spending etc)

Lender: Natwest

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI Remortgage purpose: Extending a lease

Lender: Natwest

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI Guarantors: Where applicant significant income growth is not expected

Lender: Natwest

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI Guarantors: Reverse (younger applicant guarantor for older applicant)

Lender: Natwest

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI Other Income: Seafarer

Lender: Natwest

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-12

RESI Age Limits: Interest Only Maximum Age at end of term

Lender: Natwest

Type: setup

New Search value: 70

Read Policy Notes
only-criteria criteria-setup 2021-02-11

RESI Employment Income: Employers Housing Allowance

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-11

RESI Employment Income: Employers Mortgage Subsidy

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-11

RESI Employment Income: Large Town Allowance

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-11

RESI Employment Income: London Weighting

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-11

RESI Employment Income: Additional Duty Hours

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-11

RESI Other Income: Income protection/Permanent Health Insurance

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-11

RESI Employment Income: Tronc Payments (Tips etc)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-11

RESI Other Income: Lodger Income

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-11

RESI Employment Income: Salary (paid cash in hand)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-11

RESI Investment Income: Trust Income

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-11

RESI Other Income: Bursary

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-11

RESI Investment Income: Rental Income (from mortgaged property)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-11

RESI Investment Income: Rental Income (from mortgage free property)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-11

RESI Contractor Income: Nursing Bank

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-11

RESI Employment Income: Foreign currency

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-11

RESI Other Income: Seafarer

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-11

RESI Employment Income: Second Job

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-11

RESI Other Income: Foster Care Income

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-11

RESI Other Income: Stipend

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-11

RESI Other Income: Maintenance (not through the courts)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-11

RESI Professional Landlord (Rent is primary source of income)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-change 2021-02-11

RESI New Build Warranty: ICW

Lender: Marsden Building Society

Type: change

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-11

RESI Retirement Interest Only (RIO) Offered?

Lender: The Loughborough Building Society

Type: setup

New Search value: No

Read Policy Notes
only-criteria criteria-correction 2021-02-11

RESI Employment Income: Flight Pay

Lender: Digital Mortgages by Atom bank

Type: correction

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-correction 2021-02-11

RESI Employment Income: Mileage Allowance

Lender: Digital Mortgages by Atom bank

Type: correction

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-11

RESI Employment Income: Car Allowance

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-11

RESI Benefit Income: Universal Credit

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-11

RESI Benefit Income: Personal Independence Payment (PIP)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-11

RESI Benefit Income: Industrial Injuries Disablement Benefit

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-11

RESI Benefit Income: Guardian Allowance

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-11

RESI Benefit Income: Employment and Support Allowance

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-11

RESI Benefit Income: Disability Living Allowance (DLA)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-11

RESI Benefit Income: Constant Attendance Allowance

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-11

RESI Benefit Income: Carers Allowance

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-correction 2021-02-11

RESI Benefit Income: Attendance Allowance

Lender: Digital Mortgages by Atom bank

Type: correction

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-11

RESI Benefit Income: Adoption Allowance

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-11

RESI Benefit Income: Child Benefit

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-11

RESI Benefit Income: Child Tax Credits

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-11

RESI Benefit Income: Working Tax Credits

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-11

RESI Income made up primarily of benefits

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-11

RESI Maximum Loan Size Retirement Interest Only (RIO)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Does not offer RIO Mortgages

Read Policy Notes
only-criteria criteria-setup 2021-02-11

RESI Minimum Loan Size Retirement Interest Only (RIO)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Does not offer RIO Mortgages

Read Policy Notes
only-criteria criteria-setup 2021-02-11

RESI Maximum Term (Years): Retirement Interest Only (RIO)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Does not offer RIO Mortgages

Read Policy Notes
only-criteria criteria-setup 2021-02-11

RESI Age Limits: Retirement Interest Only (RIO) Maximum Age at Term End

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Does not offer RIO Mortgages

Read Policy Notes
only-criteria criteria-setup 2021-02-11

RESI Age Limits: Retirement Interest Only (RIO) MAXIMUM Age at Application

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Does not offer RIO Mortgages

Read Policy Notes
only-criteria criteria-setup 2021-02-11

RESI Age Limits: Retirement Interest Only (RIO) Minimum Age at Application

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Does not offer RIO Mortgages

Read Policy Notes
only-criteria criteria-setup 2021-02-11

RESI Retirement Interest Only (RIO): Minimum Equity Requirement

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Does not offer RIO Mortgages

Read Policy Notes
only-criteria criteria-setup 2021-02-11

RESI Retirement Interest Only (RIO) Offered?

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: No

Read Policy Notes
only-criteria criteria-correction 2021-02-11

RESI Help to Buy Equity Loan (2021-2023)

Lender: Digital Mortgages by Atom bank

Type: correction

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-correction 2021-02-11

RESI Help to Buy: Equity Loan Rate for Affordability

Lender: Digital Mortgages by Atom bank

Type: correction

New Search value: does not take part in Help to Buy Equity Loan

Read Policy Notes
only-criteria criteria-correction 2021-02-11

RESI Help to Buy Equity Loan Remortgage with Capital Raising

Lender: Digital Mortgages by Atom bank

Type: correction

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-correction 2021-02-11

RESI Help to Buy Equity Loan Remortgage

Lender: Digital Mortgages by Atom bank

Type: correction

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-correction 2021-02-11

RESI Help to Buy Equity Loan (2013-2021)

Lender: Digital Mortgages by Atom bank

Type: correction

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-11

RESI Source of deposit: Forces Help To Buy

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-correction 2021-02-11

RESI Shared Ownership remortgage purpose: Capital raising for home improvements

Lender: Digital Mortgages by Atom bank

Type: correction

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-11

RESI Shared Ownership: Restricted Staircasing

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-11

RESI Shared Ownership Maximum Initial Share (%)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: We do not accept shared ownership applications percentage

Read Policy Notes
only-criteria criteria-setup 2021-02-11

RESI Shared Ownership Maximum LTV (of applicants share)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable percentage

Read Policy Notes
only-criteria criteria-setup 2021-02-11

RESI Shared Ownership Min Initial Share (%)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: We do not accept shared ownership applications percentage

Read Policy Notes
only-criteria criteria-setup 2021-02-11

RESI Shared Ownership

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-11

RESI Self-Build: Property Usage: Holiday/Second Home

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: We do not currently offer Self Build mortgages

Read Policy Notes
only-criteria criteria-setup 2021-02-11

RESI Self-Build: Eco property allowed

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: We do not currently offer Self Build mortgages

Read Policy Notes
only-criteria criteria-setup 2021-02-11

RESI Self-Build: Custom build schemes

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: We do not currently offer Self Build mortgages

Read Policy Notes
only-criteria criteria-setup 2021-02-11

RESI Self-Build: Property Type: Semi-detached property

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: We do not currently offer Self Build mortgages

Read Policy Notes
only-criteria criteria-setup 2021-02-11

RESI Self-Build: Multi-plot or group developments allowed? (where applicant is purchasing one plot of many)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: We do not currently offer Self Build mortgages

Read Policy Notes
only-criteria criteria-setup 2021-02-11

RESI Self-Build: Shared access allowed?

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: We do not currently offer Self Build mortgages

Read Policy Notes
only-criteria criteria-setup 2021-02-11

RESI Self-Build: Stage release fees

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: We do not currently offer Self Build mortgages

Read Policy Notes
only-criteria criteria-setup 2021-02-11

RESI Self-Build: Product fees added to the loan

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: We do not currently offer Self Build mortgages

Read Policy Notes
only-criteria criteria-setup 2021-02-11

RESI Self-Build: Stage payment frequency

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: We do not currently offer Self Build mortgages

Read Policy Notes
only-criteria criteria-setup 2021-02-11

RESI Self-Build: Stage payment release schedule

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: We do not currently offer Self Build mortgages

Read Policy Notes
only-criteria criteria-setup 2021-02-11

RESI Self-Build: Retention product offered upon completion of build

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: We do not currently offer Self Build mortgages

Read Policy Notes
only-criteria criteria-setup 2021-02-11

RESI Self-Build: Back to Back (Remortgage waiting period)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: We do not currently offer Self Build mortgages

Read Policy Notes
only-criteria criteria-setup 2021-02-11

RESI Self-Build: Affordability - Ongoing rent or mortgage payments included in affordability assessment?

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: We do not currently offer Self Build mortgages

Read Policy Notes
only-criteria criteria-setup 2021-02-11

RESI Self-Build: Retention retained until sign off following build completion

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: We do not currently offer Self Build mortgages

Read Policy Notes
only-criteria criteria-setup 2021-02-11

RESI Self-Build: Building Regulations approval required prior to completion

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: We do not currently offer Self Build mortgages

Read Policy Notes
only-criteria criteria-setup 2021-02-11

RESI Self-Build: More than one pending self-build application

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: We do not currently offer Self Build mortgages

Read Policy Notes
only-criteria criteria-setup 2021-02-11

RESI Self-Build: Concessionary Land Purchase

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: We do not currently offer Self Build mortgages

Read Policy Notes
only-criteria criteria-setup 2021-02-11

RESI Self-Build: Gifted land/plot (gifted by a NON family member)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: We do not currently offer Self Build mortgages

Read Policy Notes
only-criteria criteria-setup 2021-02-11

RESI Self-Build: Gifted land/plot (gifted by family member)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: We do not currently offer Self Build mortgages

Read Policy Notes
only-criteria criteria-setup 2021-02-11

RESI Self-Build: Can use own Conveyancer?

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: We do not currently offer Self Build mortgages

Read Policy Notes
only-criteria criteria-setup 2021-02-11

RESI Self-Build: Valuation fee based on the estimated final value or land value

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: We do not currently offer Self Build mortgages

Read Policy Notes
only-criteria criteria-setup 2021-02-11

RESI Self-Build: Additional borrowing considered during the build

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: We do not currently offer Self Build mortgages

Read Policy Notes
only-criteria criteria-adminMistake 2021-02-11

RESI Self-Build: Preferential terms for eco build

Lender: Digital Mortgages by Atom bank

New Search value: We do not currently offer Self Build mortgages

Read Policy Notes
only-criteria criteria-correction 2021-02-11

RESI Self-Build: Affordability - Dual affordability assessment required? (During & After build)

Lender: Digital Mortgages by Atom bank

Type: correction

New Search value: We do not currently offer Self Build mortgages

Read Policy Notes
only-criteria criteria-correction 2021-02-11

RESI Self-Build: Affordability - Can applicants savings be used to cover monthly rental or mortgage payments?

Lender: Digital Mortgages by Atom bank

Type: correction

New Search value: We do not currently offer Self Build mortgages

Read Policy Notes
only-criteria criteria-correction 2021-02-11

RESI Self-Build: Contiguous land owned by their family

Lender: Digital Mortgages by Atom bank

Type: correction

New Search value: We do not currently offer Self Build mortgages

Read Policy Notes
only-criteria criteria-correction 2021-02-11

RESI Self-Build: Contiguous land owned by the applicant

Lender: Digital Mortgages by Atom bank

Type: correction

New Search value: We do not currently offer Self Build mortgages

Read Policy Notes
only-criteria criteria-correction 2021-02-11

RESI Self-Build: Pure Interest only acceptable during the build?

Lender: Digital Mortgages by Atom bank

Type: correction

New Search value: We do not currently offer Self Build mortgages

Read Policy Notes
only-criteria criteria-correction 2021-02-11

RESI Self-Build: Outline or full planning permission required

Lender: Digital Mortgages by Atom bank

Type: correction

New Search value: We do not currently offer Self Build mortgages

Read Policy Notes
only-criteria criteria-correction 2021-02-11

RESI Self-Build: Build type - Unfinished/mid-build projects

Lender: Digital Mortgages by Atom bank

Type: correction

New Search value: We do not currently offer Self Build mortgages

Read Policy Notes
only-criteria criteria-correction 2021-02-11

RESI Self-Build: Build type - Knock down & rebuild

Lender: Digital Mortgages by Atom bank

Type: correction

New Search value: We do not currently offer Self Build mortgages

Read Policy Notes
only-criteria criteria-correction 2021-02-11

RESI Self-Build: Build type - Barn conversion

Lender: Digital Mortgages by Atom bank

Type: correction

New Search value: We do not currently offer Self Build mortgages

Read Policy Notes
only-criteria criteria-correction 2021-02-11

RESI Self-Build: Build type - Conversion (commercial to residential)

Lender: Digital Mortgages by Atom bank

Type: correction

New Search value: We do not currently offer Self Build mortgages

Read Policy Notes
only-criteria criteria-correction 2021-02-11

RESI Self-Build: Build type - Renovation

Lender: Digital Mortgages by Atom bank

Type: correction

New Search value: We do not currently offer Self Build mortgages

Read Policy Notes
only-criteria criteria-correction 2021-02-11

RESI Self-Build: Lending against land

Lender: Digital Mortgages by Atom bank

Type: correction

New Search value: We do not currently offer Self Build mortgages

Read Policy Notes
only-criteria criteria-correction 2021-02-11

RESI Self-Build: All applicants are First time buyers

Lender: Digital Mortgages by Atom bank

Type: correction

New Search value: We do not currently offer Self Build mortgages

Read Policy Notes
only-criteria criteria-correction 2021-02-11

RESI Self-Build: applicants own savings required?

Lender: Digital Mortgages by Atom bank

Type: correction

New Search value: We do not currently offer Self Build mortgages

Read Policy Notes
only-criteria criteria-correction 2021-02-11

RESI Self-Build: Direct to Lender or Packager

Lender: Digital Mortgages by Atom bank

Type: correction

New Search value: We do not currently offer Self Build mortgages

Read Policy Notes
only-criteria criteria-correction 2021-02-11

RESI Self Build Accepted

Lender: Digital Mortgages by Atom bank

Type: correction

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-11

RESI Discount Market Scheme

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-11

RESI Non Simultaneous Sale and Purchase

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-11

RESI Let to Buy (Existing lender consent to let)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-11

RESI Covid-19: Fees waived for missed mortgage payments (not agreed payment holidays) due to Covid-19 difficulties

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Yes

Read Policy Notes
only-criteria criteria-setup 2021-02-11

RESI Covid-19: Are you offering a payment holiday?

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Yes

Read Policy Notes
only-criteria criteria-setup 2021-02-11

RESI Covid-19: Will allow conversion to interest only?

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Not at this time

Read Policy Notes
only-criteria criteria-setup 2021-02-11

RESI Covid-19: Policy

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Yes

Read Policy Notes
only-criteria criteria-setup 2021-02-11

RESI Visas: Working Visa (Tier 2 - Long-term work visas)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-11

RESI Unadopted Roads

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-11

RESI Property Factors: Part Renovated (Is Habitable)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-02-11

RESI Age Limits: Interest Only Maximum Age at end of term

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: We do not accept interest only

Read Policy Notes
only-criteria criteria-setup 2021-02-11

RESI Self Build: Maximum loan amount

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: We do not currently offer Self Build mortgages

Read Policy Notes
only-criteria criteria-setup 2021-02-11

RESI Self-Build: Maximum LTV against valuation at point of stage release

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: We do not currently offer Self Build mortgages

Read Policy Notes
only-criteria criteria-setup 2021-02-11

RESI Self-Build: Maximum plot size (acres)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: We do not currently offer Self Build mortgages

Read Policy Notes
only-criteria criteria-setup 2021-02-11

RESI Self Build: Maximum term

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: We do not currently offer Self Build mortgages

Read Policy Notes
only-criteria criteria-setup 2021-02-11

RESI Self-Build: Maximum LTV on land/plot value or purchase price

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: We do not currently offer Self Build mortgages

Read Policy Notes
only-criteria criteria-setup 2021-02-11

RESI Self-Build: Maximum LTV of estimated final value

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: We do not currently offer Self Build mortgages

Read Policy Notes
only-criteria criteria-setup 2021-02-11

RESI Self-Build: Length of time before works must commence (months)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: We do not currently offer Self Build mortgages

Read Policy Notes
only-criteria criteria-setup 2021-02-11

RESI Self-Build: Required build completion time (months)

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: We do not currently offer Self Build mortgages

Read Policy Notes
only-criteria criteria-setup 2021-02-11

RESI Self-Build: Minimum plot size (Square Metres - 1 Acre = 4047 SqM )

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: We do not currently offer Self Build mortgages

Read Policy Notes
only-criteria criteria-setup 2021-02-11

RESI Self-Build: Minimum number of months remaining on planning permission

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: We do not currently offer Self Build mortgages

Read Policy Notes
only-criteria criteria-setup 2021-02-11

RESI Self-Build: Standard retention for project

Lender: Digital Mortgages by Atom bank

Type: setup

New Search value: We do not currently offer Self Build mortgages

Read Policy Notes
only-criteria criteria-change 2021-02-11

RESI Maximum Ground Rent (as % of Property Value/Purchase Price)

Lender: Bath Building Society

Type: change

New Search value: 0.1

Read Policy Notes
only-criteria criteria-change 2021-02-11

RESI Affordability Assessment: Company Pension

Lender: Bath Building Society

Type: change

New Search value: Can Be Ignored

Read Policy Notes
only-criteria criteria-change 2021-02-11

RESI Soft Footprint on Credit Search?

Lender: Bath Building Society

Type: change

New Search value: No (Full Footprint)

Read Policy Notes
only-criteria criteria-change 2021-02-11

RESI Back to back (Remortgage - Ported)

Lender: Bath Building Society

Type: change

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-change 2021-02-11

RESI Back to back (Remortgage - Inherited)

Lender: Bath Building Society

Type: change

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-change 2021-02-11

RESI Back to back (Remortgage - Other)

Lender: Bath Building Society

Type: change

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-change 2021-02-11

RESI Back to back (Remortgage - Customer Funded)

Lender: Bath Building Society

Type: change

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-change 2021-02-11

RESI Contractor Income: Fixed Term Contract

Lender: Bath Building Society

Type: change

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-change 2021-02-11

RESI Arrears (unsecured)

Lender: Bath Building Society

Type: change

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-correction 2021-02-11

RESI Solar Panels

Lender: Bath Building Society

Type: correction

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-correction 2021-02-11

RESI House/Bungalow Maximum LTV (Standard)

Lender: Bath Building Society

Type: correction

New Search value: 90 percentage

Read Policy Notes
only-criteria criteria-correction 2021-02-11

RESI Transitional Arrangements Offered

Lender: Bath Building Society

Type: correction

New Search value: Yes

Read Policy Notes
only-criteria criteria-correction 2021-02-11

RESI Undervalue transactions

Lender: Bath Building Society

Type: correction

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-correction 2021-02-11

RESI Maximum number of applicants allowed

Lender: Bath Building Society

Type: correction

New Search value: 4

Read Policy Notes
only-criteria criteria-correction 2021-02-11

RESI Employment Income: Employment Income from Family Business

Lender: Bath Building Society

Type: correction

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-correction 2021-02-11

RESI Debt Relief Order (Satisfied)

Lender: Bath Building Society

Type: correction

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-correction 2021-02-11

RESI Individual Voluntary Arrangements - IVA (Years satisfied)

Lender: Bath Building Society

Type: correction

New Search value: 2 years

Read Policy Notes
only-criteria criteria-correction 2021-02-11

RESI Individual Voluntary Arrangements - IVA (Years since registered)

Lender: Bath Building Society

Type: correction

New Search value: 3 years

Read Policy Notes
only-criteria criteria-correction 2021-02-11

RESI Individual Voluntary Arrangements (IVA)

Lender: Bath Building Society

Type: correction

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-correction 2021-02-11

RESI Debt Management Plan (satisfied)

Lender: Bath Building Society

Type: correction

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-correction 2021-02-11

RESI Discharged Bankrupt (years)

Lender: Bath Building Society

Type: correction

New Search value: 2 years

Read Policy Notes
only-criteria criteria-correction 2021-02-11

RESI First Home Fund (Shared Equity Scheme - Scotland Only)

Lender: Bath Building Society

Type: correction

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-correction 2021-02-11

RESI Properties with Occupancy Restrictions

Lender: Bath Building Society

Type: correction

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-correction 2021-02-11

RESI Property Type: Basement flat

Lender: Bath Building Society

Type: correction

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-correction 2021-02-11

RESI Property Type Studio Flat Minimum Floor Area (Sq Metres)

Lender: Bath Building Society

Type: correction

New Search value: 30

Read Policy Notes
only-criteria criteria-correction 2021-02-11

RESI Property Type: Flat above commercial food outlet

Lender: Bath Building Society

Type: correction

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-correction 2021-02-11

RESI Property Type: Studio flat

Lender: Bath Building Society

Type: correction

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-correction 2021-02-11

RESI Minimum remaining lease at end of term

Lender: Bath Building Society

Type: correction

New Search value: 50 years

Read Policy Notes
only-criteria criteria-correction 2021-02-11

RESI Flat/Maisonette Maximum LTV (Standard)

Lender: Bath Building Society

Type: correction

New Search value: 90 percentage

Read Policy Notes
only-criteria criteria-correction 2021-02-11

RESI Concessionary purchase (Landlord)

Lender: Bath Building Society

Type: correction

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-correction 2021-02-11

RESI Back to back (Sub Sale Purchase - Other)

Lender: Bath Building Society

Type: correction

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-correction 2021-02-11

RESI Self Employed: Recent change in status (sole trader to limited company, etc)

Lender: Bath Building Society

Type: correction

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-correction 2021-02-11

RESI Interest Only: Minimum Equity Requirement

Lender: Bath Building Society

Type: correction

New Search value: 100000

Read Policy Notes
only-criteria criteria-correction 2021-02-11

RESI Interest Only: Minimum Income Requirement

Lender: Bath Building Society

Type: correction

New Search value: 20000

Read Policy Notes
only-criteria criteria-correction 2021-02-11

RESI Source of deposit: Loan Repayable on Sale of Property

Lender: Bath Building Society

Type: correction

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-correction 2021-02-11

RESI New Build Warranty: Checkmate (Castle 10)

Lender: Bath Building Society

Type: correction

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-correction 2021-02-11

RESI House/Bungalow Maximum LTV (New Build)

Lender: Bath Building Society

Type: correction

New Search value: 90 percentage

Read Policy Notes
only-criteria criteria-correction 2021-02-11

RESI Flat/Maisonette Maximum LTV (New Build)

Lender: Bath Building Society

Type: correction

New Search value: 85 percentage

Read Policy Notes
only-criteria criteria-correction 2021-02-11

RESI Source of deposit: Builders Deposit

Lender: Bath Building Society

Type: correction

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-correction 2021-02-11

RESI Ex MOD properties

Lender: Bath Building Society

Type: correction

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-correction 2021-02-11

RESI Property Construction: Large Panel System (LPS)

Lender: Bath Building Society

Type: correction

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-correction 2021-02-11

RESI Property Construction: Single skin

Lender: Bath Building Society

Type: correction

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-correction 2021-02-11

RESI Property Construction: Insulating concrete form (ICF)

Lender: Bath Building Society

Type: correction

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-correction 2021-02-11

RESI Property Construction: Timber framed (Pre 1900)

Lender: Bath Building Society

Type: correction

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-correction 2021-02-11

RESI Property Construction: 100% Timber Construction

Lender: Bath Building Society

Type: correction

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-correction 2021-02-11

RESI Property Construction: No-Fines

Lender: Bath Building Society

Type: correction

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-correction 2021-02-11

RESI Property Construction: Easiform

Lender: Bath Building Society

Type: correction

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-correction 2021-02-11

RESI Property Construction: Repaired prefabricated reinforced concrete

Lender: Bath Building Society

Type: correction

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-correction 2021-02-11

RESI Property Construction: Steel framed

Lender: Bath Building Society

Type: correction

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-correction 2021-02-11

RESI Property Construction: Concrete construction

Lender: Bath Building Society

Type: correction

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-correction 2021-02-11

RESI Back to Back (Remortgage - Bridging)

Lender: Bath Building Society

Type: correction

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-correction 2021-02-11

RESI Other Income: Seafarer

Lender: Bath Building Society

Type: correction

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-correction 2021-02-11

RESI Pension Income: Annuity

Lender: Bath Building Society

Type: correction

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-correction 2021-02-11

RESI Pension Income: Pension (Company)

Lender: Bath Building Society

Type: correction

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-correction 2021-02-11

RESI Age Limits: Interest Only Maximum Age at end of term

Lender: Bath Building Society

Type: correction

New Search value: 85

Read Policy Notes
only-criteria criteria-correction 2021-02-11

RESI Age Limits: Maximum Age at Term End Without Pension Proof ( max retirement age )

Lender: Bath Building Society

Type: correction

New Search value: 70 years

Read Policy Notes
only-criteria criteria-correction 2021-02-11

RESI Age Limits: Maximum Age AT POINT OF APPLICATION

Lender: Bath Building Society

Type: correction

New Search value: 80 years

Read Policy Notes
only-criteria criteria-correction 2021-02-11

RESI Minimum Income Requirement

Lender: Bath Building Society

Type: correction

New Search value: 20000

Read Policy Notes
only-criteria criteria-correction 2021-02-11

RESI Guarantors

Lender: Bath Building Society

Type: correction

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-correction 2021-02-11

RESI Debt Related: Expiring debt can be partially or fully ignored

Lender: Bath Building Society

Type: correction

New Search value: Yes

Read Policy Notes
only-criteria criteria-correction 2021-02-11

RESI Maximum number of applicants income used for affordability

Lender: Bath Building Society

Type: correction

New Search value: 2

Read Policy Notes
only-news news-Top Comments news-Your Community news-buy to let landlord news-first time landlord news-housing crisis news-maximum age news-Star Letter 3 2021-02-26

‘Lenders should remove maximum lending age for landlords’ – Star Letter 26/02/2021

Each week Mortgage Solutions and its sister title Specialist Lending Solutions pick the top comment from our readers.

Read More...
only-news news-News news-latest mortgage news news-mortgage broker news-mortgage broker news 3 2021-02-26

The top 10 most read mortgage broker stories this week – 26/02/21

Stamp duty has been a key theme this week with speculation the the holiday will be extended in next week's Budget.

Read More...
only-news news-Better Business news-Business Skills news-Bob Young news-city living news-Fleet Mortgages 3 2021-02-26

City living will not go out of fashion – Young

There is currently a lot of debate about how the pandemic might have altered the UK housing market for good.

Read More...
only-news news-Better Business news-Business Skills news-Andrea Rozario news-annual house price growth news-Bower news-equity release news-investment news-property market news-property wealth 3 2021-02-26

Turning to equity release in a Covid financial pinch – Rozario

Beyond the obvious and tragic consequences of the global pandemic, another pervasive impact has hurt millions throughout this crisis.

Read More...
only-news news-News news-Legal and General Mortgage Club news-MoneySupermarket news-Stamp Duty news-stamp duty holiday news-Trussle 3 2021-02-26

Tapered stamp duty holiday end could save £25bn worth of housing transactions

Tapering the end of the stamp duty holiday could preserve around £25bn worth of housing transactions and would potentially save buyers thousands of pounds each.

Read More...
only-news news-News news-bath house prices news-edinburgh house prices news-first-time buyer (FTB) news-nationwide house prices news-oxford house prices 3 2021-02-26

Oxford, Bath and Edinburgh least affordable for first-time buyers – Nationwide

Kensington and Chelsea, Hertsmere, Oxford and Bath are among the least affordable for local authorities for first-time buyers, analysis has found.

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only-news news-News news-arrears news-gross mortgage lending news-Leeds Building Society news-profit before tax news-repossessions news-Richard Fearon 3 2021-02-26

Leeds BS waives arrears fees for 2021 as mortgage lending and profits rebound

Leeds Building Society will continue to waive arrears fees for the rest of this year to support homeowners financially affected by the pandemic.

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only-news news-News news-Knight Frank news-overseas property investors news-Prime Central London news-prime property 3 2021-02-26

Vaccine roll-out boosts overseas demand for prime property

Overseas demand for properties priced at £10m or more is building as the UK’s vaccine roll-out programme boosts confidence in the country’s safety, according to analysis by Knight Frank.

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only-news news-News news-tsb first time buyer mortgage news-tsb mortgage 3 2021-02-26

TSB refreshes mortgage range with high LTV reintroductions and rate changes

TSB has reintroduced mortgages as well as making a flurry of rate changes across its residential range.

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only-product product-New 3 2021-02-27

AIB

New Product Launched

Products updated

only-product product-New 3 2021-02-27

Loughborough B.S.

New Product Launched

New products launched

only-product product-New 3 2021-02-26

TSB - Intermediaries

New Product Launched

New products added and range revised

only-product product-New 7 2021-02-25

Foundation HomeLoans

New Product Launched

New products launched

only-product product-New 7 2021-02-25

Furness B.Soc

New Product Launched

New products launched

only-product product-New 7 2021-02-25

Precise Mortgages

New Product Launched

products revised

only-product product-New 7 2021-02-25

1APP@TFC - FHL

New Product Launched

New products launched

only-product product-New 7 2021-02-25

Positive Lending-FHL

New Product Launched

New products launched

only-product product-New 7 2021-02-25

TBMC - Foundation HL

New Product Launched

New products launched

only-product product-New 7 2021-02-24

Hodge

New Product Launched

Discount products revised

only-product product-New 7 2021-02-24

Digital Mortgages

New Product Launched

products updated

only-product product-New 7 2021-02-24

Clydesdale Bank PLC

New Product Launched

New Products Launched

only-product product-New 7 2021-02-24

Saffron B.Society

New Product Launched

New products launched

only-product product-New 7 2021-02-23

Leek United BS

New Product Launched

New product launched

only-product product-New 7 2021-02-23

Skipton B.Society

New Product Launched

Range revised

only-product product-New 7 2021-02-23

Stafford Railway BS

New Product Launched

Revised 2yr Discount product

only-product product-New 2021-02-18

Metro Bank Plc

New Product Launched

Range revised

only-product product-New 2021-02-17

1APP@TFC - KMC

New Product Launched

Launched new 90% exclusive products

only-product product-New 2021-02-17

Progressive B.Soc.

New Product Launched

New 85% products added

only-product product-New 2021-02-16

NatWest Intermediary

New Product Launched

New products launched

only-product product-New 2021-02-16

Scottish B.Soc

New Product Launched

Launched new Fixed rates,

only-product product-New 2021-02-15

State Bank of India

New Product Launched

Revised Specialist range

only-product product-New 2021-02-15

West One

New Product Launched

New products launched

only-product product-New 2021-02-15

Ipswich

New Product Launched

New products added

only-product product-Amended 2021-02-15

BM Solutions

Product Amended

Range revised

only-product product-New 2021-02-13

Ipswich

New Product Launched

New later life product

only-product product-New 2021-02-12

TSB - Intermediaries

New Product Launched

New products added

only-product product-New 2021-02-10

Scottish B.Soc

New Product Launched

Withdrawn 2&3yr Fixed products with £995 fee.

only-product product-New 2021-02-09

The Mortgage Lender

New Product Launched

Launched new HTB products for England & Wales

only-product product-New 2021-02-09

1APP@TFC - TML

New Product Launched

Launched new HTB products for England & Wales

only-product product-New 2021-02-09

Dynamo F-I - TML

New Product Launched

Launched new HTB products for England & Wales

only-product product-New 2021-02-09

Positive Lending-TML

New Product Launched

Launched new HTB products for England & Wales

only-product product-New 2021-02-09

Buckinghamshire BSoc

New Product Launched

New products launched