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only-criteria criteria-change 3 2021-07-23

BTL Remortgage purpose: Capital raise for BTL where property not yet found

Lender: Precise Mortgages

Type: change

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-change 3 2021-07-23

BTL Maximum Loan to Value (LTV)

Lender: Precise Mortgages

Type: change

New Search value: 80 percentage

Read Policy Notes
only-criteria criteria-change 3 2021-07-23

BTL Remortgage purpose: Buy to Let Purchase (maximum LTV)

Lender: Precise Mortgages

Type: change

New Search value: 80 percentage

Read Policy Notes
only-criteria criteria-change 3 2021-07-23

BTL Remortgage purpose: Debt Consolidation (maximum LTV)

Lender: Precise Mortgages

Type: change

New Search value: 80 percentage

Read Policy Notes
only-criteria criteria-change 3 2021-07-23

BTL Remortgage purpose: Home Improvements (maximum LTV)

Lender: Precise Mortgages

Type: change

New Search value: 80 percentage

Read Policy Notes
only-criteria criteria-change 3 2021-07-23

BTL Remortgage purpose: Balance Swap (maximum LTV)

Lender: Precise Mortgages

Type: change

New Search value: 80 percentage

Read Policy Notes
only-criteria criteria-change 3 2021-07-23

BTL House/Bungalow Maximum LTV (Standard)

Lender: Precise Mortgages

Type: change

New Search value: 80 percentage

Read Policy Notes
only-criteria criteria-change 3 2021-07-23

BTL House/Bungalow Maximum LTV (New Build)

Lender: Precise Mortgages

Type: change

New Search value: 80 percentage

Read Policy Notes
only-criteria criteria-change 3 2021-07-23

BTL HMO Maximum LTV

Lender: Precise Mortgages

Type: change

New Search value: 80

Read Policy Notes
only-criteria criteria-correction 3 2021-07-23

BTL HMO rental valuation assessment

Lender: Bath Building Society

Type: correction

New Search value: HMO rental valuation figure used

Read Policy Notes
only-criteria criteria-correction 3 2021-07-23

BTL HMO: Communal area in the property

Lender: Bath Building Society

Type: correction

New Search value: Required

Read Policy Notes
only-criteria criteria-correction 3 2021-07-23

BTL HMO Minimum Applicant Experience

Lender: Bath Building Society

Type: correction

New Search value: No Minimum months

Read Policy Notes
only-criteria criteria-correction 3 2021-07-23

BTL HMO Minimum Double Bedroom Square Metre

Lender: Bath Building Society

Type: correction

New Search value: 0

Read Policy Notes
only-criteria criteria-correction 3 2021-07-23

BTL HMO Minimum Single Bedroom Square Metre

Lender: Bath Building Society

Type: correction

New Search value: 0

Read Policy Notes
only-criteria criteria-correction 3 2021-07-23

BTL HMO Maximum LTV

Lender: Bath Building Society

Type: correction

New Search value: 75

Read Policy Notes
only-criteria criteria-correction 3 2021-07-23

BTL HMO First Time Landlord

Lender: Bath Building Society

Type: correction

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-correction 3 2021-07-23

BTL HMO Maximum Number of Kitchens

Lender: Bath Building Society

Type: correction

New Search value: 2

Read Policy Notes
only-criteria criteria-correction 3 2021-07-23

BTL HMO Maximum Number of Storeys

Lender: Bath Building Society

Type: correction

New Search value: 6

Read Policy Notes
only-criteria criteria-correction 3 2021-07-23

BTL HMO Minimum Property Value

Lender: Bath Building Society

Type: correction

New Search value: 100000

Read Policy Notes
only-criteria criteria-correction 3 2021-07-23

BTL HMO Maximum Number of Bedrooms

Lender: Bath Building Society

Type: correction

New Search value: 6

Read Policy Notes
only-criteria criteria-setup 3 2021-07-23

BTL EU Nationals with a ‘settled status’

Lender: Precise Mortgages

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 3 2021-07-23

BTL EU Nationals with a ‘pre-settled status’

Lender: Precise Mortgages

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-change 3 2021-07-23

BTL Permission to Self Occupy Holiday Let Property

Lender: Precise Mortgages

Type: change

New Search value: We do not accept Holiday Let applications

Read Policy Notes
only-criteria criteria-setup 3 2021-07-23

BTL EU Nationals with a ‘settled status’

Lender: Kent Reliance

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 3 2021-07-23

BTL EU Nationals with a ‘pre-settled status’

Lender: Kent Reliance

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-change 3 2021-07-23

BTL Remortgage purpose: Land Purchase (maximum LTV)

Lender: Kent Reliance

Type: change

New Search value: 80

Read Policy Notes
only-criteria criteria-change 3 2021-07-23

BTL Back to back (Remortgage - Customer Funded)

Lender: Kent Reliance

Type: change

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-change 3 2021-07-23

BTL Back to back (Remortgage - Inherited)

Lender: Kent Reliance

Type: change

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-change 3 2021-07-23

BTL Back to Back (Remortgage - Bridging)

Lender: Kent Reliance

Type: change

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-change 3 2021-07-23

BTL Remortgage purpose: Buy to Let Purchase (maximum LTV)

Lender: Kent Reliance

Type: change

New Search value: 80 percentage

Read Policy Notes
only-criteria criteria-change 3 2021-07-23

BTL Remortgage purpose: Debt Consolidation (maximum LTV)

Lender: Kent Reliance

Type: change

New Search value: 80 percentage

Read Policy Notes
only-criteria criteria-change 3 2021-07-23

BTL Remortgage purpose: Balance Swap (maximum LTV)

Lender: Kent Reliance

Type: change

New Search value: 80 percentage

Read Policy Notes
only-criteria criteria-change 3 2021-07-23

BTL HMO Maximum LTV

Lender: Kent Reliance

Type: change

New Search value: 80

Read Policy Notes
only-criteria criteria-setup 3 2021-07-23

BTL ICR Rental Calculation for Limited Companies (Income Coverage Ratio) 5 yr fix

Lender: Kent Reliance

Type: setup

New Search value: 4.3% stressed at 125%

Read Policy Notes
only-criteria criteria-setup 3 2021-07-23

BTL ICR Rental Calculation for Limited Companies (Income Coverage Ratio) Less than 5 yr fix

Lender: Kent Reliance

Type: setup

New Search value: 5.5% stressed at 125%

Read Policy Notes
only-criteria criteria-setup 3 2021-07-23

BTL ICR Rental Calculation (Income Coverage Ratio): (remortgages with extra borrowing) (Additional Rate Tax Payers) 5 YEAR FIX

Lender: Kent Reliance

Type: setup

New Search value: 4.3% stressed at 140%

Read Policy Notes
only-criteria criteria-setup 3 2021-07-23

BTL ICR Rental Calculation (Income Coverage Ratio): (remortgages with extra borrowing) (Additional Rate Tax Payers)

Lender: Kent Reliance

Type: setup

New Search value: 5.5% stressed at 140%

Read Policy Notes
only-criteria criteria-setup 3 2021-07-23

BTL ICR Rental Calculation (Income Coverage Ratio): (remortgages with extra borrowing) (Higher Rate Tax Payers) 5 YEAR FIX

Lender: Kent Reliance

Type: setup

New Search value: 4.3% stressed at 140%

Read Policy Notes
only-criteria criteria-setup 3 2021-07-23

BTL ICR Rental Calculation (Income Coverage Ratio): (remortgages with extra borrowing) (Higher Rate Tax Payers)

Lender: Kent Reliance

Type: setup

New Search value: 5.5% stressed at 140%

Read Policy Notes
only-criteria criteria-setup 3 2021-07-23

BTL ICR Rental Calculation (Income Coverage Ratio): (remortgages with extra borrowing) (Basic Rate Tax Payers) 5 YEAR FIX

Lender: Kent Reliance

Type: setup

New Search value: 4.3% stressed at 140%

Read Policy Notes
only-criteria criteria-setup 3 2021-07-23

BTL ICR Rental Calculation (Income Coverage Ratio): (remortgages with extra borrowing) (Basic Rate Tax Payers)

Lender: Kent Reliance

Type: setup

New Search value: 5.5% stressed at 140%

Read Policy Notes
only-criteria criteria-setup 3 2021-07-23

BTL ICR Rental Calculation (Income Coverage Ratio): (remortgages balance swap) (Additional Rate Tax Payers) 5 YEAR FIX

Lender: Kent Reliance

Type: setup

New Search value: 4.3% stressed at 140%

Read Policy Notes
only-criteria criteria-setup 3 2021-07-23

BTL ICR Rental Calculation (Income Coverage Ratio): (remortgages balance swap) (Additional Rate Tax Payers)

Lender: Kent Reliance

Type: setup

New Search value: 5.5% stressed at 140%

Read Policy Notes
only-criteria criteria-setup 3 2021-07-23

BTL ICR Rental Calculation (Income Coverage Ratio): (remortgages balance swap) (Higher Rate Tax Payers) 5 YEAR FIX

Lender: Kent Reliance

Type: setup

New Search value: 4.3% stressed at 140%

Read Policy Notes
only-criteria criteria-setup 3 2021-07-23

BTL ICR Rental Calculation (Income Coverage Ratio): (remortgages balance swap) (Higher Rate Tax Payers)

Lender: Kent Reliance

Type: setup

New Search value: 5.5% stressed at 140%

Read Policy Notes
only-criteria criteria-setup 3 2021-07-23

BTL ICR Rental Calculation (Income Coverage Ratio): (remortgages balance swap) (Basic Rate Tax Payers) 5 YEAR FIX

Lender: Kent Reliance

Type: setup

New Search value: 4.3% stressed at 140%

Read Policy Notes
only-criteria criteria-setup 3 2021-07-23

BTL ICR Rental Calculation (Income Coverage Ratio): (remortgages balance swap) (Basic Rate Tax Payers)

Lender: Kent Reliance

Type: setup

New Search value: 5.5% stressed at 140%

Read Policy Notes
only-criteria criteria-correction 7 2021-07-22

BTL Minimum Income Requirement

Lender: Lendinvest

Type: correction

New Search value: No Minimum

Read Policy Notes
only-criteria criteria-correction 7 2021-07-22

BTL HMO rental valuation assessment

Lender: Lendinvest

Type: correction

New Search value: HMO rental valuation figure used

Read Policy Notes
only-criteria criteria-correction 7 2021-07-22

BTL Maximum Ground Rent (as % of Property Value/Purchase Price)

Lender: Lendinvest

Type: correction

New Search value: No Maximum

Read Policy Notes
only-criteria criteria-correction 7 2021-07-22

BTL HMO Maximum Number of Bedrooms

Lender: Lendinvest

Type: correction

New Search value: 15

Read Policy Notes
only-criteria criteria-setup 7 2021-07-21

BTL Retrospective New Build Warranty

Lender: Castle Trust

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-correction 7 2021-07-20

BTL Minimum Property Value for standard Buy to Let lending

Lender: Chorley Building Society

Type: correction

New Search value: 100000

Read Policy Notes
only-criteria criteria-setup 7 2021-07-20

BTL HMO: Communal area in the property

Lender: Mercantile Trust

Type: setup

New Search value: Not Required

Read Policy Notes
only-criteria criteria-setup 7 2021-07-20

BTL EU Nationals with a ‘settled status’

Lender: Vernon Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-07-20

BTL EU Nationals with a ‘pre-settled status’

Lender: Vernon Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-edit 7 2021-07-20

BTL Escalating Ground Rents

Lender: Bank of Ireland

Type: edit

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-07-20

BTL EU Nationals with a ‘settled status’

Lender: Mansfield Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-07-20

BTL EU Nationals with a ‘pre-settled status’

Lender: Mansfield Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-07-20

BTL EU Nationals with a ‘settled status’

Lender: Foundation Home Loans

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-07-20

BTL EU Nationals with a ‘pre-settled status’

Lender: Foundation Home Loans

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-07-19

BTL Non Owner Occupier

Lender: Nottingham

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-07-19

BTL EU Nationals with a ‘settled status’

Lender: Aldermore

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-07-19

BTL EU Nationals with a ‘pre-settled status’

Lender: Aldermore

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-edit 7 2021-07-19

BTL Energy Performance Rating (EPC) rating 'F' or 'G'

Lender: Teachers Building Society

Type: edit

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-edit 7 2021-07-19

BTL House of Multiple Occupation (HMO's)

Lender: Landbay

Type: edit

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-edit 7 2021-07-19

BTL Multi Unit Freehold (multiple properties on same title)

Lender: Landbay

Type: edit

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-07-19

BTL Minimum remaining lease at end of term

Lender: Skipton Building Society

Type: setup

New Search value: 85 years

Read Policy Notes
only-criteria criteria-setup 7 2021-07-19

BTL EU Nationals with a ‘pre-settled status’

Lender: Tipton Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-change 7 2021-07-19

BTL Limited Company Buy to Let (Trading Company - No SPV)

Lender: Tipton Building Society

Type: change

New Search value: Does not lend to Trading Ltd Companies

Read Policy Notes
only-criteria criteria-change 7 2021-07-19

BTL Limited Company (SPV) Minimum trading period

Lender: Tipton Building Society

Type: change

New Search value: No Minimum months

Read Policy Notes
only-criteria criteria-change 7 2021-07-19

BTL Limited Company (SPV) applicant definition

Lender: Tipton Building Society

Type: change

New Search value: Directors & Shareholders

Read Policy Notes
only-criteria criteria-change 7 2021-07-19

BTL Limited Company (SPV) shareholders required to provide personal guarantees

Lender: Tipton Building Society

Type: change

New Search value: Yes

Read Policy Notes
only-criteria criteria-change 7 2021-07-19

BTL Limited Company (SPV) maximum number of applicants

Lender: Tipton Building Society

Type: change

New Search value: Does not lend to Ltd Companies

Read Policy Notes
only-criteria criteria-change 7 2021-07-19

BTL Limited Company Buy to Let (Special Purpose Vehicle SPV)

Lender: Tipton Building Society

Type: change

New Search value: Accepted

Read Policy Notes
only-criteria criteria-change 7 2021-07-19

BTL Limited Company Buy to Let

Lender: Tipton Building Society

Type: change

New Search value: Accepted

Read Policy Notes
only-criteria criteria-setup 7 2021-07-19

BTL Property Construction: BOPAS accreditation required for non-standard construction

Lender: Skipton Building Society

Type: setup

New Search value: Yes

Read Policy Notes
only-criteria criteria-correction 2021-07-14

BTL Sole application joint proprietor

Lender: Hinckley and Rugby Building Society

Type: correction

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-correction 2021-07-14

BTL Property Construction: Modern method of construction (MMC)

Lender: Hinckley and Rugby Building Society

Type: correction

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-correction 2021-07-14

BTL Debt Related: Payday loan (previous)

Lender: Hinckley and Rugby Building Society

Type: correction

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-adminMistake 2021-07-13

BTL ICR Rental Calculation (Income Coverage Ratio): (purchases) (Basic Rate Tax Payers) 5 YEAR FIX

Lender: Zephyr Homeloans

New Search value: 5.5% stressed at 125%

Read Policy Notes
only-criteria criteria-adminMistake 2021-07-13

BTL ICR Rental Calculation (Income Coverage Ratio): (purchases) (Higher Rate Tax Payers)

Lender: Zephyr Homeloans

New Search value: 5.5% stressed at 140%

Read Policy Notes
only-criteria criteria-adminMistake 2021-07-13

BTL ICR Rental Calculation (Income Coverage Ratio): (purchases) (Basic Rate Tax Payers)

Lender: Zephyr Homeloans

New Search value: 5.5% stressed at 125%

Read Policy Notes
only-criteria criteria-setup 2021-07-13

BTL EU Nationals with a ‘settled status’

Lender: Mercantile Trust

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-07-13

BTL EU Nationals with a ‘pre-settled status’

Lender: Mercantile Trust

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-07-13

BTL Criminal Convictions

Lender: Mercantile Trust

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-07-13

BTL Property Construction: BOPAS accreditation required for non-standard construction

Lender: Mercantile Trust

Type: setup

New Search value: Yes

Read Policy Notes
only-criteria criteria-setup 2021-07-13

BTL Flying Freehold: Maximum acceptable percentage of the gross floor area

Lender: Mercantile Trust

Type: setup

New Search value: No Maximum

Read Policy Notes
only-criteria criteria-setup 2021-07-13

BTL Property Ownership: Shared access or shared services

Lender: Zephyr Homeloans

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-07-13

BTL ICR Rental Calculation for Limited Companies (Income Coverage Ratio) Less than 5 yr fix

Lender: Zephyr Homeloans

Type: setup

New Search value: 5.5% stressed at 125%

Read Policy Notes
only-criteria criteria-setup 2021-07-13

BTL Lender or Group Maximum Number of Mortgages

Lender: Zephyr Homeloans

Type: setup

New Search value: No Maximum

Read Policy Notes
only-criteria criteria-setup 2021-07-13

BTL ICR Rental Calculation (Income Coverage Ratio): (remortgages with extra borrowing) (Additional Rate Tax Payers) 5 YEAR FIX

Lender: Zephyr Homeloans

Type: setup

New Search value: 5.5% stressed at 140%

Read Policy Notes
only-criteria criteria-setup 2021-07-13

BTL ICR Rental Calculation (Income Coverage Ratio): (remortgages with extra borrowing) (Additional Rate Tax Payers)

Lender: Zephyr Homeloans

Type: setup

New Search value: 5.5% stressed at 140%

Read Policy Notes
only-criteria criteria-setup 2021-07-13

BTL ICR Rental Calculation (Income Coverage Ratio): (remortgages with extra borrowing) (Higher Rate Tax Payers)

Lender: Zephyr Homeloans

Type: setup

New Search value: 5.5% stressed at 140%

Read Policy Notes
only-criteria criteria-setup 2021-07-13

BTL ICR Rental Calculation (Income Coverage Ratio): (remortgages with extra borrowing) (Basic Rate Tax Payers) 5 YEAR FIX

Lender: Zephyr Homeloans

Type: setup

New Search value: 5.5% stressed at 125%

Read Policy Notes
only-criteria criteria-setup 2021-07-13

BTL ICR Rental Calculation (Income Coverage Ratio): (remortgages with extra borrowing) (Basic Rate Tax Payers)

Lender: Zephyr Homeloans

Type: setup

New Search value: 5.5% stressed at 125%

Read Policy Notes
only-criteria criteria-setup 2021-07-13

BTL ICR Rental Calculation (Income Coverage Ratio): (remortgages balance swap) (Additional Rate Tax Payers) 5 YEAR FIX

Lender: Zephyr Homeloans

Type: setup

New Search value: 5.5% stressed at 140%

Read Policy Notes
only-criteria criteria-setup 2021-07-13

BTL ICR Rental Calculation (Income Coverage Ratio): (remortgages balance swap) (Additional Rate Tax Payers)

Lender: Zephyr Homeloans

Type: setup

New Search value: 5.5% stressed at 140%

Read Policy Notes
only-criteria criteria-setup 2021-07-13

BTL ICR Rental Calculation (Income Coverage Ratio): (remortgages balance swap) (Higher Rate Tax Payers) 5 YEAR FIX

Lender: Zephyr Homeloans

Type: setup

New Search value: 5.5% stressed at 140%

Read Policy Notes
only-criteria criteria-setup 2021-07-13

BTL ICR Rental Calculation (Income Coverage Ratio): (remortgages balance swap) (Higher Rate Tax Payers)

Lender: Zephyr Homeloans

Type: setup

New Search value: 5.5% stressed at 140%

Read Policy Notes
only-criteria criteria-setup 2021-07-13

BTL ICR Rental Calculation (Income Coverage Ratio): (remortgages balance swap) (Basic Rate Tax Payers) 5 YEAR FIX

Lender: Zephyr Homeloans

Type: setup

New Search value: 5.5% stressed at 125%

Read Policy Notes
only-criteria criteria-setup 2021-07-13

BTL ICR Rental Calculation (Income Coverage Ratio): (remortgages balance swap) (Basic Rate Tax Payers)

Lender: Zephyr Homeloans

Type: setup

New Search value: 5.5% stressed at 125%

Read Policy Notes
only-criteria criteria-setup 2021-07-13

BTL ICR Rental Calculation (Income Coverage Ratio): (purchases) (Additional Rate Tax Payers) 5 YEAR FIX

Lender: Zephyr Homeloans

Type: setup

New Search value: 5.5% stressed at 140%

Read Policy Notes
only-criteria criteria-setup 2021-07-13

BTL ICR Rental Calculation (Income Coverage Ratio): (purchases) (Higher Rate Tax Payers) 5 YEAR FIX

Lender: Zephyr Homeloans

Type: setup

New Search value: 5.5% stressed at 140%

Read Policy Notes
only-criteria criteria-change 2021-07-13

BTL Remortgage waiting period

Lender: Kent Reliance

Type: change

New Search value: 0 months

Read Policy Notes
only-criteria criteria-setup 2021-07-13

BTL EU Nationals with a ‘settled status’

Lender: Chorley Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-07-13

BTL EU Nationals with a ‘pre-settled status’

Lender: Chorley Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-change 2021-07-13

BTL HMO Minimum Applicant Experience

Lender: Landbay

Type: change

New Search value: No Minimum months

Read Policy Notes
only-criteria criteria-edit 2021-07-13

BTL Remortgage purpose: Buy to Let Purchase (maximum LTV)

Lender: Newcastle Building Society

Type: edit

New Search value: 75 percentage

Read Policy Notes
only-criteria criteria-change 2021-07-13

BTL Remortgage purpose: Home Improvements (maximum LTV)

Lender: Newcastle Building Society

Type: change

New Search value: 75 percentage

Read Policy Notes
only-criteria criteria-change 2021-07-13

BTL Soft Footprint on Credit Search?

Lender: Newcastle Building Society

Type: change

New Search value: No (Full Footprint)

Read Policy Notes
only-criteria criteria-edit 2021-07-13

BTL Can extend mortgage offer

Lender: Newcastle Building Society

Type: edit

New Search value: Yes

Read Policy Notes
only-criteria criteria-setup 2021-07-09

BTL Property Construction: EWS1 required on properties with combustible cladding or materials on balconies?

Lender: Family Building Society

Type: setup

New Search value: Yes

Read Policy Notes
only-criteria criteria-setup 2021-07-09

BTL Property Construction: Single skin

Lender: Family Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-change 2021-07-09

BTL Multi Unit Minimum Floor Area of each Unit Requirement (Sq Meters)

Lender: Family Building Society

Type: change

New Search value: No Minimum

Read Policy Notes
only-criteria criteria-change 2021-07-09

BTL Multi Unit Freehold Maximum Number of Flats

Lender: Family Building Society

Type: change

New Search value: 3

Read Policy Notes
only-criteria criteria-edit 2021-07-09

BTL Multi Unit Freehold (multiple properties on same title)

Lender: Family Building Society

Type: edit

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-adminMistake 2021-07-09

BTL Property Construction: EWS1 required on properties with combustible cladding or materials on balconies?

Lender: Paragon Mortgages

New Search value: Property Type not acceptable

Read Policy Notes
only-criteria criteria-adminMistake 2021-07-09

BTL Property Construction: EWS1 required on properties with combustible cladding or materials on balconies?

Lender: Mansfield Building Society

New Search value: Property Type not acceptable

Read Policy Notes
only-criteria criteria-setup 2021-07-08

BTL Tenants: Holiday Lets

Lender: Nottingham

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-07-08

BTL Expat Regulated Buy to Let (Let to Family Member)

Lender: Market Harborough Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-07-08

BTL Expat Buy to Let

Lender: Market Harborough Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-07-08

BTL Expat: Holiday Lets

Lender: Market Harborough Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-correction 3 2021-07-23

RESI Guarantors

Lender: Ipswich Building Society

Type: correction

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-correction 3 2021-07-23

RESI Flat/Maisonette Maximum LTV (Standard)

Lender: Ipswich Building Society

Type: correction

New Search value: 80 percentage

Read Policy Notes
only-criteria criteria-change 3 2021-07-23

RESI Debt Management Plan (satisfied)

Lender: Precise Mortgages

Type: change

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-edit 3 2021-07-23

RESI House/Bungalow Maximum LTV (Standard)

Lender: Barclays

Type: edit

New Search value: 95 percentage

Read Policy Notes
only-criteria criteria-setup 3 2021-07-23

RESI EU Nationals with a ‘settled status’

Lender: Precise Mortgages

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 3 2021-07-23

RESI EU Nationals with a ‘pre-settled status’

Lender: Precise Mortgages

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-change 3 2021-07-23

RESI Employment: CIS Contractor Assessment

Lender: Earl Shilton Building Society

Type: change

New Search value: CIS voucher used for income assessment

Read Policy Notes
only-criteria criteria-setup 3 2021-07-23

RESI EU Nationals with a ‘settled status’

Lender: Kent Reliance

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 3 2021-07-23

RESI EU Nationals with a ‘pre-settled status’

Lender: Kent Reliance

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-change 7 2021-07-21

RESI Pension Income: Self-invested Personal Pension (SIPPs)

Lender: Chorley Building Society

Type: change

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-change 7 2021-07-21

RESI Pension Income: Pension (Company)

Lender: Chorley Building Society

Type: change

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-change 7 2021-07-21

RESI Pension Income: Self Administered Drawdown Pension

Lender: Chorley Building Society

Type: change

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-change 7 2021-07-21

RESI Pension Income: Annuity

Lender: Chorley Building Society

Type: change

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-change 7 2021-07-21

RESI Pension Income: Pension - War Disablement

Lender: Chorley Building Society

Type: change

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-change 7 2021-07-21

RESI Pension Income: Pension Credit

Lender: Chorley Building Society

Type: change

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-change 7 2021-07-21

RESI Pension Income: State Pension

Lender: Chorley Building Society

Type: change

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-change 7 2021-07-21

RESI Pension Income: Private Pension

Lender: Chorley Building Society

Type: change

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-change 7 2021-07-21

RESI Pension Income: Pension - War Widower

Lender: Chorley Building Society

Type: change

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-correction 7 2021-07-21

RESI Expat Residential Mortgage

Lender: Ipswich Building Society

Type: correction

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-change 7 2021-07-21

RESI Self Employed: Latest years self employed figures for affordability

Lender: Ipswich Building Society

Type: change

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-correction 7 2021-07-21

RESI Remortgage purpose: Gift Money (Maximum LTV)

Lender: Ipswich Building Society

Type: correction

New Search value: 50 percentage

Read Policy Notes
only-criteria criteria-setup 7 2021-07-21

RESI EU Nationals with a ‘settled status’

Lender: Leek United Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-correction 7 2021-07-20

RESI Flat/Maisonette Maximum LTV (New Build)

Lender: Tipton Building Society

Type: correction

New Search value: 85 percentage

Read Policy Notes
only-criteria criteria-change 7 2021-07-20

RESI EU Nationals with a ‘pre-settled status’

Lender: Aldermore

Type: change

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-change 7 2021-07-20

RESI Self employed: Self employment income support scheme (SEISS) outstanding

Lender: Harpenden Building Society

Type: change

New Search value: Potentially Acceptable

Read Policy Notes
only-criteria criteria-change 7 2021-07-20

RESI Self Employed: Bounce Back Loan Scheme (BBLS)

Lender: Harpenden Building Society

Type: change

New Search value: Potentially Acceptable

Read Policy Notes
only-criteria criteria-correction 7 2021-07-20

RESI Benefit Income: Personal Independence Payment (PIP)

Lender: Leeds Building Society

Type: correction

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-edit 7 2021-07-20

RESI Escalating Ground Rents

Lender: Bank of Ireland

Type: edit

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-07-20

RESI EU Nationals with a ‘settled status’

Lender: Foundation Home Loans

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 7 2021-07-20

RESI EU Nationals with a ‘pre-settled status’

Lender: Foundation Home Loans

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-edit 7 2021-07-19

RESI Property Construction: Tower Block with Cladding

Lender: Hodge

Type: edit

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-change 7 2021-07-19

RESI Maximum number of storeys considered for lending on flats

Lender: Hodge

Type: change

New Search value: 6

Read Policy Notes
only-criteria criteria-edit 7 2021-07-19

RESI Minimum period background property let before can be ignored (months)

Lender: Barclays

Type: edit

New Search value: 0 months

Read Policy Notes
only-criteria criteria-setup 7 2021-07-19

RESI CCJs registered over 36 Months ago

Lender: Tipton Building Society

Type: setup

New Search value: Potentially Ignored

Read Policy Notes
only-criteria criteria-change 2021-07-15

RESI Employment Income: Bonus (Quarterly)

Lender: Saffron For Intermediaries

Type: change

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-change 2021-07-15

RESI Employment Income: Commission (annual)

Lender: Saffron For Intermediaries

Type: change

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-change 2021-07-15

RESI Employment Income: Commission (half yearly)

Lender: Saffron For Intermediaries

Type: change

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-change 2021-07-15

RESI Employment Income: Bonus (Monthly)

Lender: Saffron For Intermediaries

Type: change

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-change 2021-07-15

RESI Employment Income: Commission (quarterly)

Lender: Saffron For Intermediaries

Type: change

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-change 2021-07-15

RESI Employment Income: Bonus (Half Yearly)

Lender: Saffron For Intermediaries

Type: change

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-change 2021-07-15

RESI Employment Income: Bonus (Annual)

Lender: Saffron For Intermediaries

Type: change

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-change 2021-07-14

RESI Remortgage Purpose: Shared Ownership Staircasing to 100% ownership (maximum LTV)

Lender: Kent Reliance

Type: change

New Search value: 90

Read Policy Notes
only-criteria criteria-change 2021-07-14

RESI Remortgage purpose: Land Purchase (maximum LTV)

Lender: Kent Reliance

Type: change

New Search value: 90

Read Policy Notes
only-criteria criteria-change 2021-07-14

RESI Remortgage purpose: Buy out (maximum LTV)

Lender: Kent Reliance

Type: change

New Search value: 90 percentage

Read Policy Notes
only-criteria criteria-change 2021-07-14

RESI Remortgage purpose: Balance Swap (maximum LTV)

Lender: Kent Reliance

Type: change

New Search value: 90 percentage

Read Policy Notes
only-criteria criteria-change 2021-07-14

RESI Remortgage purpose: Buy to Let Purchase (maximum LTV)

Lender: Kent Reliance

Type: change

New Search value: 90 percentage

Read Policy Notes
only-criteria criteria-change 2021-07-14

RESI Remortgage purpose: Debt Consolidation (maximum LTV)

Lender: Kent Reliance

Type: change

New Search value: 90 percentage

Read Policy Notes
only-criteria criteria-change 2021-07-14

RESI Flat/Maisonette Maximum LTV (Standard)

Lender: Kent Reliance

Type: change

New Search value: 90 percentage

Read Policy Notes
only-criteria criteria-change 2021-07-14

RESI Remortgage purpose: Gift Money (Maximum LTV)

Lender: Kent Reliance

Type: change

New Search value: 90 percentage

Read Policy Notes
only-criteria criteria-change 2021-07-14

RESI Remortgage purpose: Home Improvements (maximum LTV)

Lender: Kent Reliance

Type: change

New Search value: 90 percentage

Read Policy Notes
only-criteria criteria-edit 2021-07-14

RESI Self Employed Income: Limited Company Directors (Salary and Dividends)

Lender: Hinckley and Rugby Building Society

Type: edit

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-edit 2021-07-14

RESI Partner in a professional LLP: Affordability Assessment

Lender: Hinckley and Rugby Building Society

Type: edit

New Search value: Accounts / SA302

Read Policy Notes
only-criteria criteria-correction 2021-07-13

RESI Self-Build: Minimum amount of stage payments

Lender: Newcastle Building Society

Type: correction

New Search value: 2

Read Policy Notes
only-criteria criteria-edit 2021-07-13

RESI Offer expiry time (New Build)

Lender: Newcastle Building Society

Type: edit

New Search value: 270 days

Read Policy Notes
only-criteria criteria-edit 2021-07-13

RESI Offer expiry time (Standard)

Lender: Newcastle Building Society

Type: edit

New Search value: 90 days

Read Policy Notes
only-criteria criteria-setup 2021-07-13

RESI EU Nationals with a ‘settled status’

Lender: Together

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-07-13

RESI EU Nationals with a ‘pre-settled status’

Lender: Together

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-07-13

RESI Legal: No search indemnity insurance (remortgages)

Lender: Together

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-07-13

RESI Legal: No search indemnity insurance (purchases)

Lender: Together

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-07-13

RESI Legal: Private local authority search (remortgages)

Lender: Together

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-07-13

RESI Legal: Private local authority search (purchases)

Lender: Together

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-07-13

RESI Self employed: Self employment income support scheme (SEISS) outstanding

Lender: Together

Type: setup

New Search value: Potentially Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-07-13

RESI EU Nationals with a ‘settled status’

Lender: Central Trust Limited

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-07-13

RESI EU Nationals with a ‘pre-settled status’

Lender: Central Trust Limited

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-07-13

RESI Mortgage guarantee scheme (2021)

Lender: Central Trust Limited

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-edit 2021-07-13

RESI Other Income: Foster Care Income

Lender: Skipton Building Society

Type: edit

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-07-13

RESI EU Nationals with a ‘settled status’

Lender: Vernon Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-07-13

RESI EU Nationals with a ‘pre-settled status’

Lender: Vernon Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-07-13

RESI Legal: Private local authority search (remortgages)

Lender: Monmouthshire Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-edit 2021-07-13

RESI Flat/Maisonette Maximum LTV (Standard)

Lender: TSB

Type: edit

New Search value: 90 percentage

Read Policy Notes
only-criteria criteria-correction 2021-07-13

RESI Shared Ownership Min Initial Share (%)

Lender: Dudley Building Society

Type: correction

New Search value: 10 percentage

Read Policy Notes
only-criteria criteria-change 2021-07-13

RESI House/Bungalow Maximum LTV (Standard)

Lender: Together

Type: change

New Search value: 75 percentage

Read Policy Notes
only-criteria criteria-change 2021-07-13

RESI House/Bungalow Maximum LTV (New Build)

Lender: Together

Type: change

New Search value: 75 percentage

Read Policy Notes
only-criteria criteria-change 2021-07-13

RESI Remortgage purpose: Buy out (maximum LTV)

Lender: Together

Type: change

New Search value: 70 percentage

Read Policy Notes
only-criteria criteria-change 2021-07-13

RESI Remortgage purpose: Balance Swap (maximum LTV)

Lender: Together

Type: change

New Search value: 70 percentage

Read Policy Notes
only-criteria criteria-change 2021-07-13

RESI Remortgage purpose: Buy to Let Purchase (maximum LTV)

Lender: Together

Type: change

New Search value: 70 percentage

Read Policy Notes
only-criteria criteria-change 2021-07-13

RESI Property Usage: Holiday/Second Home maximum LTV

Lender: Together

Type: change

New Search value: 75 percentage

Read Policy Notes
only-criteria criteria-change 2021-07-13

RESI Remortgage purpose: Debt Consolidation (maximum LTV)

Lender: Together

Type: change

New Search value: 70 percentage

Read Policy Notes
only-criteria criteria-change 2021-07-13

RESI Remortgage purpose: Gift Money (Maximum LTV)

Lender: Together

Type: change

New Search value: 70 percentage

Read Policy Notes
only-criteria criteria-change 2021-07-13

RESI Remortgage purpose: Home Improvements (maximum LTV)

Lender: Together

Type: change

New Search value: 70 percentage

Read Policy Notes
only-criteria criteria-setup 2021-07-13

RESI EU Nationals with a ‘settled status’

Lender: Chorley Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-07-13

RESI EU Nationals with a ‘pre-settled status’

Lender: Chorley Building Society

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-change 2021-07-13

RESI Self Employed: Latest years self employed figures for affordability

Lender: Chorley Building Society

Type: change

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-edit 2021-07-12

RESI Joint application sole occupier

Lender: TSB

Type: edit

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-change 2021-07-12

RESI Maximum Loan to Value (LTV) for Interest Only mortgages

Lender: Together

Type: change

New Search value: 77 percentage

Read Policy Notes
only-criteria criteria-correction 2021-07-12

RESI Contractor Income: Seasonal Contract

Lender: Together

Type: correction

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-07-12

RESI Mortgage guarantee scheme (2021)

Lender: Together

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-07-12

RESI Help to Buy Equity Loan (2021-2023)

Lender: Together

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-07-12

RESI Property with deck access

Lender: Platform

Type: setup

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-correction 2021-07-09

RESI Lodgers

Lender: Hodge

Type: correction

New Search value: Not Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-07-09

RESI EU Nationals with a ‘settled status’

Lender: Skipton Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-setup 2021-07-09

RESI EU Nationals with a ‘pre-settled status’

Lender: Skipton Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-adminMistake 2021-07-09

RESI Property Construction: EWS1 required on properties with combustible cladding or materials on balconies?

Lender: Mansfield Building Society

New Search value: Property Type not acceptable

Read Policy Notes
only-criteria criteria-correction 2021-07-08

RESI Self Employed Income: Limited Company Directors (Salary and Net Profits)

Lender: TSB

Type: correction

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-change 2021-07-08

RESI Defaults registered between 3 to 12 Months

Lender: Precise Mortgages

Type: change

New Search value: Potentially Acceptable

Read Policy Notes
only-criteria criteria-change 2021-07-08

RESI Maximum Value of Defaults (Unsatisfied)

Lender: Precise Mortgages

Type: change

New Search value: No Maximum

Read Policy Notes
only-criteria criteria-change 2021-07-08

RESI Maximum Number of Defaults (Unsatisfied)

Lender: Precise Mortgages

Type: change

New Search value: 2

Read Policy Notes
only-criteria criteria-change 2021-07-08

RESI Maximum Number of Defaults (Satisfied)

Lender: Precise Mortgages

Type: change

New Search value: 2

Read Policy Notes
only-criteria criteria-change 2021-07-08

RESI CCJs registered between 12 to 24 Months

Lender: Precise Mortgages

Type: change

New Search value: Potentially Acceptable

Read Policy Notes
only-criteria criteria-change 2021-07-08

RESI CCJs registered between 3 to 12 Months

Lender: Precise Mortgages

Type: change

New Search value: Potentially Acceptable

Read Policy Notes
only-criteria criteria-change 2021-07-08

RESI Maximum Value of CCJs (Unsatisfied)

Lender: Precise Mortgages

Type: change

New Search value: 2500

Read Policy Notes
only-criteria criteria-change 2021-07-08

RESI Maximum Number of CCJs (Unsatisfied)

Lender: Precise Mortgages

Type: change

New Search value: 1

Read Policy Notes
only-criteria criteria-change 2021-07-08

RESI Maximum Value of CCJs (Satisfied)

Lender: Precise Mortgages

Type: change

New Search value: 2500

Read Policy Notes
only-criteria criteria-change 2021-07-08

RESI Maximum Number of CCJs (Satisfied)

Lender: Precise Mortgages

Type: change

New Search value: 1

Read Policy Notes
only-criteria criteria-change 2021-07-08

RESI Maximum Mortgage Arrears in last 24 Months

Lender: Precise Mortgages

Type: change

New Search value: 3

Read Policy Notes
only-criteria criteria-change 2021-07-08

RESI County Court Judgements (CCJs) (Unsatisfied) potentially accepted

Lender: Precise Mortgages

Type: change

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-change 2021-07-08

RESI County Court Judgements (CCJs) (Satisfied) potentially accepted

Lender: Precise Mortgages

Type: change

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-change 2021-07-08

RESI Defaults (unsatisfied) potentially accepted

Lender: Precise Mortgages

Type: change

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-change 2021-07-08

RESI Defaults (satisfied) potentially accepted

Lender: Precise Mortgages

Type: change

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-change 2021-07-08

RESI Remortgage purpose: School/Education fees

Lender: Precise Mortgages

Type: change

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-change 2021-07-08

RESI Remortgage purpose: Medical expenses

Lender: Precise Mortgages

Type: change

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-change 2021-07-08

RESI Remortgage purpose: Lifestyle (holidays, car's, non essential spending etc)

Lender: Precise Mortgages

Type: change

New Search value: Acceptable

Read Policy Notes
only-criteria criteria-change 2021-07-08

RESI Remortgage purpose: Land Purchase (maximum LTV)

Lender: Precise Mortgages

Type: change

New Search value: 85

Read Policy Notes
only-criteria criteria-change 2021-07-08

RESI Remortgage purpose: Buy out (maximum LTV)

Lender: Precise Mortgages

Type: change

New Search value: 85 percentage

Read Policy Notes
only-criteria criteria-change 2021-07-08

RESI Remortgage purpose: Balance Swap (maximum LTV)

Lender: Precise Mortgages

Type: change

New Search value: 85 percentage

Read Policy Notes
only-criteria criteria-change 2021-07-08

RESI Remortgage purpose: Buy to Let Purchase (maximum LTV)

Lender: Precise Mortgages

Type: change

New Search value: 85 percentage

Read Policy Notes
only-criteria criteria-change 2021-07-08

RESI Remortgage purpose: Debt Consolidation (maximum LTV)

Lender: Precise Mortgages

Type: change

New Search value: 85 percentage

Read Policy Notes
only-criteria criteria-change 2021-07-08

RESI Remortgage purpose: Gift Money (Maximum LTV)

Lender: Precise Mortgages

Type: change

New Search value: 85 percentage

Read Policy Notes
only-criteria criteria-change 2021-07-08

RESI Remortgage purpose: Home Improvements (maximum LTV)

Lender: Precise Mortgages

Type: change

New Search value: 85 percentage

Read Policy Notes
only-criteria criteria-setup 2021-07-08

RESI Expat Residential Mortgage

Lender: Market Harborough Building Society

Type: setup

New Search value: Acceptable

Read Policy Notes
only-news news-News news-First time buyer news-first time buyer income multiple news-income multiple stretch news-L&C Mortgages news-nationwide 3 2021-07-23

Income multiple needed by first-time buyers running at 5.6 times – Nationwide

Nationwide has revealed that the multiple of average income to value of a first-time buyer property is running at 5.6 times, higher by 2.4 percentage points compared to the long-run average of 3.2 times.

Read More...
only-news news-News news-affordability news-AppPay news-buy now pay later news-Cassie Stephenson news-eligibility news-klarna news-Miles Robinson news-Mojo Mortgages news-mortgage decline news-Nick Morrey news-Trussle 3 2021-07-23

Lender’s attitude to buy now pay later services ‘constantly changing’, brokers say

Borrowers using buy now pay later (BNPL) services, like Klarna, run the risk of being declined by lenders as they could be perceived as a worse credit risk, brokers have said.

Read More...
only-news news-News news-Alexander Hall news-EWS1 news-Foxtons news-Mortgage Advice Bureau (MAB) news-most read stories news-Nationwide Building Society news-Peter Brodnicki news-Robert Jenrick news-top 10 most read mortgage broker stories this week news-top 10 stories 3 2021-07-23

Top 10 most read mortgage broker stories this week – 23/07/2021

The news of the passing of John Murray, former editor of the Mortgage Finance Gazette, was among the most read this week as the industry paid tribute to the finance journalist.

Read More...
only-news news-News news-80% LTV news-buy to let news-rate reductions news-Steve Griffiths news-The Mortgage Lender (TML) 3 2021-07-23

TML adds cohort of deals to BTL range and reduces minimum loan size

The Mortgage Lender has added 80 per cent loan to value (LTV) products to its buy-to-let (BTL) offering and reduced its minimum loan value.

Read More...
only-news news-News news-80% LTV news-85% LTV news-90% LTV news-high LTV news-Platform news-product switch news-product transfer news-rate cuts news-rate reductions 3 2021-07-23

Platform makes rate cuts across high LTVs and product switches

Platform, subsidiary of The Co-operative Bank, has reduced rates on its high loan to value (LTV) mortgages and its product switches.

Read More...
only-news news-Better Business news-Business Skills news-Critical Illness Protection news-insurance news-life cover news-mortgage advisers news-Umbrella Protect 3 2021-07-23

Partnering with a specialist protection adviser will typically increase case sizes – Glod

It's a long-running discussion point that mortgage brokers don’t have the time or inclination to initiate what can be perceived as difficult conversation about protection with clients.

Read More...
only-news news-Better Business news-Business Skills news-broker relationships news-Client Relationship Management (CRM) news-client retention news-customer engagement news-Lloyds Banking Group news-Richard McDonald 3 2021-07-23

Brokers who stay connected to customers will embed a lifetime of value – McDonald

Brokers have always faced a challenge in managing to speak to existing customers regularly throughout the product term or at term-end.

Read More...
only-news news-Commercial Finance news-News news-Specialist Lending news-David McCreadie news-loan book valuation news-mortgage loan book sale news-residential lending news-residential mortgage news-Secure Trust Bank news-specialist lending 3 2021-07-23

Secure Trust Bank exits resi market with £54.6m loan book sale

Secure Trust Bank (STB) has finalised its exit from residential mortgages with the sale of its loan book.

Read More...
only-news news-News news-advice news-Anthony Morrow news-Financial advice news-first-time buyers news-insurers news-Karina Hutchins news-mortgage deals news-OpenMoney news-Platform news-solicitors 3 2021-07-23

OpenMoney launches free online advice service for first-time buyers

Financial advice service OpenMoney has brought out an online service, Home, offering free advice for first-time buyers.

Read More...
only-news news-News news-Castell news-first charge mortgage news-Pepper Money news-Polaris news-residential mortgage-backed securitisation (RMBS) news-second charge mortgage 3 2021-07-23

Pepper plans new proposition after completing largest securitisation yet

Pepper Money has unveiled plans to grow lending with an affordable home ownership proposition after completing its largest securitisation to date.

Read More...
only-product product-New 3 2021-07-23

CHL Mortgages

New Product Launched

New products launched

only-product product-New 7 2021-07-22

Leeds Retention

New Product Launched

New product launched

only-product product-New 7 2021-07-22

Foundation HomeLoans

New Product Launched

Launched new Portfolio products

only-product product-New 7 2021-07-22

Leek United BS

New Product Launched

New products launched

only-product product-New 7 2021-07-20

NatWest Intermediary

New Product Launched

New products launched

only-product product-New 7 2021-07-20

Equifinance

New Product Launched

Revised range

only-product product-New 7 2021-07-19

Nottingham

New Product Launched

New products launched

only-product product-Amended 7 2021-07-19

Vernon BS

Product Amended

Revised Floored Discounted products.

only-product product-New 2021-07-16

Furness B.Soc

New Product Launched

New products launched

only-product product-New 2021-07-14

Bank of Ireland

New Product Launched

New products launched

only-product product-New 2021-07-13

Foundation HomeLoans

New Product Launched

Launched new Portfolio & 5yr Fixed products

only-product product-Deleted 2021-07-13

Next Intel-BOI

Product Withdrawn

Products withdrawn

only-product product-Deleted 2021-07-13

Next Int-PostOffice

Product Withdrawn

Products withdrawn

only-product product-New 2021-07-12

Hinckley + Rugby BS

New Product Launched

New products launched

only-product product-New 2021-07-12

Masthaven 1st Charge

New Product Launched

New BTL products launched

only-product product-New 2021-07-12

1APP@TFC - Masthaven

New Product Launched

New BTL products launched

only-product product-New 2021-07-09

Progressive B.Soc.

New Product Launched

Products updated

only-product product-Deleted 2021-07-09

Post Office Mtgs

Product Withdrawn

Withdrawing products for new business submissions

only-product product-New 2021-07-08

Tipton + Coseley

New Product Launched

launched residential Fixed products

only-product product-New 2021-07-07

Harpenden

New Product Launched

New products launched

only-product product-New 2021-07-06

Foundation HomeLoans

New Product Launched

Launched New Green2yr Discount Products