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only-criteria criteria-setup 3 2021-01-15

BTL Property Construction: Large Panel System (LPS)

Lender: Fleet Mortgages

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 3 2021-01-15

BTL Ex MOD properties

Lender: Fleet Mortgages

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 3 2021-01-15

BTL Inter-family sales (no discount)

Lender: Fleet Mortgages

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 3 2021-01-15

BTL Debt Relief Order (Satisfied)

Lender: Fleet Mortgages

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 3 2021-01-15

BTL Visas: Family Visa (Spousal etc)

Lender: Fleet Mortgages

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 3 2021-01-15

BTL Income made up primarily of benefits

Lender: Fleet Mortgages

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 3 2021-01-15

BTL Late Payments (Not Missed)

Lender: Fleet Mortgages

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 3 2021-01-15

BTL Criminal Convictions

Lender: Fleet Mortgages

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 3 2021-01-15

BTL Property Construction: Large Panel System (LPS)

Lender: Family Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 3 2021-01-15

BTL Ex MOD properties

Lender: Family Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 3 2021-01-15

BTL Inter-family sales (no discount)

Lender: Family Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 3 2021-01-15

BTL Debt Relief Order (Satisfied)

Lender: Family Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 3 2021-01-15

BTL Visas: Working Visa (Tier 2 - Long-term work visas)

Lender: Family Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 3 2021-01-15

BTL Visas: Working Visa (Tier 1 - Investors, entrepreneurs and talent visas)

Lender: Family Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 3 2021-01-15

BTL Visas: Family Visa (Spousal etc)

Lender: Family Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 3 2021-01-15

BTL Income made up primarily of benefits

Lender: Family Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 3 2021-01-15

BTL Self-Employed: Bounce Back Loan Scheme (BBLS) outstanding

Lender: Family Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 3 2021-01-15

BTL Late Payments (Not Missed)

Lender: Family Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 3 2021-01-15

BTL Criminal Convictions

Lender: Family Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 3 2021-01-15

BTL Property Construction: Large Panel System (LPS)

Lender: Harpenden Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 3 2021-01-15

BTL Visas: Working Visa (Tier 2 - Long-term work visas)

Lender: Harpenden Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 3 2021-01-15

BTL Visas: Working Visa (Tier 1 - Investors, entrepreneurs and talent visas)

Lender: Harpenden Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 3 2021-01-15

BTL Visas: Family Visa (Spousal etc)

Lender: Harpenden Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 3 2021-01-15

BTL Income made up primarily of benefits

Lender: Harpenden Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 3 2021-01-15

BTL Late Payments (Not Missed)

Lender: Harpenden Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-correction 3 2021-01-15

BTL Property Construction: Tower Block with Cladding

Lender: Bank of Ireland

Type: correction

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-01-13

BTL Visas: Minimum number months remaining on visa

Lender: BM Solutions

Type: setup

New Search value: 36

Read Policy Notes
only-criteria criteria-change 7 2021-01-13

BTL Expat: Holiday Lets

Lender: Cambridge Building Society

Type: change

New Search value: We do not accept Expat Buy to Let applications

Read Policy Notes
only-criteria criteria-change 7 2021-01-13

BTL ExPat Deposit source non-UK

Lender: Cambridge Building Society

Type: change

New Search value: We do not accept Expat Buy to Let applications

Read Policy Notes
only-criteria criteria-change 7 2021-01-13

BTL Expat UK Credit Profile Required

Lender: Cambridge Building Society

Type: change

New Search value: We do not accept Expat Buy to Let applications

Read Policy Notes
only-criteria criteria-change 7 2021-01-13

BTL Expat minimum income

Lender: Cambridge Building Society

Type: change

New Search value: We do not accept Expat Buy to Let applications

Read Policy Notes
only-criteria criteria-change 7 2021-01-13

BTL Expat Buy to Let

Lender: Cambridge Building Society

Type: change

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-01-13

BTL Property Construction: Large Panel System (LPS)

Lender: The Mortgage Works

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-01-13

BTL Maximum Ground Rent (as % of Property Value/Purchase Price)

Lender: The Mortgage Works

Type: setup

New Search value: No Maximum

Read Policy Notes
only-criteria criteria-setup 7 2021-01-13

BTL Remortgage Purpose: Purchase Commercial Property

Lender: The Mortgage Works

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-01-13

BTL Remortgage Purpose: Repay Help to Buy and Let the Property

Lender: The Mortgage Works

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-01-13

BTL Debt Relief Order (Satisfied)

Lender: The Mortgage Works

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-01-13

BTL Visas: Working Visa (Tier 2 - Long-term work visas)

Lender: The Mortgage Works

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-01-13

BTL Visas: Working Visa (Tier 1 - Investors, entrepreneurs and talent visas)

Lender: The Mortgage Works

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-01-13

BTL Visas: Family Visa (Spousal etc)

Lender: The Mortgage Works

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-adminMistake 7 2021-01-13

BTL Income made up primarily of benefits

Lender: The Mortgage Works

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-01-13

BTL Late Payments (Not Missed)

Lender: The Mortgage Works

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-01-13

BTL Criminal Convictions

Lender: The Mortgage Works

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-01-12

BTL Property being purchased at auction

Lender: Vernon Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-01-12

BTL Split Mortgage Terms

Lender: Vernon Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-01-12

BTL Inter-family sales (no discount)

Lender: Vernon Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-01-12

BTL Sole application joint proprietor

Lender: Vernon Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-01-12

BTL Visas: Working Visa (Tier 2 - Long-term work visas)

Lender: Vernon Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-01-12

BTL Visas: Working Visa (Tier 1 - Investors, entrepreneurs and talent visas)

Lender: Vernon Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-01-12

BTL Visas: Family Visa (Spousal etc)

Lender: Vernon Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-01-12

BTL Self-Employed: Bounce Back Loan Scheme (BBLS) outstanding

Lender: Vernon Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-01-12

BTL Visas: Minimum number months remaining on visa

Lender: Vernon Building Society

Type: setup

New Search value: We do not lend to foreign nationals on a visa

Read Policy Notes
only-criteria criteria-setup 7 2021-01-12

BTL Property Ownership: Splitting of a title deed on completion

Lender: Vernon Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-01-12

BTL Property Type: Basement flat

Lender: Vernon Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-01-12

BTL ICR Rental Calculation (Income Coverage Ratio): (remortgages balance swap) (Higher Rate Tax Payers) 5 YEAR FIX

Lender: Vernon Building Society

Type: setup

New Search value: 6.2% stressed at 130%

Read Policy Notes
only-criteria criteria-setup 7 2021-01-12

BTL ICR Rental Calculation (Income Coverage Ratio): (remortgages balance swap) (Additional Rate Tax Payers)

Lender: Vernon Building Society

Type: setup

New Search value: 6.2% stressed at 130%

Read Policy Notes
only-criteria criteria-setup 7 2021-01-12

BTL ICR Rental Calculation (Income Coverage Ratio): (remortgages balance swap) (Additional Rate Tax Payers) 5 YEAR FIX

Lender: Vernon Building Society

Type: setup

New Search value: 6.2% stressed at 130%

Read Policy Notes
only-criteria criteria-setup 7 2021-01-12

BTL ICR Rental Calculation (Income Coverage Ratio): (remortgages balance swap) (Higher Rate Tax Payers)

Lender: Vernon Building Society

Type: setup

New Search value: 6.2% stressed at 130%

Read Policy Notes
only-criteria criteria-setup 7 2021-01-12

BTL ICR Rental Calculation (Income Coverage Ratio): (remortgages with extra borrowing) (Additional Rate Tax Payers) 5 YEAR FIX

Lender: Vernon Building Society

Type: setup

New Search value: 6.2% stressed at 130%

Read Policy Notes
only-criteria criteria-setup 7 2021-01-12

BTL ICR Rental Calculation (Income Coverage Ratio): (remortgages with extra borrowing) (Additional Rate Tax Payers)

Lender: Vernon Building Society

Type: setup

New Search value: 6.2% stressed at 130%

Read Policy Notes
only-criteria criteria-setup 7 2021-01-12

BTL ICR Rental Calculation (Income Coverage Ratio): (remortgages with extra borrowing) (Higher Rate Tax Payers) 5 YEAR FIX

Lender: Vernon Building Society

Type: setup

New Search value: 6.2% stressed at 130%

Read Policy Notes
only-criteria criteria-setup 7 2021-01-12

BTL ICR Rental Calculation (Income Coverage Ratio): (remortgages with extra borrowing) (Higher Rate Tax Payers)

Lender: Vernon Building Society

Type: setup

New Search value: 6.2% stressed at 130%

Read Policy Notes
only-criteria criteria-setup 7 2021-01-12

BTL ICR Rental Calculation (Income Coverage Ratio): (remortgages with extra borrowing) (Basic Rate Tax Payers) 5 YEAR FIX

Lender: Vernon Building Society

Type: setup

New Search value: 6.2% stressed at 130%

Read Policy Notes
only-criteria criteria-setup 7 2021-01-12

BTL ICR Rental Calculation (Income Coverage Ratio): (remortgages with extra borrowing) (Basic Rate Tax Payers)

Lender: Vernon Building Society

Type: setup

New Search value: 6.2% stressed at 130%

Read Policy Notes
only-criteria criteria-setup 7 2021-01-12

BTL New Build Warranty: ICW

Lender: Vernon Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-01-12

BTL New Build Warranty: Zurich Municipal "New Build"

Lender: Vernon Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-01-12

BTL New Build Warranty: Q Assure Build

Lender: Vernon Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-01-12

BTL New Build Warranty: LABC

Lender: Vernon Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-01-12

BTL New Build Warranty: Global Home Warranties

Lender: Vernon Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-01-12

BTL New Build Warranty: Checkmate (Castle 10)

Lender: Vernon Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-01-12

BTL Property Construction: Large Panel System (LPS)

Lender: Vernon Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-01-12

BTL Property Type: Coach house

Lender: Vernon Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-01-12

BTL Property Construction: Woolaway

Lender: Vernon Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-01-12

BTL Property Construction: Wholly Timbered

Lender: Vernon Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-01-12

BTL Property Construction: Structural Insulated Panel Solutions (SIPs)

Lender: Vernon Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-01-12

BTL Property Construction: Single skin

Lender: Vernon Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-01-12

BTL Property Construction: Potton Homes

Lender: Vernon Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-01-12

BTL Property Construction: Off site manufactured (MMC)

Lender: Vernon Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-01-12

BTL Property Construction: Insulating concrete form (ICF)

Lender: Vernon Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-01-12

BTL Property Construction: Dutch barns

Lender: Vernon Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-01-12

BTL Property Construction: British Iron and Steel Federation (BISF)

Lender: Vernon Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-01-12

BTL Property Construction: Converted church

Lender: Vernon Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-01-12

BTL Unadopted Roads

Lender: Vernon Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-01-12

BTL Property Construction: EWS1 required on properties with combustible cladding or materials on balconies?

Lender: Vernon Building Society

Type: setup

New Search value: Yes

Read Policy Notes
only-criteria criteria-setup 7 2021-01-12

BTL Property Construction: Tower Block with Cladding

Lender: Vernon Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-01-12

BTL Property Ownership: Shared access or shared services

Lender: Vernon Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-01-12

BTL Property Issues: Overage Clause

Lender: Vernon Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-01-12

BTL Retrospective New Build Warranty

Lender: Vernon Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-01-12

BTL Remortgage purpose: HMO conversion back to standard residence

Lender: Vernon Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-01-12

BTL Remortgage purpose: Capital raise for BTL where property not yet found

Lender: Vernon Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-01-12

BTL Remortgage purpose: School/Education fees

Lender: Vernon Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-01-12

BTL Remortgage purpose: Medical expenses

Lender: Vernon Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-01-12

BTL Remortgage purpose: Lifestyle (holidays, car's, non essential spending etc)

Lender: Vernon Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-01-12

BTL Remortgage purpose: Personal investments (not property related)

Lender: Vernon Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-01-12

BTL Remortgage purpose: Extending a lease

Lender: Vernon Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-01-12

BTL Purchase and rent back to the builders as a show home

Lender: Vernon Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-01-12

BTL Tenants: Asylum Seekers

Lender: Vernon Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-01-12

BTL Purchase applications where existing tenants will remain in the property

Lender: Vernon Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-01-12

BTL Property Construction: Large Panel System (LPS)

Lender: Chorley Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-01-12

BTL Ex MOD properties

Lender: Chorley Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-01-12

BTL Inter-family sales (no discount)

Lender: Chorley Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-01-12

BTL Debt Relief Order (Satisfied)

Lender: Chorley Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-01-12

BTL Visas: Working Visa (Tier 2 - Long-term work visas)

Lender: Chorley Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-01-12

BTL Visas: Working Visa (Tier 1 - Investors, entrepreneurs and talent visas)

Lender: Chorley Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-01-12

BTL Visas: Family Visa (Spousal etc)

Lender: Chorley Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-01-12

BTL Income made up primarily of benefits

Lender: Chorley Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-01-12

BTL Late Payments (Not Missed)

Lender: Chorley Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-01-12

BTL Criminal Convictions

Lender: Chorley Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-change 7 2021-01-12

BTL Visas: Minimum number months remaining on visa

Lender: Leeds Building Society

Type: change

New Search value: We do not lend to foreign nationals on a visa

Read Policy Notes
only-criteria criteria-change 7 2021-01-12

BTL Foreign Nationals (WITHOUT indefinite leave to remain)

Lender: Leeds Building Society

Type: change

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-change 7 2021-01-12

BTL Foreign Nationals (with indefinite leave to remain)

Lender: Leeds Building Society

Type: change

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-01-12

BTL ICR Rental Calculation (Income Coverage Ratio): (remortgages balance swap) (Basic Rate Tax Payers) 5 YEAR FIX

Lender: Vernon Building Society

Type: setup

New Search value: 6.2% stressed at 130%

Read Policy Notes
only-criteria criteria-setup 7 2021-01-12

BTL ICR Rental Calculation (Income Coverage Ratio): (remortgages balance swap) (Basic Rate Tax Payers)

Lender: Vernon Building Society

Type: setup

New Search value: 6.2% stressed at 130%

Read Policy Notes
only-criteria criteria-setup 7 2021-01-12

BTL ICR Rental Calculation (Income Coverage Ratio): (purchases) (Additional Rate Tax Payers) 5 YEAR FIX

Lender: Vernon Building Society

Type: setup

New Search value: 6.2% stressed at 130%

Read Policy Notes
only-criteria criteria-setup 7 2021-01-12

BTL ICR Rental Calculation (Income Coverage Ratio): (purchases) (Higher Rate Tax Payers) 5 YEAR FIX

Lender: Vernon Building Society

Type: setup

New Search value: 6.2% stressed at 130%

Read Policy Notes
only-criteria criteria-setup 7 2021-01-12

BTL ICR Rental Calculation (Income Coverage Ratio): (purchases) (Basic Rate Tax Payers) 5 YEAR FIX

Lender: Vernon Building Society

Type: setup

New Search value: 6.2% stressed at 130%

Read Policy Notes
only-criteria criteria-setup 7 2021-01-12

BTL ICR Rental Calculation (Income Coverage Ratio): (purchases) (Higher Rate Tax Payers)

Lender: Vernon Building Society

Type: setup

New Search value: 6.2% stressed at 130%

Read Policy Notes
only-criteria criteria-setup 7 2021-01-12

BTL ICR Rental Calculation (Income Coverage Ratio): (purchases) (Basic Rate Tax Payers)

Lender: Vernon Building Society

Type: setup

New Search value: 6.2% stressed at 130%

Read Policy Notes
only-criteria criteria-setup 7 2021-01-12

BTL Maximum number of students considered on one AST

Lender: Vernon Building Society

Type: setup

New Search value: We do not accept student tenants

Read Policy Notes
only-criteria criteria-setup 7 2021-01-12

BTL Maximum number of stories where no lift is present

Lender: Vernon Building Society

Type: setup

New Search value: 4

Read Policy Notes
only-criteria criteria-setup 7 2021-01-12

BTL New Build Warranty: CRL Management Ltd

Lender: Vernon Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-01-12

BTL New Build Warranty: Building Life Plans

Lender: Vernon Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-01-12

BTL New Build Warranty: Build Assure

Lender: Vernon Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-01-12

BTL New Build Warranty: AEDIS

Lender: Vernon Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-01-12

BTL Income made up primarily of benefits

Lender: Vernon Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-01-12

BTL Late Payments (Not Missed)

Lender: Vernon Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-correction 7 2021-01-12

BTL Defaults registered between 12 to 24 Months

Lender: Landbay

Type: correction

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-change 7 2021-01-12

BTL Maximum Number of CCJs (Satisfied)

Lender: Landbay

Type: change

New Search value: 1

Read Policy Notes
only-criteria criteria-change 7 2021-01-12

BTL Expat Buy to Let

Lender: Saffron For Intermediaries

Type: change

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-01-12

BTL Applicants on Furlough

Lender: Saffron For Intermediaries

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-01-12

BTL ICR Rental Calculation (Income Coverage Ratio): (purchases) (Additional Rate Tax Payers)

Lender: Vernon Building Society

Type: setup

New Search value: 6.2% stressed at 130%

Read Policy Notes
only-criteria criteria-setup 7 2021-01-12

BTL Property Construction: BOPAS accreditation required for non-standard construction

Lender: Landbay

Type: setup

New Search value: We do not lend on non standard construction

Read Policy Notes
only-criteria criteria-setup 7 2021-01-12

BTL Property Construction: Large Panel System (LPS)

Lender: Paragon Mortgages

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-01-12

BTL Flying Freehold: Maximum acceptable percentage of the gross floor area

Lender: Vernon Building Society

Type: setup

New Search value: We do not lend on properties with a flying freehold

Read Policy Notes
only-criteria criteria-setup 7 2021-01-12

BTL Guaranteed rental scheme

Lender: Vernon Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-01-12

BTL Debt Relief Order (Satisfied)

Lender: Vernon Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-01-12

BTL Gambling (recurring transactions)

Lender: Vernon Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-01-12

BTL HMO: Communal area in the property

Lender: Vernon Building Society

Type: setup

New Search value: We do not accept HMO applications

Read Policy Notes
only-criteria criteria-setup 7 2021-01-12

BTL HMO rental valuation assessment

Lender: Vernon Building Society

Type: setup

New Search value: We do not accept HMO applications

Read Policy Notes
only-criteria criteria-setup 7 2021-01-12

BTL Ltd Co BTL: Source of deposit is from applicants other company

Lender: Vernon Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-01-12

BTL Layered company Ltd BTL

Lender: Vernon Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-01-12

BTL Expat: Holiday Lets

Lender: Vernon Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-01-12

BTL Covid-19: Policy

Lender: Vernon Building Society

Type: setup

New Search value: Yes

Read Policy Notes
only-criteria criteria-setup 7 2021-01-12

BTL Covid-19: Are you offering a payment holiday?

Lender: Vernon Building Society

Type: setup

New Search value: Yes

Read Policy Notes
only-criteria criteria-setup 7 2021-01-12

BTL Covid-19: Will allow conversion to interest only?

Lender: Vernon Building Society

Type: setup

New Search value: Yes

Read Policy Notes
only-criteria criteria-setup 7 2021-01-12

BTL Covid-19: Fees waived for missed mortgage payments (not agreed payment holidays) due to Covid-19 difficulties

Lender: Vernon Building Society

Type: setup

New Search value: Yes

Read Policy Notes
only-criteria criteria-setup 7 2021-01-12

BTL ICR Rental Calculation for Limited Companies (Income Coverage Ratio) 5 yr fix

Lender: Vernon Building Society

Type: setup

New Search value: 6.2% stressed at 130%

Read Policy Notes
only-criteria criteria-setup 7 2021-01-12

BTL ICR Rental Calculation for Limited Companies (Income Coverage Ratio) Less than 5 yr fix

Lender: Vernon Building Society

Type: setup

New Search value: 6.2% stressed at 130%

Read Policy Notes
only-criteria criteria-setup 7 2021-01-12

BTL Ex MOD properties

Lender: Vernon Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-adminMistake 7 2021-01-12

BTL Limited Company (Trading) shareholders required to provide personal guarantees

Lender: Vernon Building Society

New Search value: Does not lend to Trading Ltd Companies

Read Policy Notes
only-criteria criteria-setup 7 2021-01-12

BTL Applicants on Furlough

Lender: Vernon Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-01-12

BTL Criminal Convictions

Lender: Vernon Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-01-12

BTL Property Ownership: Shared access or shared services

Lender: Hinckley and Rugby Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-01-12

BTL Property Type: Basement flat

Lender: Hinckley and Rugby Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-01-12

BTL Estate Rentcharges

Lender: Hinckley and Rugby Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-01-12

BTL Self-Employed: Bounce Back Loan Scheme (BBLS) outstanding

Lender: Hinckley and Rugby Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-01-12

BTL Gambling (recurring transactions)

Lender: Hinckley and Rugby Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-01-12

BTL Maximum Number of Defaults (Satisfied)

Lender: Hinckley and Rugby Building Society

Type: setup

New Search value: No Maximum

Read Policy Notes
only-criteria criteria-setup 7 2021-01-12

BTL Maximum Number of CCJs (Satisfied)

Lender: Hinckley and Rugby Building Society

Type: setup

New Search value: No Maximum

Read Policy Notes
only-criteria criteria-change 7 2021-01-12

BTL Defaults (satisfied) potentially accepted

Lender: Landbay

Type: change

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-change 7 2021-01-12

BTL Defaults registered over 36 Months ago

Lender: Landbay

Type: change

New Search value: Potentially Ignored

Read Policy Notes
only-criteria criteria-change 7 2021-01-12

BTL Defaults registered between 3 to 12 Months

Lender: Landbay

Type: change

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-change 7 2021-01-12

BTL Defaults registered in last 3 Months

Lender: Landbay

Type: change

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-01-12

BTL Property Construction: Large Panel System (LPS)

Lender: Landbay

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-01-12

BTL Property Construction: Insulating concrete form (ICF)

Lender: Landbay

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-01-11

BTL Income made up primarily of benefits

Lender: Foundation Home Loans

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-01-11

BTL Late Payments (Not Missed)

Lender: Foundation Home Loans

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-01-11

BTL Criminal Convictions

Lender: Foundation Home Loans

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-01-11

BTL Property Construction: EWS1 required on properties with combustible cladding or materials on balconies?

Lender: Foundation Home Loans

Type: setup

New Search value: Yes

Read Policy Notes
only-criteria criteria-setup 7 2021-01-11

BTL Property Type: Basement flat

Lender: Foundation Home Loans

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-01-11

BTL Applicants on Furlough

Lender: Nottingham

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-edit 7 2021-01-11

BTL Applicants on Furlough

Lender: Metro Bank

Type: edit

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-change 7 2021-01-11

BTL Property Construction: Tower Block with Cladding

Lender: Swansea Building Society

Type: change

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-change 7 2021-01-11

BTL ICR Rental Calculation (Income Coverage Ratio): (remortgages balance swap) (Additional Rate Tax Payers)

Lender: Swansea Building Society

Type: change

New Search value: 5.55% stressed at 145%

Read Policy Notes
only-criteria criteria-change 7 2021-01-11

BTL Property with acreage

Lender: Newcastle Building Society

Type: change

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-change 7 2021-01-11

BTL Ownership of Adjoining Property (Related Transaction)

Lender: Newcastle Building Society

Type: change

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-08

BTL Ex MOD properties

Lender: Kent Reliance

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-08

BTL New Build Warranty: ICW

Lender: Kent Reliance

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-08

BTL Unadopted Roads

Lender: Kent Reliance

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-08

BTL Property Construction: EWS1 required on properties with combustible cladding or materials on balconies?

Lender: Kent Reliance

Type: setup

New Search value: Yes

Read Policy Notes
only-criteria criteria-setup 2021-01-08

BTL Property Construction: Tower Block with Cladding

Lender: Kent Reliance

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-08

BTL Property Type: Coach house

Lender: Kent Reliance

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-08

BTL Property being purchased at auction

Lender: Kent Reliance

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-08

BTL Property Ownership: Splitting of a title deed on completion

Lender: Kent Reliance

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-08

BTL Property Ownership: Shared access or shared services

Lender: Kent Reliance

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-08

BTL Property Issues: Overage Clause

Lender: Kent Reliance

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-08

BTL Property Construction: Woolaway

Lender: Kent Reliance

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-08

BTL Property Construction: Wholly Timbered

Lender: Kent Reliance

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-08

BTL Property Construction: Structural Insulated Panel Solutions (SIPs)

Lender: Kent Reliance

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-08

BTL Property Construction: Single skin

Lender: Kent Reliance

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-08

BTL Property Construction: Potton Homes

Lender: Kent Reliance

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-08

BTL Property Construction: Off site manufactured (MMC)

Lender: Kent Reliance

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-08

BTL Property Construction: Insulating concrete form (ICF)

Lender: Kent Reliance

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-08

BTL Property Construction: Dutch barns

Lender: Kent Reliance

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-08

BTL Property Construction: British Iron and Steel Federation (BISF)

Lender: Kent Reliance

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-08

BTL Property Construction: BOPAS accreditation required for non-standard construction

Lender: Kent Reliance

Type: setup

New Search value: Yes

Read Policy Notes
only-criteria criteria-setup 2021-01-08

BTL Flying Freehold: Maximum acceptable percentage of the gross floor area

Lender: Kent Reliance

Type: setup

New Search value: 10

Read Policy Notes
only-criteria criteria-setup 2021-01-08

BTL Property Type: Basement flat

Lender: Kent Reliance

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-08

BTL Property Construction: Converted church

Lender: Kent Reliance

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-08

BTL Maximum number of stories where no lift is present

Lender: Kent Reliance

Type: setup

New Search value: 3

Read Policy Notes
only-criteria criteria-setup 2021-01-08

BTL Sole application joint proprietor

Lender: Kent Reliance

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-08

BTL Remortgage purpose: Capital raise for BTL where property not yet found

Lender: Kent Reliance

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-08

BTL Ltd Co BTL: Source of deposit is from applicants other company

Lender: Kent Reliance

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-08

BTL HMO rental valuation assessment

Lender: Kent Reliance

Type: setup

New Search value: HMO rental valuation figure used

Read Policy Notes
only-criteria criteria-setup 2021-01-08

BTL Remortgage purpose: School/Education fees

Lender: Kent Reliance

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-08

BTL Remortgage purpose: Medical expenses

Lender: Kent Reliance

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-08

BTL Remortgage purpose: Lifestyle (holidays, car's, non essential spending etc)

Lender: Kent Reliance

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-08

BTL Remortgage purpose: Personal investments (not property related)

Lender: Kent Reliance

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-08

BTL Remortgage purpose: HMO conversion back to standard residence

Lender: Kent Reliance

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-08

BTL Remortgage purpose: Extending a lease

Lender: Kent Reliance

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-08

BTL Purchase and rent back to the builders as a show home

Lender: Kent Reliance

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-08

BTL Maximum number of students considered on one AST

Lender: Kent Reliance

Type: setup

New Search value: No Maximum

Read Policy Notes
only-criteria criteria-setup 2021-01-08

BTL HMO: Communal area in the property

Lender: Kent Reliance

Type: setup

New Search value: Not Required

Read Policy Notes
only-criteria criteria-setup 2021-01-08

BTL Visas: Minimum number months remaining on visa

Lender: Kent Reliance

Type: setup

New Search value: We do not lend to foreign nationals on a visa

Read Policy Notes
only-criteria criteria-setup 2021-01-08

BTL Gambling (recurring transactions)

Lender: Kent Reliance

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-change 2021-01-07

BTL Remortgage Purpose: Business Purposes

Lender: Vernon Building Society

Type: change

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-change 2021-01-07

BTL Expat Regulated Buy to Let (Let to Family Member)

Lender: Vernon Building Society

Type: change

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-change 2021-01-07

BTL Expat UK Credit Profile Required

Lender: Vernon Building Society

Type: change

New Search value: Yes

Read Policy Notes
only-criteria criteria-change 2021-01-07

BTL Expat minimum income

Lender: Vernon Building Society

Type: change

New Search value: No Minimum

Read Policy Notes
only-criteria criteria-change 2021-01-07

BTL Expat Buy to Let

Lender: Vernon Building Society

Type: change

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-edit 2021-01-07

BTL HMO Minimum Applicant Experience

Lender: Landbay

Type: edit

New Search value: 12 months

Read Policy Notes
only-criteria criteria-edit 2021-01-07

BTL House of Multiple Occupation (HMO's)

Lender: Landbay

Type: edit

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-edit 2021-01-07

BTL First Time Landlords

Lender: Landbay

Type: edit

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-correction 2021-01-07

BTL Maximum Term (Years)

Lender: Landbay

Type: correction

New Search value: 30 years

Read Policy Notes
only-criteria criteria-correction 2021-01-07

BTL Lender or Group Lending Limit

Lender: Landbay

Type: correction

New Search value: 5000000

Read Policy Notes
only-criteria criteria-correction 2021-01-07

BTL Limited Company Maximum Age of Director / Shareholder / Applicant at application

Lender: Landbay

Type: correction

New Search value: 95

Read Policy Notes
only-criteria criteria-setup 2021-01-07

BTL Late Payments (Not Missed)

Lender: Landbay

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-change 2021-01-07

BTL Minimum Property Value for standard Buy to Let lending

Lender: Kent Reliance

Type: change

New Search value: 75000

Read Policy Notes
only-criteria criteria-change 2021-01-07

BTL Can Consider Earned Income in Rental Assessment (Topslicing)

Lender: Kent Reliance

Type: change

New Search value: No

Read Policy Notes
only-criteria criteria-setup 2021-01-07

BTL Property Construction: Large Panel System (LPS)

Lender: Kent Reliance

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-07

BTL Inter-family sales (no discount)

Lender: Kent Reliance

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-07

BTL Debt Relief Order (Satisfied)

Lender: Kent Reliance

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-07

BTL Visas: Working Visa (Tier 2 - Long-term work visas)

Lender: Kent Reliance

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-07

BTL Visas: Working Visa (Tier 1 - Investors, entrepreneurs and talent visas)

Lender: Kent Reliance

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-07

BTL Visas: Family Visa (Spousal etc)

Lender: Kent Reliance

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-07

BTL Income made up primarily of benefits

Lender: Kent Reliance

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-07

BTL Self-Employed: Bounce Back Loan Scheme (BBLS) outstanding

Lender: Kent Reliance

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-07

BTL Late Payments (Not Missed)

Lender: Kent Reliance

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-07

BTL Criminal Convictions

Lender: Kent Reliance

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-07

BTL Property Construction: Large Panel System (LPS)

Lender: Cambridge Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-07

BTL Ex MOD properties

Lender: Cambridge Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-07

BTL Inter-family sales (no discount)

Lender: Cambridge Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-07

BTL Debt Relief Order (Satisfied)

Lender: Cambridge Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-07

BTL Visas: Working Visa (Tier 2 - Long-term work visas)

Lender: Cambridge Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-07

BTL Visas: Working Visa (Tier 1 - Investors, entrepreneurs and talent visas)

Lender: Cambridge Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-07

BTL Visas: Family Visa (Spousal etc)

Lender: Cambridge Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-07

BTL Income made up primarily of benefits

Lender: Cambridge Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-07

BTL Self-Employed: Bounce Back Loan Scheme (BBLS) outstanding

Lender: Cambridge Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-07

BTL Late Payments (Not Missed)

Lender: Cambridge Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-07

BTL Criminal Convictions

Lender: Cambridge Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-06

BTL Inter-family sales (no discount)

Lender: Landbay

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-06

BTL Debt Relief Order (Satisfied)

Lender: Landbay

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-06

BTL Ex MOD properties

Lender: Landbay

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-06

BTL Visas: Working Visa (Tier 2 - Long-term work visas)

Lender: Landbay

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-06

BTL Visas: Working Visa (Tier 1 - Investors, entrepreneurs and talent visas)

Lender: Landbay

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-06

BTL Visas: Family Visa (Spousal etc)

Lender: Landbay

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-06

BTL Income made up primarily of benefits

Lender: Landbay

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-06

BTL Criminal Convictions

Lender: Landbay

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-change 2021-01-06

BTL Maximum Value of CCJs (Unsatisfied)

Lender: Precise Mortgages

Type: change

New Search value: 0

Read Policy Notes
only-criteria criteria-setup 2021-01-04

BTL Unadopted Roads

Lender: Cambridge Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

BTL Property Construction: Large Panel System (LPS)

Lender: Newcastle Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

BTL Ex MOD properties

Lender: Newcastle Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

BTL Inter-family sales (no discount)

Lender: Newcastle Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

BTL Debt Relief Order (Satisfied)

Lender: Newcastle Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

BTL Late Payments (Not Missed)

Lender: Newcastle Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

BTL Criminal Convictions

Lender: Newcastle Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

BTL Visas: Working Visa (Tier 2 - Long-term work visas)

Lender: Newcastle Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

BTL Visas: Working Visa (Tier 1 - Investors, entrepreneurs and talent visas)

Lender: Newcastle Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

BTL Visas: Family Visa (Spousal etc)

Lender: Newcastle Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

BTL Income made up primarily of benefits

Lender: Newcastle Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

BTL Property Construction: Potton Homes

Lender: The Loughborough Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

BTL Flat/Maisonette Maximum LTV (New Build)

Lender: The Loughborough Building Society

Type: setup

New Search value: Not Acceptable percentage

Read Policy Notes
only-criteria criteria-setup 2021-01-04

BTL Minimum Property Value for standard Buy to Let lending

Lender: The Loughborough Building Society

Type: setup

New Search value: 90000

Read Policy Notes
only-criteria criteria-setup 2021-01-04

BTL Student Let Valuation

Lender: The Loughborough Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

BTL Consumer Buy to Let (position and definition)

Lender: The Loughborough Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

BTL Property Construction: Large Panel System (LPS)

Lender: TSB

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

BTL Ex MOD properties

Lender: TSB

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

BTL Inter-family sales (no discount)

Lender: TSB

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

BTL Debt Relief Order (Satisfied)

Lender: TSB

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

BTL Visas: Working Visa (Tier 2 - Long-term work visas)

Lender: TSB

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

BTL Visas: Working Visa (Tier 1 - Investors, entrepreneurs and talent visas)

Lender: TSB

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

BTL Visas: Family Visa (Spousal etc)

Lender: TSB

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

BTL Income made up primarily of benefits

Lender: TSB

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

BTL Late Payments (Not Missed)

Lender: TSB

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

BTL Criminal Convictions

Lender: TSB

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

BTL Property Construction: Large Panel System (LPS)

Lender: Hodge

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

BTL Ex MOD properties

Lender: Hodge

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

BTL Inter-family sales (no discount)

Lender: Hodge

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

BTL Debt Relief Order (Satisfied)

Lender: Hodge

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

BTL Visas: Working Visa (Tier 2 - Long-term work visas)

Lender: Hodge

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

BTL Visas: Working Visa (Tier 1 - Investors, entrepreneurs and talent visas)

Lender: Hodge

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

BTL Visas: Family Visa (Spousal etc)

Lender: Hodge

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

BTL Income made up primarily of benefits

Lender: Hodge

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

BTL Late Payments (Not Missed)

Lender: Hodge

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

BTL Criminal Convictions

Lender: Hodge

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

BTL Ex MOD properties

Lender: Skipton Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

BTL New Build Warranty: ICW

Lender: Skipton Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

BTL Unadopted Roads

Lender: Skipton Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

BTL Property Construction: EWS1 required on properties with combustible cladding or materials on balconies?

Lender: Skipton Building Society

Type: setup

New Search value: Yes

Read Policy Notes
only-criteria criteria-setup 2021-01-04

BTL Property Construction: Tower Block with Cladding

Lender: Skipton Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

BTL Property Type: Coach house

Lender: Skipton Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

BTL Property being purchased at auction

Lender: Skipton Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

BTL Property Ownership: Splitting of a title deed on completion

Lender: Skipton Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

BTL Property Ownership: Shared access or shared services

Lender: Skipton Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

BTL Property Issues: Overage Clause

Lender: Skipton Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

BTL Property Construction: Woolaway

Lender: Skipton Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

BTL Property Construction: Wholly Timbered

Lender: Skipton Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

BTL Property Construction: Structural Insulated Panel Solutions (SIPs)

Lender: Skipton Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

BTL Property Construction: Single skin

Lender: Skipton Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

BTL Property Construction: Potton Homes

Lender: Skipton Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

BTL Property Construction: Off site manufactured (MMC)

Lender: Skipton Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

BTL Property Construction: Insulating concrete form (ICF)

Lender: Skipton Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

BTL Property Construction: Dutch barns

Lender: Skipton Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

BTL Property Construction: British Iron and Steel Federation (BISF)

Lender: Skipton Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

BTL Flying Freehold: Maximum acceptable percentage of the gross floor area

Lender: Skipton Building Society

Type: setup

New Search value: No Maximum

Read Policy Notes
only-criteria criteria-setup 2021-01-04

BTL Property Type: Basement flat

Lender: Skipton Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

BTL Property Construction: Converted church

Lender: Skipton Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

BTL Maximum number of stories where no lift is present

Lender: Skipton Building Society

Type: setup

New Search value: 5

Read Policy Notes
only-criteria criteria-setup 2021-01-04

BTL Split Mortgage Terms

Lender: Skipton Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

BTL Inter-family sales (no discount)

Lender: Skipton Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

BTL HMO rental valuation assessment

Lender: Skipton Building Society

Type: setup

New Search value: HMO rental valuation figure used

Read Policy Notes
only-criteria criteria-setup 2021-01-04

BTL Remortgage purpose: School/Education fees

Lender: Skipton Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

BTL Remortgage purpose: Medical expenses

Lender: Skipton Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

BTL Remortgage purpose: Lifestyle (holidays, car's, non essential spending etc)

Lender: Skipton Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

BTL Remortgage purpose: Personal investments (not property related)

Lender: Skipton Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

BTL Remortgage purpose: Extending a lease

Lender: Skipton Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

BTL Purchase and rent back to the builders as a show home

Lender: Skipton Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

BTL Debt Relief Order (Satisfied)

Lender: Skipton Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

BTL Visas: Working Visa (Tier 2 - Long-term work visas)

Lender: Skipton Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

BTL Visas: Working Visa (Tier 1 - Investors, entrepreneurs and talent visas)

Lender: Skipton Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

BTL Visas: Family Visa (Spousal etc)

Lender: Skipton Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

BTL Income made up primarily of benefits

Lender: Skipton Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

BTL Self-Employed: Bounce Back Loan Scheme (BBLS) outstanding

Lender: Skipton Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

BTL Visas: Minimum number months remaining on visa

Lender: Skipton Building Society

Type: setup

New Search value: 24

Read Policy Notes
only-criteria criteria-setup 2021-01-04

BTL Late Payments (Not Missed)

Lender: Skipton Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

BTL Criminal Convictions

Lender: Skipton Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-change 3 2021-01-15

RESI Applicants on Furlough

Lender: Nottingham

Type: change

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 3 2021-01-15

RESI Property Construction: Large Panel System (LPS)

Lender: Harpenden Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 3 2021-01-15

RESI First Home Fund (Shared Equity Scheme - Scotland Only)

Lender: Harpenden Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 3 2021-01-15

RESI Discount Market Scheme

Lender: Harpenden Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 3 2021-01-15

RESI Pension Income: Self-invested Personal Pension (SIPPs)

Lender: Harpenden Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 3 2021-01-15

RESI Employment: CIS Contractor Assessment

Lender: Harpenden Building Society

Type: setup

New Search value: Treated as Self Employed

Read Policy Notes
only-criteria criteria-setup 3 2021-01-15

RESI Debt Relief Order (Satisfied)

Lender: Harpenden Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 3 2021-01-15

RESI Ex MOD properties

Lender: Family Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 3 2021-01-15

RESI First Home Fund (Shared Equity Scheme - Scotland Only)

Lender: Family Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 3 2021-01-15

RESI Discount Market Scheme

Lender: Family Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 3 2021-01-15

RESI Inter-family sales (no discount)

Lender: Family Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 3 2021-01-15

RESI Pension Income: Self-invested Personal Pension (SIPPs)

Lender: Family Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 3 2021-01-15

RESI Other Income: Seafarer

Lender: Family Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 3 2021-01-15

RESI Debt Relief Order (Satisfied)

Lender: Family Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-change 3 2021-01-15

RESI New Build Warranty: ICW

Lender: Family Building Society

Type: change

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-01-14

RESI Right to buy remortgage within pre-emption period - Capital raising

Lender: Skipton Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-01-14

RESI Right to buy remortgage within pre-emption period - Balance swap

Lender: Skipton Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-change 7 2021-01-13

RESI Employment Income: Overtime (less than monthly)

Lender: Virgin

Type: change

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-change 7 2021-01-13

RESI Employment Income: Overtime (weekly or monthly)

Lender: Virgin

Type: change

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-change 7 2021-01-13

RESI Employment Income: Commission (annual)

Lender: Virgin

Type: change

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-change 7 2021-01-13

RESI Employment Income: Commission (half yearly)

Lender: Virgin

Type: change

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-change 7 2021-01-13

RESI Employment Income: Commission (quarterly)

Lender: Virgin

Type: change

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-change 7 2021-01-13

RESI Employment Income: Commission (monthly)

Lender: Virgin

Type: change

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-change 7 2021-01-13

RESI Employment Income: Bonus (Annual)

Lender: Virgin

Type: change

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-change 7 2021-01-13

RESI Employment Income: Bonus (Half Yearly)

Lender: Virgin

Type: change

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-change 7 2021-01-13

RESI Employment Income: Bonus (Quarterly)

Lender: Virgin

Type: change

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-change 7 2021-01-13

RESI Employment Income: Bonus (Monthly)

Lender: Virgin

Type: change

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-correction 7 2021-01-13

RESI Income Multiple (Joint) Maximum

Lender: Halifax

Type: correction

New Search value: 5.0

Read Policy Notes
only-criteria criteria-change 7 2021-01-13

RESI Property with Annex where Annex will be Let

Lender: Halifax

Type: change

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-01-13

RESI Debt Relief Order (Satisfied)

Lender: Halifax

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-01-12

RESI Properties with Occupancy Restrictions

Lender: Dudley Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-01-12

RESI Ex MOD properties

Lender: Dudley Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-01-12

RESI Property Construction: Large Panel System (LPS)

Lender: Dudley Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-01-12

RESI First Home Fund (Shared Equity Scheme - Scotland Only)

Lender: Dudley Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-01-12

RESI Discount Market Scheme

Lender: Dudley Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-01-12

RESI Inter-family sales (no discount)

Lender: Dudley Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-01-12

RESI Pension Income: Self-invested Personal Pension (SIPPs)

Lender: Dudley Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-01-12

RESI Other Income: Seafarer

Lender: Dudley Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-01-12

RESI Debt Relief Order (Satisfied)

Lender: Dudley Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-correction 7 2021-01-12

RESI Affordability Assessment: Season Ticket Loans

Lender: Skipton Building Society

Type: correction

New Search value: Can Be Ignored

Read Policy Notes
only-criteria criteria-setup 7 2021-01-12

RESI Properties with Occupancy Restrictions

Lender: Chorley Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-01-12

RESI Ex MOD properties

Lender: Chorley Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-01-12

RESI Property Construction: Large Panel System (LPS)

Lender: Chorley Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-01-12

RESI First Home Fund (Shared Equity Scheme - Scotland Only)

Lender: Chorley Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-01-12

RESI Discount Market Scheme

Lender: Chorley Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-01-12

RESI Inter-family sales (no discount)

Lender: Chorley Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-01-12

RESI Pension Income: Self-invested Personal Pension (SIPPs)

Lender: Chorley Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-01-12

RESI Other Income: Seafarer

Lender: Chorley Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-01-12

RESI Debt Relief Order (Satisfied)

Lender: Chorley Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-change 7 2021-01-12

RESI Right to Aquire

Lender: Chorley Building Society

Type: change

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-change 7 2021-01-12

RESI House/Bungalow Maximum LTV (Standard)

Lender: Leeds Building Society

Type: change

New Search value: 90 percentage

Read Policy Notes
only-criteria criteria-change 7 2021-01-12

RESI House/Bungalow Maximum LTV (New Build)

Lender: Leeds Building Society

Type: change

New Search value: 85 percentage

Read Policy Notes
only-criteria criteria-change 7 2021-01-12

RESI Flat/Maisonette Maximum LTV (New Build)

Lender: Leeds Building Society

Type: change

New Search value: 80 percentage

Read Policy Notes
only-criteria criteria-change 7 2021-01-12

RESI Remortgage purpose: Buy out (maximum LTV)

Lender: Leeds Building Society

Type: change

New Search value: 90 percentage

Read Policy Notes
only-criteria criteria-change 7 2021-01-12

RESI Remortgage purpose: Balance Swap (maximum LTV)

Lender: Leeds Building Society

Type: change

New Search value: 90 percentage

Read Policy Notes
only-criteria criteria-change 7 2021-01-12

RESI Remortgage purpose: Home Improvements (maximum LTV)

Lender: Leeds Building Society

Type: change

New Search value: 90 percentage

Read Policy Notes
only-criteria criteria-change 7 2021-01-12

RESI Visas: Minimum number months remaining on visa

Lender: Leeds Building Society

Type: change

New Search value: We do not lend to foreign nationals on a visa

Read Policy Notes
only-criteria criteria-change 7 2021-01-12

RESI Foreign Nationals (WITHOUT indefinite leave to remain)

Lender: Leeds Building Society

Type: change

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-change 7 2021-01-12

RESI Foreign Nationals (with indefinite leave to remain)

Lender: Leeds Building Society

Type: change

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-change 7 2021-01-12

RESI Minimum period background property let before can be ignored (months)

Lender: Leeds Building Society

Type: change

New Search value: 0 months

Read Policy Notes
only-criteria criteria-edit 7 2021-01-12

RESI Joint application sole proprietor

Lender: Hinckley and Rugby Building Society

Type: edit

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-change 7 2021-01-12

RESI Property has self contained annex

Lender: Newcastle Building Society

Type: change

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-change 7 2021-01-12

RESI Property Construction: Non repaired prefabricated reinforced concrete

Lender: HSBC

Type: change

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-change 7 2021-01-12

RESI Income Multiple (single) Maximum

Lender: West Brom

Type: change

New Search value: 5.0

Read Policy Notes
only-criteria criteria-change 7 2021-01-12

RESI Income Multiple (Joint) Maximum

Lender: West Brom

Type: change

New Search value: 5.0

Read Policy Notes
only-criteria criteria-setup 7 2021-01-12

RESI Age Limits: Retirement Interest Only (RIO) Minimum Age at Application

Lender: Scottish Building Society

Type: setup

New Search value: 60

Read Policy Notes
only-criteria criteria-setup 7 2021-01-11

RESI Property Construction: EWS1 required on properties with combustible cladding or materials on balconies?

Lender: Foundation Home Loans

Type: setup

New Search value: Yes

Read Policy Notes
only-criteria criteria-setup 7 2021-01-11

RESI Property Type: Basement flat

Lender: Foundation Home Loans

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-change 7 2021-01-11

RESI Age Limits: Retirement Interest Only (RIO) Maximum Age at Term End

Lender: Family Building Society

Type: change

New Search value: No Maximum

Read Policy Notes
only-criteria criteria-setup 7 2021-01-11

RESI Properties with Occupancy Restrictions

Lender: Family Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-01-11

RESI Property Construction: Large Panel System (LPS)

Lender: Family Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-edit 7 2021-01-11

RESI Self Employed: Accounts or Accountant Certificates where Accountant is not Chartered or Certified

Lender: Newcastle Building Society

Type: edit

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-change 7 2021-01-11

RESI Benefit Income: Universal Credit

Lender: Newcastle Building Society

Type: change

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-change 7 2021-01-11

RESI Benefit Income: Personal Independence Payment (PIP)

Lender: Newcastle Building Society

Type: change

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-change 7 2021-01-11

RESI Property with acreage

Lender: Newcastle Building Society

Type: change

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-change 7 2021-01-11

RESI Applicants on Furlough

Lender: Metro Bank

Type: change

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-edit 2021-01-08

RESI Joint application sole occupier

Lender: Nationwide Building Society

Type: edit

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-change 2021-01-08

RESI Minimum Property Value for Retirement Interest Only (RIO)

Lender: Nationwide Building Society

Type: change

New Search value: No Minimum

Read Policy Notes
only-criteria criteria-change 2021-01-08

RESI Flat/Maisonette Maximum LTV (Standard)

Lender: Nationwide Building Society

Type: change

New Search value: 85 percentage

Read Policy Notes
only-criteria criteria-change 2021-01-08

RESI Retirement Interest Only (RIO) Enhanced Terms Where Lasting Power of Attorney (LPA) Exists?

Lender: Nationwide Building Society

Type: change

New Search value: No

Read Policy Notes
only-criteria criteria-change 2021-01-08

RESI Maximum Loan Size Retirement Interest Only (RIO)

Lender: Nationwide Building Society

Type: change

New Search value: 500000

Read Policy Notes
only-criteria criteria-change 2021-01-08

RESI Minimum Loan Size Retirement Interest Only (RIO)

Lender: Nationwide Building Society

Type: change

New Search value: 10000

Read Policy Notes
only-criteria criteria-change 2021-01-08

RESI Retirement Interest Only (RIO) Lasting Power of Attorney (LPA) Required?

Lender: Nationwide Building Society

Type: change

New Search value: No

Read Policy Notes
only-criteria criteria-change 2021-01-08

RESI Retirement Interest Only (RIO): Minimum Equity Requirement

Lender: Nationwide Building Society

Type: change

New Search value: No Minimum

Read Policy Notes
only-criteria criteria-change 2021-01-08

RESI Retirement Interest Only (RIO) Offered?

Lender: Nationwide Building Society

Type: change

New Search value: Yes

Read Policy Notes
only-criteria criteria-change 2021-01-08

RESI Employment Income: Overtime (less than monthly)

Lender: Nationwide Building Society

Type: change

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-change 2021-01-08

RESI Employment Income: Overtime (weekly or monthly)

Lender: Nationwide Building Society

Type: change

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-change 2021-01-08

RESI Employment Income: Commission (annual)

Lender: Nationwide Building Society

Type: change

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-change 2021-01-08

RESI Employment Income: Commission (half yearly)

Lender: Nationwide Building Society

Type: change

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-change 2021-01-08

RESI Employment Income: Commission (quarterly)

Lender: Nationwide Building Society

Type: change

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-change 2021-01-08

RESI Employment Income: Commission (monthly)

Lender: Nationwide Building Society

Type: change

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-change 2021-01-08

RESI Employment Income: Bonus (Annual)

Lender: Nationwide Building Society

Type: change

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-change 2021-01-08

RESI Employment Income: Bonus (Half Yearly)

Lender: Nationwide Building Society

Type: change

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-change 2021-01-08

RESI Employment Income: Bonus (Quarterly)

Lender: Nationwide Building Society

Type: change

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-change 2021-01-08

RESI Employment Income: Bonus (Monthly)

Lender: Nationwide Building Society

Type: change

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-change 2021-01-08

RESI Applicants on Furlough

Lender: Nationwide Building Society

Type: change

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-change 2021-01-08

RESI Age Limits: Retirement Interest Only (RIO) Maximum Age at Term End

Lender: Nationwide Building Society

Type: change

New Search value: No Maximum

Read Policy Notes
only-criteria criteria-change 2021-01-08

RESI Age Limits: Retirement Interest Only (RIO) MAXIMUM Age at Application

Lender: Nationwide Building Society

Type: change

New Search value: 85

Read Policy Notes
only-criteria criteria-change 2021-01-08

RESI Age Limits: Retirement Interest Only (RIO) Minimum Age at Application

Lender: Nationwide Building Society

Type: change

New Search value: 55

Read Policy Notes
only-criteria criteria-setup 2021-01-08

RESI Ex MOD properties

Lender: Kent Reliance

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-08

RESI Professional gambler

Lender: Kent Reliance

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-change 2021-01-07

RESI Applicants on Furlough

Lender: Skipton Building Society

Type: change

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-correction 2021-01-07

RESI Remortgage Purpose: For Business Purposes

Lender: Vernon Building Society

Type: correction

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-07

RESI Properties with Occupancy Restrictions

Lender: Kent Reliance

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-07

RESI Property Construction: Large Panel System (LPS)

Lender: Kent Reliance

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-07

RESI New Build Warranty: ICW

Lender: Kent Reliance

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-07

RESI Unadopted Roads

Lender: Kent Reliance

Type: setup

New Search value: Acceptable

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only-criteria criteria-setup 2021-01-07

RESI Property Construction: EWS1 required on properties with combustible cladding or materials on balconies?

Lender: Kent Reliance

Type: setup

New Search value: Yes

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only-criteria criteria-setup 2021-01-07

RESI Property Construction: Tower Block with Cladding

Lender: Kent Reliance

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-07

RESI Property Type: Coach house

Lender: Kent Reliance

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-07

RESI Property being purchased at auction

Lender: Kent Reliance

Type: setup

New Search value: Acceptable

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only-criteria criteria-setup 2021-01-07

RESI Property Ownership: Splitting of a title deed on completion

Lender: Kent Reliance

Type: setup

New Search value: Acceptable

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only-criteria criteria-setup 2021-01-07

RESI Property Ownership: Shared access or shared services

Lender: Kent Reliance

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-07

RESI Property Issues: Overage Clause

Lender: Kent Reliance

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-07

RESI Property Construction: Woolaway

Lender: Kent Reliance

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-07

RESI Property Construction: Wholly Timbered

Lender: Kent Reliance

Type: setup

New Search value: Acceptable

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only-criteria criteria-setup 2021-01-07

RESI Property Construction: Structural Insulated Panel Solutions (SIPs)

Lender: Kent Reliance

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-07

RESI Property Construction: Single skin

Lender: Kent Reliance

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-07

RESI Property Construction: Potton Homes

Lender: Kent Reliance

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-07

RESI Property Construction: Off site manufactured (MMC)

Lender: Kent Reliance

Type: setup

New Search value: Acceptable

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only-criteria criteria-setup 2021-01-07

RESI Property Construction: Insulating concrete form (ICF)

Lender: Kent Reliance

Type: setup

New Search value: Acceptable

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only-criteria criteria-setup 2021-01-07

RESI Property Construction: Dutch barns

Lender: Kent Reliance

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-07

RESI Property Construction: British Iron and Steel Federation (BISF)

Lender: Kent Reliance

Type: setup

New Search value: Acceptable

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only-criteria criteria-setup 2021-01-07

RESI Property Construction: BOPAS accreditation required for non-standard construction

Lender: Kent Reliance

Type: setup

New Search value: Yes

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only-criteria criteria-setup 2021-01-07

RESI Flying Freehold: Maximum acceptable percentage of the gross floor area

Lender: Kent Reliance

Type: setup

New Search value: 10

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only-criteria criteria-setup 2021-01-07

RESI Property Type: Basement flat

Lender: Kent Reliance

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-07

RESI Property Construction: Converted church

Lender: Kent Reliance

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-07

RESI New Build purchased off plan

Lender: Kent Reliance

Type: setup

New Search value: Acceptable

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only-criteria criteria-setup 2021-01-07

RESI Maximum number of stories where no lift is present

Lender: Kent Reliance

Type: setup

New Search value: 3

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only-criteria criteria-setup 2021-01-07

RESI First Home Fund (Shared Equity Scheme - Scotland Only)

Lender: Kent Reliance

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-07

RESI Buy for University (Student Mortgages)

Lender: Kent Reliance

Type: setup

New Search value: Not Offered

Read Policy Notes
only-criteria criteria-setup 2021-01-07

RESI Discount Market Scheme

Lender: Kent Reliance

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-07

RESI Inter-family sales (no discount)

Lender: Kent Reliance

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-07

RESI Sole application joint proprietor

Lender: Kent Reliance

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-07

RESI Remortgage purpose: Capital raise for BTL where property not yet found

Lender: Kent Reliance

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-07

RESI Shared Ownership remortgage purpose: Capital raising for home improvements

Lender: Kent Reliance

Type: setup

New Search value: Not Acceptable

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only-criteria criteria-setup 2021-01-07

RESI Right to buy remortgage within pre-emption period - Capital raising

Lender: Kent Reliance

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-07

RESI Right to buy remortgage within pre-emption period - Balance swap

Lender: Kent Reliance

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-07

RESI Remortgage purpose: School/Education fees

Lender: Kent Reliance

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-07

RESI Remortgage purpose: Medical expenses

Lender: Kent Reliance

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-07

RESI Remortgage purpose: Lifestyle (holidays, car's, non essential spending etc)

Lender: Kent Reliance

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-07

RESI Remortgage purpose: Personal investments (not property related)

Lender: Kent Reliance

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-07

RESI Remortgage purpose: Extending a lease

Lender: Kent Reliance

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-07

RESI Guarantors: Where applicant significant income growth is not expected

Lender: Kent Reliance

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-07

RESI Guarantors: Reverse (younger applicant guarantor for older applicant)

Lender: Kent Reliance

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-07

RESI Pension Income: Self-invested Personal Pension (SIPPs)

Lender: Kent Reliance

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-07

RESI Other Income: Seafarer

Lender: Kent Reliance

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-07

RESI Employment Income: Flight Pay

Lender: Kent Reliance

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-07

RESI Employment Income: Standby / Call Out

Lender: Kent Reliance

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-07

RESI Other Income: Income protection/Permanent Health Insurance

Lender: Kent Reliance

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-07

RESI Self-Employed: Bounce Back Loan Scheme (BBLS) outstanding

Lender: Kent Reliance

Type: setup

New Search value: Potentially Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-07

RESI Employment: CIS Contractor Assessment

Lender: Kent Reliance

Type: setup

New Search value: Treated as Self Employed

Read Policy Notes
only-criteria criteria-setup 2021-01-07

RESI Debt Relief Order (Satisfied)

Lender: Kent Reliance

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-07

RESI Other Income: Seafarer

Lender: Accord Mortgages

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-correction 2021-01-07

RESI Lending Location: Isle of Wight

Lender: Cambridge Building Society

Type: correction

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-correction 2021-01-07

RESI Remortgage Purpose: Shared Ownership Staircasing to 100% ownership (maximum LTV)

Lender: Cambridge Building Society

Type: correction

New Search value: 90

Read Policy Notes
only-criteria criteria-correction 2021-01-07

RESI Remortgage Purpose: Purchase Overseas Property

Lender: Cambridge Building Society

Type: correction

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-correction 2021-01-07

RESI Remortgage Purpose: Repay Help to Buy

Lender: Cambridge Building Society

Type: correction

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-correction 2021-01-07

RESI Remortgage purpose: Land Purchase (maximum LTV)

Lender: Cambridge Building Society

Type: correction

New Search value: 90

Read Policy Notes
only-criteria criteria-correction 2021-01-07

RESI Remortgage purpose: Balance Swap (maximum LTV)

Lender: Cambridge Building Society

Type: correction

New Search value: 90 percentage

Read Policy Notes
only-criteria criteria-correction 2021-01-07

RESI Remortgage purpose: Buy to Let Purchase (maximum LTV)

Lender: Cambridge Building Society

Type: correction

New Search value: 90 percentage

Read Policy Notes
only-criteria criteria-correction 2021-01-07

RESI Remortgage purpose: Gift Money (Maximum LTV)

Lender: Cambridge Building Society

Type: correction

New Search value: 90 percentage

Read Policy Notes
only-criteria criteria-correction 2021-01-07

RESI Remortgage purpose: Home Improvements (maximum LTV)

Lender: Cambridge Building Society

Type: correction

New Search value: 90 percentage

Read Policy Notes
only-criteria criteria-correction 2021-01-07

RESI Applicants on Furlough

Lender: Cambridge Building Society

Type: correction

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-correction 2021-01-07

RESI Self Employed: Can use Projection as Latest Year

Lender: Cambridge Building Society

Type: correction

New Search value: No

Read Policy Notes
only-criteria criteria-correction 2021-01-07

RESI Self Employed: Declining Profits

Lender: Cambridge Building Society

Type: correction

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-correction 2021-01-07

RESI Self Employed: Latest years self employed figures for affordability

Lender: Cambridge Building Society

Type: correction

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-change 2021-01-07

RESI Help to Buy Equity Loan (2013-2021)

Lender: Cambridge Building Society

Type: change

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-change 2021-01-07

RESI Remortgage purpose: Buy out (maximum LTV)

Lender: Cambridge Building Society

Type: change

New Search value: 90 percentage

Read Policy Notes
only-criteria criteria-setup 2021-01-07

RESI Properties with Occupancy Restrictions

Lender: Cambridge Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-07

RESI Ex MOD properties

Lender: Cambridge Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-07

RESI Property Construction: Large Panel System (LPS)

Lender: Cambridge Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-07

RESI First Home Fund (Shared Equity Scheme - Scotland Only)

Lender: Cambridge Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-07

RESI Discount Market Scheme

Lender: Cambridge Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-07

RESI Inter-family sales (no discount)

Lender: Cambridge Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-07

RESI Pension Income: Self-invested Personal Pension (SIPPs)

Lender: Cambridge Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-07

RESI Other Income: Seafarer

Lender: Cambridge Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-07

RESI Self-Employed: Bounce Back Loan Scheme (BBLS) outstanding

Lender: Cambridge Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-07

RESI Debt Relief Order (Satisfied)

Lender: Cambridge Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-change 2021-01-06

RESI Employment : Zero Hours Contract Minimum Time in Position (in Months)

Lender: Precise Mortgages

Type: change

New Search value: 6

Read Policy Notes
only-criteria criteria-setup 2021-01-05

RESI Covid-19: Are you offering a payment holiday?

Lender: Monmouthshire Building Society

Type: setup

New Search value: Yes

Read Policy Notes
only-criteria criteria-setup 2021-01-04

RESI Ex MOD properties

Lender: Newcastle Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

RESI Self-Build: Maximum LTV of estimated final value

Lender: The Loughborough Building Society

Type: setup

New Search value: 80

Read Policy Notes
only-criteria criteria-adminMistake 2021-01-04

RESI Self-Build: Affordability - Ongoing rent or mortgage payments included in affordability assessment?

Lender: Scottish Widows

New Search value: We do not currently offer Self Build mortgages

Read Policy Notes
only-criteria criteria-adminMistake 2021-01-04

RESI Self-Build: Affordability - Ongoing rent or mortgage payments included in affordability assessment?

Lender: Santander

New Search value: We do not currently offer Self Build mortgages

Read Policy Notes
only-criteria criteria-adminMistake 2021-01-04

RESI Self-Build: Affordability - Ongoing rent or mortgage payments included in affordability assessment?

Lender: Gatehouse Bank

New Search value: We do not currently offer Self Build mortgages

Read Policy Notes
only-criteria criteria-adminMistake 2021-01-04

RESI Self-Build: Affordability - Ongoing rent or mortgage payments included in affordability assessment?

Lender: United Trust Bank

New Search value: We do not currently offer Self Build mortgages

Read Policy Notes
only-criteria criteria-adminMistake 2021-01-04

RESI Self-Build: Affordability - Ongoing rent or mortgage payments included in affordability assessment?

Lender: Precise Mortgages

New Search value: We do not currently offer Self Build mortgages

Read Policy Notes
only-criteria criteria-adminMistake 2021-01-04

RESI Self-Build: Affordability - Ongoing rent or mortgage payments included in affordability assessment?

Lender: Principality Building Society

New Search value: We do not currently offer Self Build mortgages

Read Policy Notes
only-criteria criteria-adminMistake 2021-01-04

RESI Self-Build: Affordability - Ongoing rent or mortgage payments included in affordability assessment?

Lender: Newbury Building Society

New Search value: We do not currently offer Self Build mortgages

Read Policy Notes
only-criteria criteria-adminMistake 2021-01-04

RESI Self-Build: Affordability - Ongoing rent or mortgage payments included in affordability assessment?

Lender: Platform

New Search value: We do not currently offer Self Build mortgages

Read Policy Notes
only-criteria criteria-adminMistake 2021-01-04

RESI Self-Build: Affordability - Ongoing rent or mortgage payments included in affordability assessment?

Lender: Kent Reliance

New Search value: We do not currently offer Self Build mortgages

Read Policy Notes
only-criteria criteria-adminMistake 2021-01-04

RESI Self-Build: Affordability - Ongoing rent or mortgage payments included in affordability assessment?

Lender: Barclays

New Search value: We do not currently offer Self Build mortgages

Read Policy Notes
only-criteria criteria-adminMistake 2021-01-04

RESI Self-Build: Affordability - Ongoing rent or mortgage payments included in affordability assessment?

Lender: Clydesdale Bank

New Search value: We do not currently offer Self Build mortgages

Read Policy Notes
only-criteria criteria-adminMistake 2021-01-04

RESI Self-Build: Affordability - Ongoing rent or mortgage payments included in affordability assessment?

Lender: Livemore Capital

New Search value: We do not currently offer Self Build mortgages

Read Policy Notes
only-criteria criteria-adminMistake 2021-01-04

RESI Self-Build: Affordability - Ongoing rent or mortgage payments included in affordability assessment?

Lender: Teachers Building Society

New Search value: We do not currently offer Self Build mortgages

Read Policy Notes
only-criteria criteria-adminMistake 2021-01-04

RESI Self-Build: Affordability - Ongoing rent or mortgage payments included in affordability assessment?

Lender: Bank of Ireland

New Search value: We do not currently offer Self Build mortgages

Read Policy Notes
only-criteria criteria-adminMistake 2021-01-04

RESI Self-Build: Affordability - Ongoing rent or mortgage payments included in affordability assessment?

Lender: Family Building Society

New Search value: We do not currently offer Self Build mortgages

Read Policy Notes
only-criteria criteria-adminMistake 2021-01-04

RESI Self-Build: Affordability - Ongoing rent or mortgage payments included in affordability assessment?

Lender: Norton Home loans

New Search value: We do not currently offer Self Build mortgages

Read Policy Notes
only-criteria criteria-adminMistake 2021-01-04

RESI Self-Build: Affordability - Ongoing rent or mortgage payments included in affordability assessment?

Lender: Nationwide Building Society

New Search value: We do not currently offer Self Build mortgages

Read Policy Notes
only-criteria criteria-adminMistake 2021-01-04

RESI Self-Build: Affordability - Ongoing rent or mortgage payments included in affordability assessment?

Lender: Kensington Mortgages

New Search value: We do not currently offer Self Build mortgages

Read Policy Notes
only-criteria criteria-adminMistake 2021-01-04

RESI Self-Build: Affordability - Ongoing rent or mortgage payments included in affordability assessment?

Lender: Bluestone Mortgages

New Search value: We do not currently offer Self Build mortgages

Read Policy Notes
only-criteria criteria-adminMistake 2021-01-04

RESI Self-Build: Affordability - Ongoing rent or mortgage payments included in affordability assessment?

Lender: Marsden Building Society

New Search value: We do not currently offer Self Build mortgages

Read Policy Notes
only-criteria criteria-adminMistake 2021-01-04

RESI Self-Build: Affordability - Ongoing rent or mortgage payments included in affordability assessment?

Lender: Tipton Building Society

New Search value: We do not currently offer Self Build mortgages

Read Policy Notes
only-criteria criteria-adminMistake 2021-01-04

RESI Self-Build: Affordability - Ongoing rent or mortgage payments included in affordability assessment?

Lender: Hodge

New Search value: We do not currently offer Self Build mortgages

Read Policy Notes
only-criteria criteria-adminMistake 2021-01-04

RESI Self-Build: Affordability - Ongoing rent or mortgage payments included in affordability assessment?

Lender: TSB

New Search value: We do not currently offer Self Build mortgages

Read Policy Notes
only-criteria criteria-adminMistake 2021-01-04

RESI Self-Build: Affordability - Ongoing rent or mortgage payments included in affordability assessment?

Lender: Market Harborough Building Society

New Search value: We do not currently offer Self Build mortgages

Read Policy Notes
only-criteria criteria-adminMistake 2021-01-04

RESI Self-Build: Affordability - Ongoing rent or mortgage payments included in affordability assessment?

Lender: Coventry Building Society

New Search value: We do not currently offer Self Build mortgages

Read Policy Notes
only-criteria criteria-adminMistake 2021-01-04

RESI Self-Build: Affordability - Ongoing rent or mortgage payments included in affordability assessment?

Lender: Virgin

New Search value: We do not currently offer Self Build mortgages

Read Policy Notes
only-criteria criteria-adminMistake 2021-01-04

RESI Self-Build: Affordability - Ongoing rent or mortgage payments included in affordability assessment?

Lender: Monmouthshire Building Society

New Search value: We do not currently offer Self Build mortgages

Read Policy Notes
only-criteria criteria-adminMistake 2021-01-04

RESI Self-Build: Affordability - Ongoing rent or mortgage payments included in affordability assessment?

Lender: MBS Lending

New Search value: We do not currently offer Self Build mortgages

Read Policy Notes
only-criteria criteria-adminMistake 2021-01-04

RESI Self-Build: Affordability - Ongoing rent or mortgage payments included in affordability assessment?

Lender: Post Office Money

New Search value: We do not currently offer Self Build mortgages

Read Policy Notes
only-criteria criteria-adminMistake 2021-01-04

RESI Self-Build: Affordability - Ongoing rent or mortgage payments included in affordability assessment?

Lender: Natwest

New Search value: We do not currently offer Self Build mortgages

Read Policy Notes
only-criteria criteria-adminMistake 2021-01-04

RESI Self-Build: Affordability - Ongoing rent or mortgage payments included in affordability assessment?

Lender: Together

New Search value: We do not currently offer Self Build mortgages

Read Policy Notes
only-criteria criteria-adminMistake 2021-01-04

RESI Self-Build: Affordability - Ongoing rent or mortgage payments included in affordability assessment?

Lender: Aldermore

New Search value: We do not currently offer Self Build mortgages

Read Policy Notes
only-criteria criteria-adminMistake 2021-01-04

RESI Self-Build: Affordability - Ongoing rent or mortgage payments included in affordability assessment?

Lender: Cambridge Building Society

New Search value: We do not currently offer Self Build mortgages

Read Policy Notes
only-criteria criteria-adminMistake 2021-01-04

RESI Self-Build: Affordability - Ongoing rent or mortgage payments included in affordability assessment?

Lender: Metro Bank

New Search value: We do not currently offer Self Build mortgages

Read Policy Notes
only-criteria criteria-adminMistake 2021-01-04

RESI Self-Build: Affordability - Ongoing rent or mortgage payments included in affordability assessment?

Lender: Pepper Money

New Search value: We do not currently offer Self Build mortgages

Read Policy Notes
only-criteria criteria-adminMistake 2021-01-04

RESI Self-Build: Affordability - Ongoing rent or mortgage payments included in affordability assessment?

Lender: HSBC

New Search value: We do not currently offer Self Build mortgages

Read Policy Notes
only-criteria criteria-adminMistake 2021-01-04

RESI Self-Build: Affordability - Ongoing rent or mortgage payments included in affordability assessment?

Lender: Vida Homeloans

New Search value: We do not currently offer Self Build mortgages

Read Policy Notes
only-criteria criteria-adminMistake 2021-01-04

RESI Self-Build: Affordability - Ongoing rent or mortgage payments included in affordability assessment?

Lender: Leeds Building Society

New Search value: We do not currently offer Self Build mortgages

Read Policy Notes
only-criteria criteria-adminMistake 2021-01-04

RESI Self-Build: Affordability - Ongoing rent or mortgage payments included in affordability assessment?

Lender: Accord Mortgages

New Search value: We do not currently offer Self Build mortgages

Read Policy Notes
only-criteria criteria-adminMistake 2021-01-04

RESI Self-Build: Affordability - Ongoing rent or mortgage payments included in affordability assessment?

Lender: Foundation Home Loans

New Search value: We do not currently offer Self Build mortgages

Read Policy Notes
only-criteria criteria-adminMistake 2021-01-04

RESI Self-Build: Affordability - Ongoing rent or mortgage payments included in affordability assessment?

Lender: Skipton Building Society

New Search value: We do not currently offer Self Build mortgages

Read Policy Notes
only-criteria criteria-setup 2021-01-04

RESI Self-Build: Affordability - Ongoing rent or mortgage payments included in affordability assessment?

Lender: The Loughborough Building Society

Type: setup

New Search value: Yes

Read Policy Notes
only-criteria criteria-setup 2021-01-04

RESI Self-Build: Contiguous land owned by their family

Lender: The Loughborough Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

RESI Property Construction: Woolaway

Lender: The Loughborough Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

RESI Property Construction: Single skin

Lender: The Loughborough Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

RESI Property Construction: Potton Homes

Lender: The Loughborough Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

RESI Property Construction: Converted church

Lender: The Loughborough Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

RESI Self-Build: Property Type: Semi-detached property

Lender: The Loughborough Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

RESI Restricted Sale Price

Lender: The Loughborough Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

RESI Properties with Asbestos

Lender: The Loughborough Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

RESI Lending Location: Isle of Wight

Lender: The Loughborough Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

RESI House/Bungalow Maximum LTV (Standard)

Lender: The Loughborough Building Society

Type: setup

New Search value: 95 percentage

Read Policy Notes
only-criteria criteria-setup 2021-01-04

RESI Property Construction: Mundic block

Lender: The Loughborough Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-edit 2021-01-04

RESI Property with Annex where Annex will be Let

Lender: Newcastle Building Society

Type: edit

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

RESI Properties with Occupancy Restrictions

Lender: Newcastle Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

RESI Property Construction: Large Panel System (LPS)

Lender: Newcastle Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

RESI First Home Fund (Shared Equity Scheme - Scotland Only)

Lender: Newcastle Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

RESI Discount Market Scheme

Lender: Newcastle Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

RESI Inter-family sales (no discount)

Lender: Newcastle Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

RESI Pension Income: Self-invested Personal Pension (SIPPs)

Lender: Newcastle Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

RESI Other Income: Seafarer

Lender: Newcastle Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

RESI Debt Relief Order (Satisfied)

Lender: Newcastle Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-correction 2021-01-04

RESI Affordability Assessment: Charitable Donations

Lender: Nationwide Building Society

Type: correction

New Search value: Can Be Ignored

Read Policy Notes
only-criteria criteria-correction 2021-01-04

RESI Affordability Assessment: Private Healthcare

Lender: Nationwide Building Society

Type: correction

New Search value: Can Be Ignored

Read Policy Notes
only-criteria criteria-correction 2021-01-04

RESI Affordability Assessment: Sharesave Schemes

Lender: Nationwide Building Society

Type: correction

New Search value: Can Be Ignored

Read Policy Notes
only-criteria criteria-correction 2021-01-04

RESI Affordability Assessment: Child Care Vouchers

Lender: Nationwide Building Society

Type: correction

New Search value: Can Be Ignored

Read Policy Notes
only-criteria criteria-setup 2021-01-04

RESI Employment Income: Tronc Payments (Tips etc)

Lender: The Loughborough Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

RESI Pension Income: Self Administered Drawdown Pension

Lender: The Loughborough Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

RESI Other Income: Lodger Income

Lender: The Loughborough Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

RESI Pension Income: Annuity

Lender: The Loughborough Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

RESI Self Employed Income: Net Profit (for sole traders and partnerships)

Lender: The Loughborough Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

RESI Pension Income: State Pension

Lender: The Loughborough Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

RESI Other Income: Maintenance (through the courts)

Lender: The Loughborough Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

RESI Pension Income: Private Pension

Lender: The Loughborough Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

RESI Investment Income: Rental Income (from mortgage free property)

Lender: The Loughborough Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

RESI Benefit Income: Adoption Allowance

Lender: The Loughborough Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

RESI Contractor Income: Piecework Contract

Lender: The Loughborough Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

RESI Contractor Income: Seasonal Contract

Lender: The Loughborough Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

RESI Employment Income: Employers Housing Allowance

Lender: The Loughborough Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

RESI Remortgage purpose: Lifestyle (holidays, car's, non essential spending etc)

Lender: The Loughborough Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

RESI Source of deposit: Builders Deposit

Lender: The Loughborough Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

RESI Self-Build: Product fees added to the loan

Lender: The Loughborough Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

RESI Property with Age Restrictions / Retirement Properties

Lender: The Loughborough Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

RESI Flat/Maisonette Maximum LTV (New Build)

Lender: The Loughborough Building Society

Type: setup

New Search value: 80 percentage

Read Policy Notes
only-criteria criteria-setup 2021-01-04

RESI Employment Income: Additional Duty Hours

Lender: The Loughborough Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

RESI Employment Income: Bonus (Annual)

Lender: The Loughborough Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

RESI Benefit Income: Working Tax Credits

Lender: The Loughborough Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

RESI Other Income: Maintenance (not through the courts)

Lender: The Loughborough Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

RESI Employment : Zero Hours Contract Minimum Time in Position (in Months)

Lender: The Loughborough Building Society

Type: setup

New Search value: 6

Read Policy Notes
only-criteria criteria-setup 2021-01-04

RESI Age Limits: Maximum Age at Term End Without Pension Proof ( max retirement age )

Lender: The Loughborough Building Society

Type: setup

New Search value: 70 years

Read Policy Notes
only-criteria criteria-setup 2021-01-04

RESI Age Limits: Maximum Age at End of Term for a Non Contributory Applicant

Lender: The Loughborough Building Society

Type: setup

New Search value: No Maximum years

Read Policy Notes
only-criteria criteria-setup 2021-01-04

RESI County Court Judgements (CCJs) (Unsatisfied) potentially accepted

Lender: The Loughborough Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

RESI Properties with Occupancy Restrictions

Lender: TSB

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

RESI Ex MOD properties

Lender: TSB

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

RESI Property Construction: Large Panel System (LPS)

Lender: TSB

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

RESI First Home Fund (Shared Equity Scheme - Scotland Only)

Lender: TSB

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

RESI Discount Market Scheme

Lender: TSB

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

RESI Inter-family sales (no discount)

Lender: TSB

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

RESI Pension Income: Self-invested Personal Pension (SIPPs)

Lender: TSB

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

RESI Other Income: Seafarer

Lender: TSB

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

RESI Debt Relief Order (Satisfied)

Lender: TSB

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-correction 2021-01-04

RESI Concessionary purchase (Family)

Lender: West Brom

Type: correction

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

RESI Properties with Occupancy Restrictions

Lender: Hodge

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

RESI Ex MOD properties

Lender: Hodge

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

RESI Property Construction: Large Panel System (LPS)

Lender: Hodge

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

RESI First Home Fund (Shared Equity Scheme - Scotland Only)

Lender: Hodge

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

RESI Discount Market Scheme

Lender: Hodge

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

RESI Inter-family sales (no discount)

Lender: Hodge

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

RESI Pension Income: Self-invested Personal Pension (SIPPs)

Lender: Hodge

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

RESI Other Income: Seafarer

Lender: Hodge

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

RESI Debt Relief Order (Satisfied)

Lender: Hodge

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

RESI Maximum number of stories where no lift is present

Lender: Beverley Building Society

Type: setup

New Search value: 4

Read Policy Notes
only-criteria criteria-setup 2021-01-04

RESI Self Build: Maximum term

Lender: Beverley Building Society

Type: setup

New Search value: 40

Read Policy Notes
only-criteria criteria-setup 2021-01-04

RESI Self-Build: Outline or full planning permission required

Lender: Beverley Building Society

Type: setup

New Search value: Full Planning Needed

Read Policy Notes
only-criteria criteria-setup 2021-01-04

RESI Self-Build: Direct to Lender or Packager

Lender: Beverley Building Society

Type: setup

New Search value: Direct or Via Packager

Read Policy Notes
only-criteria criteria-setup 2021-01-04

RESI Employment: CIS Contractor Assessment

Lender: Beverley Building Society

Type: setup

New Search value: Treated as Self Employed

Read Policy Notes
only-criteria criteria-setup 2021-01-04

RESI Self-Build: All applicants are First time buyers

Lender: Beverley Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

RESI Self-Build: applicants own savings required?

Lender: Beverley Building Society

Type: setup

New Search value: Yes

Read Policy Notes
only-criteria criteria-setup 2021-01-04

RESI Pension Income: Self-invested Personal Pension (SIPPs)

Lender: HSBC

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

RESI Other Income: Seafarer

Lender: HSBC

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

RESI Discount Market Scheme

Lender: HSBC

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

RESI First Home Fund (Shared Equity Scheme - Scotland Only)

Lender: HSBC

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

RESI Inter-family sales (no discount)

Lender: HSBC

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

RESI Properties with Occupancy Restrictions

Lender: HSBC

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

RESI Debt Relief Order (Satisfied)

Lender: HSBC

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

RESI Ex MOD properties

Lender: HSBC

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

RESI Property Construction: Large Panel System (LPS)

Lender: HSBC

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

RESI Properties with Occupancy Restrictions

Lender: Skipton Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

RESI Ex MOD properties

Lender: Skipton Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

RESI First Home Fund (Shared Equity Scheme - Scotland Only)

Lender: Skipton Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

RESI Inter-family sales (no discount)

Lender: Skipton Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

RESI Sole application joint proprietor

Lender: Skipton Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

RESI Remortgage purpose: Capital raise for BTL where property not yet found

Lender: Skipton Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

RESI Remortgage purpose: School/Education fees

Lender: Skipton Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

RESI Remortgage purpose: Medical expenses

Lender: Skipton Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

RESI Remortgage purpose: Lifestyle (holidays, car's, non essential spending etc)

Lender: Skipton Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

RESI Remortgage purpose: Personal investments (not property related)

Lender: Skipton Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

RESI Remortgage purpose: Extending a lease

Lender: Skipton Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

RESI Guarantors: Where applicant significant income growth is not expected

Lender: Skipton Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

RESI Pension Income: Self-invested Personal Pension (SIPPs)

Lender: Skipton Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

RESI Other Income: Seafarer

Lender: Skipton Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

RESI Self Employed Income: Limited Company Directors (Salary and Share of Net Profits BEFORE CORPORATION TAX)

Lender: Skipton Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

RESI Self Employed Income: Limited Company Directors (Salary and Share of Net Profits AFTER CORPORATION TAX)

Lender: Skipton Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

RESI Pension Income: Pension (Company)

Lender: Skipton Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

RESI Employment Income: Flight Pay

Lender: Skipton Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

RESI Employment Income: Standby / Call Out

Lender: Skipton Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

RESI Other Income: Income protection/Permanent Health Insurance

Lender: Skipton Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

RESI Employment: CIS Contractor Assessment

Lender: Skipton Building Society

Type: setup

New Search value: Treated as Self Employed

Read Policy Notes
only-criteria criteria-setup 2021-01-04

RESI Self Employed: Recent change in status (sole trader to limited company, etc)

Lender: Skipton Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

RESI Debt Relief Order (Satisfied)

Lender: Skipton Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

RESI Visas: Minimum number months remaining on visa

Lender: Skipton Building Society

Type: setup

New Search value: 24

Read Policy Notes
only-criteria criteria-setup 2021-01-04

RESI Gambling (recurring transactions)

Lender: Skipton Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-01-04

RESI Age Limits: Interest Only Maximum Age at end of term

Lender: Skipton Building Society

Type: setup

New Search value: 75

Read Policy Notes
only-criteria criteria-edit 2021-01-04

RESI Property Ownership: Shared access or shared services

Lender: Skipton Building Society

Type: edit

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-edit 2021-01-04

RESI Property has self contained annex

Lender: Skipton Building Society

Type: edit

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-edit 2021-01-04

RESI Property with more than one kitchen

Lender: Skipton Building Society

Type: edit

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-correction 2021-01-04

RESI Property Construction: Single skin

Lender: Ipswich Building Society

Type: correction

New Search value: Not Acceptable

Read Policy Notes
only-news news-News news-first-time buyers news-HSBC news-nationwide news-Stamp Duty news-stamp duty deadline news-stamp duty holiday 3 2021-01-15

Top 10 biggest mortgage broker stories this week – 15/01/21

The high loan to value market continued its recovery this week, with rate cuts and product launches from two of the country's biggest lenders.

Read More...
only-news news-Top Comments news-Your Community news-Bank Base Rate (BBR) news-Bank of England (BoE) news-negative interest rates 3 2021-01-15

Base rate should ‘immediately be cut to -3 per cent’ – Star Letter 15/01/2021

Each week Mortgage Solutions and its sister title Specialist Lending Solutions pick the top comment from our readers.

Read More...
only-news news-News news-90% LTV mortgage news-Platform news-platform mortgage 3 2021-01-15

Platform brings back selection of high LTV mortgages

Platform has relaunched its mainstream mortgage ranges for new business and product switching, including deals up to 90 per cent loan to value (LTV).

Read More...
only-news news-Commercial Finance news-Specialist Lending news-Bridging Finance Solutions (BFS) news-development finance news-Starlight Group 3 2021-01-15

BFS completes £2.5m re-development deal

Bridging Finance Solutions has agreed a £2.5m loan with a Merseyside developer to turn a former doctor’s surgery into nine apartments.

Read More...
only-news news-Better Business news-Business Skills news-Air Group news-equity release news-later life mortgage news-laterlife news-Stuart Wilson 3 2021-01-15

Last year highlighted later life needs; 2021 could continue that – Wilson

I was intrigued to see a piece on Mortgage Solutions about its top 20 most-read stories during last year, because it appears to me that the core themes, interests and concerns are likely to be played out again over the course of 2021.

Read More...
only-news news-Better Business news-Business Skills news-90% LTV mortgage news-AmTrust news-high LTV mortgage news-Patrick Bamford 3 2021-01-15

More high LTV lending is just one side of the story for first-time buyers – Bamford

There’s undoubtedly room for some good news in the mortgage market, particularly in a sector such as high loan to value (LTV) provision.

Read More...
only-news news-News news-FCA news-FCA mortgage prisoners news-Financial Conduct Authority (FCA) news-john glen news-mortgage prisoners news-regulation news-UK Mortgage Prisoners 3 2021-01-15

Mortgage prisoners accuse Treasury of working against them as wider FCA remit blocked

Mortgage prisoners have accused a Treasury minister of actively working against them after three measures which would have helped their situation were blocked in parliament.

Read More...
only-news news-News news-covid 19 news-mortgage offer news-NatWest news-Santander 3 2021-01-15

NatWest and Santander reinstate pre-pandemic porting and offer timescales

NatWest has reverted its mortgage porting window back to four months while Santander is no longer granting automatic offer extensions.

Read More...
only-news news-News news-gross mortgage lending news-IMLA 3 2021-01-15

Mortgage lending tipped for best year since 2007

Gross mortgage lending is tipped to rise by 17 per cent to £283bn in 2021 driven by house purchases, according to the Intermediary Mortgage Lenders Association (IMLA).

Read More...
only-news news-News news-85% LTV mortgage news-Newcastle Intermediaries 3 2021-01-15

Newcastle Intermediaries cuts 85 per cent LTV mortgage rates

Newcastle Intermediaries has sliced rates on its 85 per cent loan to value (LTV) mortgage range in a boost for borrowers with smaller deposits or equity levels.

Read More...
only-product product-New 3 2021-01-16

Market Harborough

New Product Launched

New residential products added

only-product product-New 3 2021-01-15

Nottingham

New Product Launched

New RIO products launched

only-product product-New 3 2021-01-15

Skipton B.Society

New Product Launched

Range revised and three new products added

only-product product-Amended 3 2021-01-15

TSB - Intermediaries

Product Amended

Range revised

only-product product-New 7 2021-01-14

Newcastle BS

New Product Launched

Range revised

only-product product-New 7 2021-01-14

West Bromwich

New Product Launched

new product launched

only-product product-Amended 7 2021-01-14

Barclays

Product Amended

Range revised

only-product product-New 7 2021-01-13

Nationwide B.Soc

New Product Launched

New codes and rates

only-product product-New 7 2021-01-13

Ipswich

New Product Launched

New products launched

only-product product-New 7 2021-01-12

HSBC Intermediary

New Product Launched

Range updated

only-product product-New 7 2021-01-12

Accord Mortgages

New Product Launched

Residential range updated

only-product product-New 7 2021-01-12

Paragon Bank

New Product Launched

New Portfolio product launched

only-product product-New 7 2021-01-12

Leeds B Society

New Product Launched

New products launched

only-product product-Deleted 7 2021-01-12

TBMC - LendInvest

Product Withdrawn

withdrawn 2yr Fixed rates

only-product product-New 7 2021-01-11

Keystone

New Product Launched

Range revised

only-product product-New 7 2021-01-11

Danske Bank

New Product Launched

New products launched

only-product product-New 7 2021-01-11

Dynamo F-I-Tipton

New Product Launched

Launched Exclusives

only-product product-New 2021-01-09

Buildloan-Loughbor

New Product Launched

New Self Build product launched

only-product product-New 2021-01-08

Cambridge BS

New Product Launched

New products launched

only-product product-New 2021-01-08

Fleet Mortgages

New Product Launched

Range updated

only-product product-New 2021-01-08

Platform BTL

New Product Launched

BTL Mainstream products withdrawn

only-product product-New 2021-01-08

Darlington

New Product Launched

New products launched

only-product product-New 2021-01-07

Furness B.Soc

New Product Launched

New products launched

only-product product-New 2021-01-07

Barclays

New Product Launched

Range revised

only-product product-New 2021-01-07

Halifax

New Product Launched

New products added

only-product product-New 2021-01-07

Foundation HomeLoans

New Product Launched

New products launched

only-product product-New 2021-01-06

Buildloan-Chorley

New Product Launched

new product launched

only-product product-New 2021-01-05

Ipswich

New Product Launched

New products

only-product product-New 2021-01-05

Coventry

New Product Launched

New products launched

only-product product-New 2021-01-04

Scottish Widows Bank

New Product Launched

Products updated

only-product product-New 2021-01-04

Chorley BS

New Product Launched

New 2 year discounted 85% LTV launched

only-product product-Amended 2021-01-01

Halifax

Product Amended

Range revised

only-product product-New 2020-12-31

Bank of Ireland

New Product Launched

New products launched

only-product product-New 2020-12-31

Next Int-PostOffice

New Product Launched

New exclusive

only-product product-New 2020-12-31

Next Intel-BOI

New Product Launched

New product launched

only-product product-New 2020-12-31

TBMC SBOI

New Product Launched

New product launched

only-product product-Amended 2020-12-31

TSB - Intermediaries

Product Amended

Revised rates for 2yr Fixed FTB and Homemover products

only-product product-New 2020-12-30

Bespoke BOI

New Product Launched

New Retention products launched

only-product product-New 2020-12-29

Digital Mortgages

New Product Launched

Some codes and rates updated